Sat.Feb 16, 2019 - Fri.Feb 22, 2019

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Bookkeeping vs. Accounting: Differences and When to Use Each One

Fundera

The Difference Between Bookkeeping vs. Accounting. Bookkeeping is managing the day-to-day financial transactions of the business—updating spreadsheets, reconciling bank statements, and processing payroll. Accounting is more about financial supervision: Taking the documents prepared by bookkeepers and using them to think strategically about the company’s financial health and growth.

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FAQ Friday – How do Direct Debit timings work with GoCardless?

GoCardless

Find out how payment timings work for both one-off payments and subscriptions.

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An Immigrant’s Guide to Funding and Starting a Business

Fundera

Starting a business in the US is no easy feat, especially if you’re an immigrant. From overcoming language barriers to obtaining the right to legally open and operate a business on American soil, immigrant entrepreneurs certainly face their share of hardship. Despite these obstacles, immigrants still do very well in the US as business owners. According to a report by Fiscal Policy, immigrant small business owners accounted for 30% of overall small business owner growth in America between 1990 an

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Cash Basis Accounting: Everything Business Owners Need to Know

Fundera

Cash basis accounting is preferred by many business owners—and accountants!—because it’s easy to implement, maintain, and understand. Since most businesses in the U.S. are cash basis taxpayers , it just makes sense for most small businesses to use cash basis accounting, right? Sometimes. But cash basis accounting usually only shows you part of your financial picture.

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QuickBooks Financial Statements: Reviewing Business Financials in QuickBooks

Fundera

How Do I Create QuickBooks Financial Statements? You can generate QuickBooks financial statements under the reports section of your QuickBooks dashboard. Prepare an up-to-date profit and loss statement, balance sheet, and statement of cash flows. You can customize the time period, and drill down into detailed information, such as what portion of your profits came up from a specific customer.

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Professional Liability Insurance: Does Your Small Business Need It?

Fundera

What Is Professional Liability Insurance? Professional liability insurance, also called errors and omissions or professional indemnity insurance, protects service businesses from the cost of defending negligence lawsuits and other claims of service-related errors. Service professionals and business owners who provide expert advice should purchase professional liability coverage.

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Secured vs. Unsecured Credit Cards: What’s the Difference?

Fundera

Secured vs. Unsecured Credit Cards. Secured credit cards are designed for building credit, and require a deposit to open the account. The deposit is less than or equal to your credit limit. If you maintain a good payment history, you can get your deposit back, receive a higher credit limit, and eventually qualify for an unsecured credit card. An unsecured credit card is a standard credit card, with no deposit required.

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TSYS Review 2019: Features, Pricing, Alternatives

Fundera

Whether they’re single-person LLCs or multi-member corporations, the vast majority of small businesses need to be able to accept credit card payments at their point of sale, wherever that point of sale may be. On a practical level, that means signing up with a payment processor that can handle your business’s various credit card transactions—and TSYS Merchant Solutions is just one payment processing company worth consideration during your search.

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Small Business Loans for Car Dealers and Auto Repair Shops: The Top Options

Fundera

No matter what city or state you live in, people are always going to be in the market to buy a car, or get their current ride tuned up. As more consumers see the value of buying used cars, there’s seldom been a better time to open up your own car dealership. And as people try to maximize the life and longevity of their current cars, now is a prime time to open up a repair shop to keep everyone’s rides running smoothly.

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Central Pacific Bank Business Account Review, Plus Top Alternatives

Fundera

As a small business owner, it’s crucial for you to separate your personal finances from those of your business. One of the easiest ways to make this distinction is by opening a business bank account. A business checking account will serve as a dedicated place from which to pay your business’s expenses and where to save up for future costs as you continue to grow.

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BambooHR Review 2019: Pricing, Features, Alternatives

Fundera

Running a small business means wearing many different hats—sometimes in one day, and usually at the same time. Managing your business’s human resources is far from the easiest thing on any entrepreneur’s to-do list, which sometimes feels like it grows so long that being a full-time HR rep is impossible. Thankfully, there are options out there to help you manage your small business HR needs.

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Eastern Bank Business Credit Card Review, Plus Top Alternatives

Fundera

Whether you’re just getting started with a new business or you’ve been in the game for a while, it helps to have a credit card handy. The right business credit card can help you finance crucial expenses for your business. It can even earn rewards and add on handy perks to help you manage your business more efficiently. Plus, having a business credit card allows you to better separate your personal and business finances.

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Associated Bank Business Loans Review

Fundera

If you’re a small business owner in Illinois, Minnesota, or Wisconsin, then you might be familiar with Associated Bank. With over 200 locations throughout those three states, it’s the largest bank headquartered in the state of Wisconsin. This institution provides comprehensive financial services for consumers, corporations, and small businesses alike, but if you’re here, you’re likely most curious about Associated Bank business loans.

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Paylocity Review 2019: Features, Pricing, and Alternatives

Fundera

Although employees always look forward to payday, most small business owners do not. Running payroll can be time consuming and prone to error, taking focus away from your primary business responsibilities. Using a payroll service can make your life a lot easier. Good payroll software can automatically calculate withholdings, account for tips and other wage adjustments, and handle tax compliance.

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Announcing our $75m funding round to open up access to our global bank debit network

GoCardless

Business models have moved on. Payments haven’t. That's where we come in.

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