Sat.Nov 02, 2019 - Fri.Nov 08, 2019

article thumbnail

The 35 Best Books for Entrepreneurs

Fundera

No matter how experienced you are as an entrepreneur—whether you’re just opening your doors or have already started a few successful businesses—you can always benefit from advice from someone who has followed a similar journey. That’s where reading some of the best books for entrepreneurs comes into the mix. . Maybe you need a little inspiration to rev up your engines, or you could use some advice on how to be a better manager and bring your business to new heights.

article thumbnail

How Stress Test Results Can Yield Better Lending, Credit, and Risk Decisions

Abrigo

Stress Testing | 7 minute read Key Takeaways Stress testing is an important component of sound risk management. Top down and bottom up analysis can inform capital assessments. Stress testing can put a burden on smaller financial institutions, but today's technology "levels the playing field.". Some financial institutions may view stress testing as a “check the box” practice to satisfy regulators, but others are making the most out of the process.

CECL 60
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Your top cash flow questions answered

GoCardless

We searched for the most-asked questions about cash flow. Here are the answers.

52
article thumbnail

How to Find Investors for Your Small Business

Fundera

How to Find Business Investors: The Quick List. Trusted Introductions. Strategic Networking. Online Investment Platforms. Industry Conferences and Summits. Cold Outreach. Friends and Family. Universities and Incubators. Kicking a new small business into accelerated growth mode takes capital, and a lot of it. Although new small businesses do have several options for financing their businesses , like business loans , it’s admittedly difficult to get a hold of the money you need to go big without

article thumbnail

5 Best Business Credit Cards for New Businesses With No Credit History

Fundera

5 Best Business Credit Cards for New Businesses. Blue Business Plus Credit Card from American Express: Best 0% Intro APR. Chase Ink Business Preferred Credit Card: Best Welcome Bonus. Capital One ® Spark Cash for Business: Best for Cash Back. Chase Ink Business Unlimited: Best for No Annual Fee. Capital One ® Spark Classic for Business: Best for Fair Personal Credit.

article thumbnail

16 Ways To Show You’re Thankful at Work

Fundera

As a small business owner, your team and clients hold the greatest value for your business. They have helped build your business into what it is today, and their hard work and feedback help your company grow and improve. With Thanksgiving around the corner, there’s no better time to be thankful for your team, clients, and other supporters. Showing your appreciation can increase productivity within your office, sales from your clients, and overall happiness within your network.

More Trending

article thumbnail

Top CECL Questions Answered

Abrigo

CECL | 7 minute read Key Takeaways Balancing the scales: the FASB's cost-benefit an alysis of CECL. Strategies to lessen the impact of CECL on smaller community banks. How to work better with field examiners and auditors. . The transition to the current expected credit loss (CECL) standard is just around the corner for larger SEC filing institutions, but for many institutions, there are still many questions surrounding the new standard.

CECL 60
article thumbnail

USDA Releases Interim Final Hemp Rules

Abrigo

3 minute read Key Takeaways The USDA released their interim rule on hemp production. States and tribes must include key components in their programs. States may begin submitting programs to the USDA for approval. . The 2018 Farm Bill started the process of hemp legalization when it was signed into law back in December 2018, but there was still work to be done before the production and cultivation could be seen as fully legal.

Default 60
article thumbnail

How to Increase Member Business Lending

Abrigo

Small Business Loans | 5 minute read Key Takeaways Credit unions' small business loans hit a record low, while small business lending continues to remain strong at big banks and community banks. Going digital can help reduce the cost of small business lending and capture more member business loans. SBA loans do not count against the MBL cap and can be a great way for credit unions to support local businesses and entrepreneurs. .

article thumbnail

Workplace Burnout: How to Spot It and How to Avoid It

Fundera

Most working people are all too familiar with the concept of workplace burnout. And when you start a business and consistently have to juggle so many roles, you’re probably extra familiar with struggling to balance your responsibilities without feeling a little burnt out. Workplace burnout can manifest itself quickly, sometimes without you even realizing it.

59
article thumbnail

The small business guide to purchase orders

GoCardless

When your business buys goods or services, it’s important to keep track of what you’ve ordered and how much it will cost you. Setting up a purchase order system can improve your business’ efficiency, tighten stock controls and save you money.

article thumbnail

Go borderless: GoCardless launches the first global network designed for recurring payments

GoCardless

Complete with foreign exchange, powered by Wise for Business.

52
article thumbnail

Press release: GoCardless launches first global network for recurring payments

GoCardless

Bolstered by a partnership with Wise.

52
article thumbnail

How to Get a Business Loan for a Pizza Shop

Fundera

A great pizza shop is a gem in a town or city—the kind of place that people from all walks of life are devoted to. But we don’t need to tell you that. If you’re opening or currently running one of these beloved places, understanding how to get a business loan for a pizza shop can help you keep things going smoothly day to day, or even expand if you’re ready.

article thumbnail

5 steps for a successful transition from invoicing to subscription billing

GoCardless

If you bill your regular customers on a recurring basis, take advantage of subscription billing and bring more predictable revenue to your business. In this guide, we walk through 5 steps to moving to a subscription model.

40
article thumbnail

Shopify vs. WordPress: Which Is Best for Your Online Store

Fundera

If you’re searching for the best ecommerce platform for your online store, you’ve no doubt run across the names Shopify and WordPress. Each of these top-rated website platforms caters a wide variety of budding entrepreneurs. With them, you can build a website to sell all types of goods, plus manage products, orders, customer data, and more. While you can create an ecommerce website using both platforms, that’s where the similarities end.

article thumbnail

LivePlan Review for 2019: Pricing, Features, Top Alternatives

Fundera

Every small business begins with an idea, be it big or small. Soon enough, most entrepreneurs realize that coming up with the idea was the easy part: writing a business plan, pitching to investors, and figuring out how to anticipate all of the little details that come with starting a small business quickly become a much larger challenge. That’s where LivePlan and other business plan software solutions can help.

article thumbnail

Best Banks for Small Business in Washington

Fundera

No matter their location, industry, or size, it’s safe to say that every Evergreen State-based business owner wants to find the best banks for small business in Washington state. Finding a business bank account with a bank you can trust is one of the first, and most important, steps in starting a business. And ideally, your bank will work for you well beyond the startup stages, offering the services and products you need to accommodate your growth.

article thumbnail

Vanco Payment Solutions Review: Pricing, Features, Top Alternatives

Fundera

Vanco Payment Solutions. Vanco Payment Solutions is a provider of merchant services for religious organizations, schools, and nonprofits. They offer a range of products and services through their subsidiaries: GivePlus, RevTrak, ASAP, Charms, and Vanco Events. Processing rates start at 2.75% + $0.45 per transaction. In the modern world, every business needs to be able to accept payments, and that includes religious organizations, nonprofits, and schools.

article thumbnail

How to Become a Freelancer

Fundera

How to Become a Freelancer: 8 Steps. Understand the trade-offs and responsibilities of freelancing. Choose your specialization. Write a business plan. Create professional contact information and supplements. Understand your value and determine your rates. Source freelance work by tapping into various networks. Select a business entity and prepare for tax season.

article thumbnail

5 Best Ecommerce Website Builders for 2019

Fundera

Best Ecommerce Website Builders. Shopify: Best all-in-one ecommerce website builder. WordPress: Best do-anything ecommerce website builder. Weebly: Best ecommerce website builder for Square users. Squarespace: Best for influencer-type ecommerce websites. Wix: Easiest ecommerce website builder for new users. Ecommerce website builders make it easy to launch any type of online business.

article thumbnail

12 Ecommerce Business Ideas for 2019

Fundera

Top Ecommerce Business Ideas. Subscription Models. Meal Delivery. Online Education. Affiliate Marketing. Natural Products. Wellness Services. Coaching and Mentoring. Creative Services. Technical Services. Dropshipping. Travel Services. Wedding Services. The gold rush is back. But this time there’s no need to dip into chilly rivers and streams. The current gold rush is online and accessible from the comfort of your couch.

40
article thumbnail

6 Best WooCommerce Payment Gateways for Ecommerce Stores

Fundera

Best WooCommerce Payment Gateways. Stripe: Popular, secure, and highly versatile gateways supporting all types of online payments. PayPal Checkout: Simple and quick way to accept credit cards plus PayPal, Venmo, and PayPal Credit. Square Payments: Provides online payment processing plus a host of business management perks like an in-store point of sale (POS) system that integrates with WooCommerce.

article thumbnail

WePay Review 2019: Features, Pricing, Top Alternatives

Fundera

WePay Review. WePay is a payment service provider that allows software platforms to provide white-label payment processing to their merchants. The BBB gives WePay an A+ rating, but it also has two out of five stars from customers. WePay is lauded for its ease of use, but some reviewers also complain of funding holds and poor customer service. Payment solutions come in all shapes and sizes, and that’s important to keep in mind when talking about merchant services like WePay.

article thumbnail

Entrepreneur Visas: The 4 Best Startup Visas for Immigrating Business Owners

Fundera

Entrepreneur Visas in the USA. There are two types of visas ideal for immigrant entrepreneurs: extraordinary ability visas—the EB-1 or O-1—and immigrant investor visas—the EB-5 or E-2. The O-1 and E-2 visas require you to return to your native country after operating a business, but EB-1 or EB-5 visas are permanent residency visas. Immigrants are gaining a growing representation among small business owners for starting their own businesses.

article thumbnail

FinCEN Issues Advisory on the Financial Action Task Force Updated List of Jurisdictions with AML/CFT Deficiencies

Abrigo

3 minute read Key Takeaways Three countries are added to the FATF list: Iceland, Mongolia, and Zimbabwe. DPRK and Iran continue to need enhanced due diligence. FinCEN released update guidance around these FATF updates. . On October 18, 2019, the Financial Action Task Force (FATF) issued a publication updating its list of jurisdictions with anti-money laundering and combatting the financing of terrorism (AML/CFT) deficiencies.

CECL 60
article thumbnail

Election 2020: Small Business Owners Split on Candidates, but Agree on Key Issues 

Fundera

Approximately one in 10 Americans in the labor force is self-employed, according to data from the Bureau of Labor Statistics (BLS). And small business growth is highest in crucial swing states like Florida and Pennsylvania. This makes small business owners a key voting group in the 2020 presidential election. Given the small margins that decided the last presidential race, the support (or lack thereof) of even one group can make a meaningful difference. .