2025

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Top 10 Strategies for Reducing Days Sales Outstanding (DSO)

Your Virtual Credit Manager

How was your accounts receivable (AR) performance last year? This is a very important question because AR is typically one of the top two or three largest assets for a B2B vendor. The primary way most companies measure AR performance involves looking at the Days Sales Outstanding (DSO) metric. Accelerating sales can increase DSO, but most often the cause is problems in the order-to-cash (O2C) pipeline affecting collections.

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Slovin & Associates Announces Brad A. Council as Managing Partner and Firm Name Change to Slovin & Council, Co. LPA

RMAi Blog

Cincinnati, OH The law firm of Slovin & Associates Co., LPA is proud to announce the promotion of Brad A. Council to managing partner, marking a new chapter in the firms continued success. In recognition of this leadership transition, the firm is also unveiling a new name: Slovin & Council, Co. LPA. Randy T. Slovin, the firms founder and previous managing partner, will remain with the firm as a consultant, offering his expertise and guidance during this next phase of growth.

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Top 10 Collection Reminders Writing Tips

Gaviti

Managing accounts receivable can be challenging, but having a structured approach to writing collection reminders can make a significant difference. Many businesses that have embraced automated tools such as payment reminder software are able to simplify this process with dunning emails and late payment reminder templates that ensure consistency, save time, and improve efficiency.

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What are accounts receivable vs accounts payable?

Chaser

In the world of finance, two crucial concepts that play a significant role in managing a company's cash flow are accounts payable vs accounts receivable. Understanding the difference between these two terms is essential for businesses to maintain a healthy financial position.

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Outsourcing Vs. In-House: The Ultimate Battle For Better Collections

Speaker: Susan Richards

Your past-due accounts are growing, cash flow is tightening, and the pressure is on. The big question: Do you handle the collections internally or outsource to experts? Both strategies come with advantages and risks - but which one delivers the best impact for your business? In this session we’ll dive deep into the in-house vs. outsourcing debate, examining cost-effectiveness, efficiency, compliance risks, and overall recovery success rates.

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Are your Collection Letters Effective?

Credit Management Group UK

Wed all agree that writing effective collection letters is a balancing act between ensuring you receive payment in full and maintaining a positive working relationship with your customers. You dont want your correspondence to end up thrown to one side, added to a stack of unread post, because the seriousness of the matter wasn’t made clear to the reader; but you also dont want to alienate your customers through poorly worded warnings that sound threatening.

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Trends in commercial real estate (CRE) lending and risk

Abrigo

CRE origination, refinancing, and pricing challenges Experts from Trepp and Abrigo describe recent origination and delinquency trends in commercial real estate portfolios. They also share tips for managing risk and pricing. Key topics covered in this post: The big-picture view of CRE from Trepp Trepp bank consortium originations are 58% below pre-COVID averages Rising delinquency rates, especially in specific markets How to manage CRE risk and pricing Changes in the commercial real estate marke

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Macro Outlook: Sticking to the Soft Landing

Loomis Sayles Credit Research

To kick off 2025, Loomis Sayles will feature forward-looking views on key segments of the fixed income market. Seasoned experts with knowledge and experience in each sector will answer three questions that drill into major themes for the year ahead. Keep an eye out for each installment as the series rolls out over the next few weeks. To set the stage, were starting with Craig Burelle, Global Macro Strategist, Credit, and his views on the macro backdrop. 1.

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Here’s what you need to know about business loans with no credit checks (and if they’re possible)

Credibly

Table of Contents Can you get a business loan with no credit check? The pros and cons of a small business loan with no credit check Business loan options with low credit score requirements Borrowing with Credibly and our low credit score requirements Explore your flexible financing options Looking for business loans with no credit check? Most lenders will perform credit checks to assess creditworthiness, however, how your credit is weighted on the application will vary based on the type of le

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GoCardless selects Form3 for Bacs payment connectivity to support scale up of UK operations

GoCardless

Form3 provides scalability and operational resilience as GoCardless volume of UK payment transactions continues to grow

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Turning a Blog into a Million-Dollar Asset

Due

What would you do if you had $180,000?A few might go shopping, splurging on luxurious items and extravagant vacations. Others may invest in the stock market, bonds or even just park their money in a savings account. But what if there was another option? In particular, one that could potentially offer even better returns? Well, that was my friend Larry Ludwig’s dilemma when he came into a significant sum of money.

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Are Your Credit & Collection Policies Aligned with Company Goals?

Your Virtual Credit Manager

At many companies, credit policy is an afterthought. When sales and production goals are set, and then the budget formalized, scant consideration is given to the impact on credit policy. In most companies, sales are given a strong priority over the risk of slow payments and bad debts regardless of gross margins and the resources the credit and collection function can provide to mitigate risk.

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Member Alert: RMAI Recommends Suspension of Communications to Consumers Affected by the City of Los Angeles Wildfires

RMAi Blog

RMAI extends its thoughtsof supportto allof those affected by the wildfires in Los Angeles. RMAI recommends all members temporarily suspend collection calls and communications to consumers in Los Angeles County. Information on the impact of the Los Angeles wildfires can be found on the City of Los Angeles Emergency Management Department. To find out more about all disaster declarations, visit the FEMA website.

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How to Write Effective Past Due Invoice Emails: Templates and Best Practices

Gaviti

A proactive B2B payment reminder sent before the due date is the most effective method for ensuring timely payment of invoices. Even so, businesses sometimes arent able to pay on time for a variety of reasons. Sending a payment reminder for business helps ensure that clients are aware that a due date has passed and that the invoice is outstanding. In certain cases, youll also need to follow up with a past due invoice email.

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What is the accounts receivable turnover ratio?

Chaser

The accounts receivable turnover ratio is a financial ratio that measures how efficiently a company collects its accounts receivable. It is calculated by dividing net credit sales by average accounts receivable.

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The Top Five Aspects all Credit Control Courses Should Cover

Credit Management Group UK

If your company is investing money into sending you on a training course to improve your knowledge and skills for the benefit of your role, then choosing the right course, that will provide you with the correct knowledge and procedures, is vital. For credit control courses in particular, ensuring that relevant topics are covered is extremely important as no two customers will be the same, therefore you need to be able to learn how to adapt strategies for the most effective return.

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The evolution of AI & lending: Parallel journeys shaping the future

Abrigo

Banks & credit unions use technology to solve challenges AI today is the result of decades of research and development. In the same way, FIs have consistently leveraged data and technology to solve challenges and serve communities better. This article covers these key topics: The evolution of AI Lending: A legacy of data-driven innovation Generative AI in lending: The next frontier Abrigo's approach to AI Parallel journeys of AI, banking technology Artificial intelligence (AI) is often heral

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5 Steps to Protect Your Business from Unexpected Accounting Disruptions

Accounting Department

Managing finances effectively is the backbone of any successful business. Even minor accounting disruptions can snowball into significant financial issues for small to medium-sized business (SMB) owners and entrepreneurs.

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Liability Management Exercises: Looking Beyond the Headlines

Loomis Sayles Credit Research

Over the past year, headlines about creditor-on-creditor violencesituations where different creditor groups clash over restructuring termshave dominated the conversation in leveraged finance. While these high-profile disputes make for compelling stories, they represent just one component of a broader and more significant trend: the rise of liability management exercises (LMEs).

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Common Reasons Why Your Invoices Go Unpaid

Enterprise Recovery

It can be easy to get frustrated and make assumptions about why your invoices aren't being paid on time. The problem is that your frustration doesn't solve or prevent the situation from happening. After years of recovering delinquent debt for B2B clients, we've identified many reasons behind late or unpaid invoices. Read on to discover the reasons behind unpaid invoices and how to tackle them effectively.

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TreviPay Crossroads Day 2 Insights: The Future of B2B Buying and Payments

TreviPay

Day 2 of TreviPay Crossroads 2024 brought together industry experts to explore the evolving landscape of B2B commerce. Leaders from Mastercard, Bain & Company, Allianz Trade and more shared actionable strategies for enhancing buyer experiences, building customer loyalty and scaling businesses globally. From the role of experience design in B2B to the power of network models and embedded finance, these sessions provided valuable insights for businesses looking to stay ahead in an increasingly

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Tony Robbins warns Americans on Social Security

Due

Tony Robbins has some blunt advice for Americans regarding Social Security and retirement planning. He warns that relying solely on Social Security is a “recipe for disaster.” Social Security was never designed to replace income completely. This becomes even more relevant as life expectancy rises, leading to longer retirements. Robbins offers several strategies to help people manage the financial and emotional stresses of retirement planning.

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Storm Warning: Private Company Red Flags

Your Virtual Credit Manager

The United States has witnessed a significant surge in corporate bankruptcies, reaching a 14-year high in 2024. Business bankruptcy filings increased by 33.5% during the 12-month period ending September 30, 2024. This trend has been driven by a combination of factors, including rising interest rates, persistent inflation, higher labor costs, and shifts in consumer spending patterns following the pandemic.

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Credit Control, LLC: America’s Best Workplaces Winner

RMAi Blog

5x Winner Best Places to Work in Collections and Now Named One of Americas Best Workplaces by Best Companies Group St. Louis, MO January 6th Already named a Best Place to Work in Collections for five consecutive years, Credit Control, LLC is proud to be recognized as one of Americas Best Workplaces. Best Companies Group has named Credit Control, LLC a recipient of the inaugural Americas Best Workplaces in 2025 Award, which identifies and honors the best places of employment across the United St

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Accounts Receivable Automation Best Practices

Gaviti

Once your business has started to grow significantly, your A/R and finance team will probably ask themselves how they can transform your accounts receivable process in the most efficient manner. At some point during the business process, most owners ask the question: Whats the best way to transform our accounts receivable process? Choosing an accounts receivable automation solution is only the first step in transforming your accounts receivable.

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Fair debt collection practices act (FDCPA): definition and rules

Chaser

The Fair Debt Collection Practices Act (FDCPA) are the federal collection agency laws that protects consumers from abusive, deceptive, and unfair debt collection practices.

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Andrew Erickson Joins TMC Financing to Support Small Businesses in the Inland Empire

TMC Financing

February 2025 TMC Financing, the nations leading SBA 504 lender, is pleased to announce the addition of Andrew Erickson, Senior Vice President, Business Development Officer, serving the Inland Empire. The post Andrew Erickson Joins TMC Financing to Support Small Businesses in the Inland Empire appeared first on TMC Financing.

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Improve loan decisioning: 5 ways to serve small businesses better

Abrigo

Are outdated processes impacting your loan decisioning? Community financial institutions have the expertise and local ties to support small businesses, but outdated processes and risk-averse approaches often slow down their loan decisioning. Meanwhile, fintech lenders offer fast approvals, attracting small business borrowers despite high interest rates.

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Best Practices in Accounting Data Management for Entrepreneurs

Accounting Department

Effective accounting data management isn't just about tidy spreadsheets and balancing your books. It's about safeguarding your business's financial health while ensuring seamless operations.

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High Yield Credit Outlook: Defaults in Check, Carry in Play

Loomis Sayles Credit Research

1. Whats your overall view of the high yield market as we enter the year? High yield bond investors have enjoyed a good run over the past couple of years, thanks to attractive all-in yields, tightening spreads and broadly stable credit fundamentals. Looking ahead, the fundamental picture continues to look solid, supported by a positive earnings backdrop and a resilient US economy.

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Attend to a Flash Demo of My DSO Manager!

Credit Tools

Want to know more about the most brilliant and innovative Credit Management software ? Including real time advanced features for credit management and collection. Discover how to improve Trade.

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GoCardless revenues up 38% in FY24, with nearly £40bn processed in payments

GoCardless

Net losses shrink by 55% as management declare clear path to profitability

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Embracing the Next Chapter: A Guide to Transitioning to Full-Time Retirement

Due

Even though escaping the daily grind sounds great, transitioning to a full-time retirement can be complicated. It’s a major life shift, which is simultaneously exciting and uncertain. After all, you’re trading familiar structures for a blank canvas, which can feel liberating and daunting. But, in the words of the legendary Fred Rogers, Often when you think youre at the end of something, youre at the beginning of something else.

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Gain Leverage Over Slow Paying and Risky Customers by Holding Up Their Orders

Your Virtual Credit Manager

When a business reaches the point of multiple team members making new sales and taking orders from existing customers, the credit approval process gets more complicated. The owner or other executives no longer have visibility and control over every new order. Meanwhile, customers who previously were approved during your initial credit evaluation may become past due, max out their credit limit, or, worse yet, be in a deteriorating financial situation, all of which become even more likely when the

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2025 Officers & Directors Elected to Lead Receivables Management Association International

RMAi Blog

Members of Receivables Management Association International (RMAI) elected Officers and Directors to its Board for 2025. Of the ten-member Board, eight are continuing service from the previous year. The 2025 Officers and Directors are: Jon Mazzoli, Resurgent Holdings, Inc., President Amber Russo, Kino Financial Co., LLC, President Elect Brian Williams, Crown Asset Management, LLC, Treasurer Joe Barbito, Orbita Capital Group, LLC, Secretary Brett Soldevila, Security Credit Services, LLC, Past Pre

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Top Accounts Receivable Strategies for 2025

Gaviti

The world of Accounts Receivable (AR) is evolving rapidly. With increased interest rates and inflation, businesses are facing increasing pressure to collect cash faster. This becomes tricky when businesses also need to maintain excellent customer relationships. For many businesses 2025 calls for leveraging cutting-edge tools and strategies for staying competitive.

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Get insights to improve cash flow and reduce late payments

Chaser

New and improved reports are now available in Chaser, designed to provide greater clarity over receivables performance. These updates empower you to more easily identify problems in your receivables process and make better-informed decisions to reduce late payments. See the key updates outlined below.

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