Sat.Sep 28, 2019 - Fri.Oct 04, 2019

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The 10 Biggest Business Problems Entrepreneurs Face—and How to Beat Them

Fundera

The 10 Biggest Business Problems for Small Business Owners. Managing your money – creating a budget, running financial reports, tracking expenses, paying bills, and more. Building a quality team – finding and hiring the right people to help your business grow. Providing health care for your employees – finding the right solutions for your employees, fitting it into your budget, etc.

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Another Disappointing Monthly Jobs Report for September

Abrigo

This morning’s Employment Situation report from the Bureau of Labor Statistics for the month of September came in weaker than expected. There were 136,000 jobs added in September, falling short of the expectation of an added 145,000 jobs. The one bright spot was the headline unemployment rate (U3) which fell to 3.5% from 3.7%. The broadest measure of labor underutilization (U6) also fell from 7.2% to 6.9%.

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What is invoice finance and should your business use it?

GoCardless

Invoice finance can give you fast access to cash – could it work for you?

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How to Start a Cleaning Business in 7 Steps

Fundera

How to Start a Cleaning Business: 7 Steps. Fund your cleaning business. Choose your market. Find your specialty—and stick to it. Plan your cleaning business budget. Register your cleaning business. Find and maintain clients. Invest in advertising and expanding. If you’re looking to start a new business with low overhead, the absence of typical operating costs, and reliable demand, you might be interested in learning how to start a cleaning business.

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How This Entrepreneur Built a Successful Roommate-Matchmaking Business

Fundera

Finding an apartment in New York City on a tight budget is no small feat, especially if you’re moving from outside the area. Jordan Davidovit probably knows this better than anyone. After moving to New York City from Montreal in 2014, Davidovit witnessed firsthand the fragmented and often shady process that goes into finding an apartment, particularly for those who are young, unfamiliar with the area, and without a lot of financial means.

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How to Start a Home Business: A Step-by-Step Guide

Fundera

How to Start a Home Business in 8 Steps. Step 1: Decide what type of business to start. Step 2: Choose a name and entity for your home business. Step 3: Write a business plan. Step 4: Register your home-based business. Step 5: Get a business license. Step 6: Get a business bank account and credit card. Step 7: Secure funding. Step 8: Hire any employees you may need.

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IRS Form 941 Instructions: How to Fill Out and File Form 941

Fundera

What Is IRS Form 941? IRS Form 941 is a quarterly tax form businesses with employees must file to report income taxes, social security taxes, and Medicare taxes they’ve withheld from employee paychecks. IRS Form 941 is also used to report the employer’s quarterly portion of social security and Medicare taxes. Filing deadlines are the last day of January, April, July, and October.

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How to Start a Transportation Business: The Ultimate Guide

Fundera

How to Start a Transportation Business in 8 Steps. Choose the type of transportation business. Choose a name and entity for your transportation business. Write a business plan. Register your transportation business, get an EIN. Get licenses and permits. Open a business bank account, get a business credit card. Get any funding you need. Hire any employees you may need.

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12 Tips to Prepare your Business for Unexpected Disasters

Fundera

As a small business owner and juggler of oh-so-many tasks, you likely have plenty of things to think about each day. Maybe you haven’t given too much thought to how your business would get back on its feet after a major disaster. If so, you’re not alone! Almost 70% of small business owners say they don’t have a written disaster recovery plan. But the ever-present risk of disasters should be on your mind.

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Equity Ratio: Definition, Formula, and Examples

Fundera

What Does Equity Ratio Mean? The equity ratio shows the amount of your company you own outright versus how much is financed by debt. You can calculate this number with the equity ratio formula, which divides your total equity by your total assets. Both of these numbers will be found on your balance sheet. A company with a high equity ratio is one that has less debt relative to its assets.

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GoCardless celebrates National Customer Service Week 2019!

GoCardless

This week-long event recognises great customer service, and we're celebrating.

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The Global Recurring Payments Tracker: September 2019 edition

GoCardless

Your monthly resource for tackling the complexities and challenges of the international recurring payments space.

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What is reconciliation in accounting?

GoCardless

There are a number of variants to this accounting process, useful for ensuring correct balances are recorded within accounts. This guide explains what they are, why reconciliation is important, and how to conduct reconciliation.

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The payment experience cheat sheet: a guide for recurring revenue businesses

GoCardless

Use our handy cheat sheet to make sure your payment experience is fully optimised for the requirements of your customer. Learn how to maximise payment success, get better insights into your process and reduce churn.

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Starting a Business in Oregon: A Step-by-Step Guide

Fundera

Oregon may be home to some of the world’s biggest brands—Nike, Pendleton, and Columbia Sportswear are all headquartered in the Beaver State—but it also boasts a vibrant community of small business owners, so it’s the perfect place for you to start your business. According to the SBA, small businesses made up 99.4% of all Oregon businesses in 2018. If all those entrepreneurs succeeded in starting a business in Oregon, there’s no reason why you can’t too.

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Starting a North Carolina LLC: The Ultimate Guide

Fundera

North Carolina is one of the best places in the country to start a small business. Steady population growth, proximity to top colleges and universities, an affordable cost of living, and a pleasant climate all contribute to making this a great state for would-be entrepreneurs. If you’d like to launch a business in North Carolina or expand your business operations there, you’ll need to begin by selecting a business entity structure. .

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How Does an Employee Stock Ownership Plan (ESOP) Work?

Fundera

You may not be ready to list your small business on the stock market, but that doesn’t mean that you’re aren’t in a position to have shareholders in your company. This can happen if you set up an Employee Stock Ownership Plan—or ESOP. What is ESOP? That’s what we’ll help you understand. At a very top level, an ESOP is an employee benefit plan that gives workers the opportunity to own part of the business for which they work.

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Starting an LLC in Michigan: The Ultimate Guide

Fundera

Michigan is home to a bustling startup ecosystem, and the state often wins accolades for its receptiveness to small businesses. Some of Michigan’s core industries include medical devices, health care, science, automotive, and information technology. Whatever industry your business belongs to, the first step to forming a business in Michigan is to choose a business entity structure for your company. .

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Best Business Banks in Texas

Fundera

Best Business Banks in Texas. Best Business Bank in Texas for Growing Businesses: Texas Capital Bank. Best Business Bank in Texas for Nationwide Access: Chase Bank. Best Business Bank in Texas for Branches: BBVA Compass. Best Business Credit Union in Texas: Texas Trust Credit Union. The Lone Star state is a great place to start and run your own business venture, as destinations such as San Antonio and Dallas continue to be among the fastest-growing cities in the country.

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How to Start a Business in New York: The Ultimate Guide

Fundera

Starting a Business in NY in 8 Steps. Write a business plan. Choose a business name. Choose a business entity and register your business. Obtain your EIN and register for taxes. Obtain permits, licenses, employer information, and insurance. Secure startup funding. Get a business bank account and credit card. Kick off your marketing plan. BuzzFeed, WeWork, Etsy, Blue Apron: Other than snagging a spot in the coveted “unicorn” club, what each of these billion-dollar startups have in common are thei