Fundera
MAY 3, 2018
The healthcare sector is an amazing place for aspiring entrepreneurs to open up shop. Exploring healthcare business ideas is smart for lots of reasons. There’s an opportunity to do a world of good by serving an aging American population and helping those struggling with the national drug crisis. There are lots of new medical and technological advances, and widespread interest in health and wellness, too.
GoCardless
MAY 1, 2018
Setting up a gym is hard work, and there are lots of obstacles you’ll need to conquer to succeed. But, once you’ve cleared the first hurdle, it’s time to think about business growth.
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Fundera
MAY 2, 2018
As a new small business owner, you have to figure out a lot of things you’ve never done before. One of them includes how to create a business budget—and that can be insanely intimidating, especially when you’re only starting out. How, exactly, do you know where to find the right financial information, let alone learn the business finance terminology , and put all the data together in the right order?
Fundera
MAY 4, 2018
If you’re starting your small business, you’re in the midst of a lot of big first steps: picking out an amazing name, getting an EIN from the IRS, and filling out about a carton of paper’s worth of forms. And once you’ve gotten past these not-glamorous-but-essential hurdles, there’s still more work to be done in order to get your company off the ground—namely, figuring out the best place to open a business checking account.
Fundera
APRIL 28, 2018
They say beauty is in the eye of the beholder—and, as it turns out, the same can be said for the best small business ideas. There are tons of small business ideas, and what defines a “best” small business idea largely depends on an aspiring entrepreneur’s personality and skillset (and its potential to earn you money, of course). So, when you’re considering the best ideas for your future small business, you’ll need to answer a few clarifying questions, including: What are your
Fundera
MAY 4, 2018
Loan stacking, which is when a borrower takes out multiple business loans from different lenders at the same time, is becoming increasingly common. The percentage of borrowers who stacked loans doubled between 2013 and 2015. And that number continues to grow. Since the 2008 recession, banks have cut down on lending to small business owners. In response, many are stacking two—or sometimes even three or more—loans from online lenders to start and grow their businesses.
Credit Management Source brings together the best content for credit management professionals from the widest variety of industry thought leaders.
Fundera
APRIL 30, 2018
In every business budget, you’ll find certain expenses that can change dramatically from month to month. These are variable expenses, and they make up a large portion of small business spending (unlike fixed costs , which remain the same each month). The fluctuating amounts behind variable expenses makes planning for them in your business budget hard—but not impossible.
Fundera
APRIL 30, 2018
Managing your finances as a freelancer—whether you’re a sole proprietor or a freelance LLC—is all about equipping yourself with the right tools. One resource that everyone working on their own needs to help them spend intelligently is a business credit card. The best business credit cards for freelancers are even more useful than you might imagine. Though, as a whole, freelancers are a diverse demographic, they all tend to face similar hurdles due to the independent, invoice-based nature of thei
GoCardless
MAY 3, 2018
A practical guide to the different payment methods that investment platforms, savings accounts and apps can offer their customers - and the pros and cons of each.
Fundera
APRIL 29, 2018
Your financial history’s impact on your ability to get a small business loan is undeniable. When you have excellent credit and a record of managing your finances well, a large number of business loan options are at your disposal. But if you have bad credit or other red flags in your financial history, many lenders won’t want to work with you.
Fundera
MAY 2, 2018
When you’re applying for an SBA loan for your small business, the process can be intimidating, complicated—and frankly, a little scary. There are a lot of very specific, practically nitpicky requirements from the SBA that you as the borrower must meet. And at first glance, some of them might not even make sense. One of those requirements is loss payee vs. lender’s loss payable endorsements.
Fundera
MAY 1, 2018
Keeping your small business successful as technology evolves means making sure that your small business marketing continues to modernize, too. As tech improves, so does the standard for what is considered professional-looking promotional material. And that certainly applies to the photography you use. Classic cheesy stock photos, which many companies have been using to promote themselves online, don’t work any longer.
Fundera
MAY 1, 2018
No matter your business’s size, age, or legal structure, it’s critical that you open a business checking account. Your business bank account is the financial foundation of your small business: It keeps your business’s working capital secure yet accessible so that you can add to or dip into those funds whenever you want or need. And, as the country’s sixth-largest bank , it’s pretty likely that you might look into a PNC business checking account.
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