Fundera

JULY 7, 2018

The biggest balancing act you’re always performing as a business owner is money out versus money in. And although profitability is certainly something you should be paying attention to, more than anything, the best metric to understand your short-term and long-term survival is by looking at your business cash flow. Specifically, whether or not you’re cash flow positive.

Credit and Collections 89

Credit and Collections Collector Credit Card Companies Transactions 89

Fundera

JULY 10, 2018

Nearly every small business owner has stories to share about how they started out on shoestring and managed to survive their first years by being creative with limited cash. If you’re one of those entrepreneurs who wants to know how to grow your small business on a budget, there’s hope. Bootstrapping your small business through these lean years might seem unappealing, but by using some good information here and doing a little research of your own there, you’ll soon see your small business

Small Businesses 88

Small Businesses Deductions 88

Fundera

JULY 8, 2018

The 6 Best High Yield Business Savings Accounts. Capital One Spark Business Savings Account. BofI Business Premium Savings Account. Community Bank of Pleasant Hill Business Premier Money Management Account. Goldwater Bank Savings Plus Personal & Business Account. First Internet Bank of Indiana Money Market Savings. Live Oak Bank Business Savings Account.

Transactions 76

Transactions Small Businesses 76

Fundera

JULY 11, 2018

With your entrepreneur’s infinite to-do list, dropping everything to perform a small business bank account comparison isn’t likely a top priority. But as much as you might want to ignore the process, choosing the best bank for your business is crucial, and i t’s vital to conduct a small business bank account comparison that keeps the interests of your company at heart.

Small Businesses 75

Small Businesses Transactions 75

Fundera

JULY 10, 2018

5 Common Types of Business Loan Collateral. Real property. Inventory. Cash. Invoices. Blanket Liens. As you likely know from your research on small business loans , pledging collateral is critically important when attempting to secure financing for your company. But why is that? And, further, what is collateral in business? On that first point, collateral is just one form of security for lenders.

Default 71

Default Small Businesses Credit and Collections Credit Scoring 71

Fundera

JULY 7, 2018

As you start your own business, you’re stepping out onto uncharted territory. Luckily, there are many, many business owners who’ve done this before you—and quite a few of them who have pulled off things successfully. That means you have a template for success in lots of respects. Though much of your success will rely on sheer luck and perseverance, one common theme we’ve seen in the some of the most successful businesses is something you can control.

Credit Scoring 68

Credit Scoring Bankruptcy Small Businesses 68

Fundera

JULY 9, 2018

If your business is a sole proprietorship , or if you’re self employed, you must complete a Schedule C tax form each year as part of your tax filing process. Schedule C is used to determine the taxable profit in your business during the tax year. You then report this profit on your personal 1040 Form and calculate the taxes due from there. Although tax form Schedule C is one of the easier tax forms to understand and complete, you might find completing it for the first time a little dauntin

Deductions 59

Deductions Small Businesses 59

Fundera

JULY 12, 2018

What does small business success mean to you? Many entrepreneurs define it by steady-to-heavy cash flow (money, in other words) and they’re not wrong, according to a new report from SCORE. The Megaphone of Main Street: Women’s Entrepreneurship, Spring 2018 covers key findings as they relate to women entrepreneurs, including data collected on women-owned business success, financing, and the impact of mentorship.

Small Businesses 57

Small Businesses 57

Fundera

JULY 11, 2018

When you’re running a business on your own, it’s up to you to call the shots—from the biggest ones, like securing business funding , to the smaller ones, like deciding on a font for your website. For solo founders, or solopreneurs , there comes a time when having expert advice—or, really, just a little help—can be hugely valuable. A business mentor can guide you through the challenges of running your own business, and provide a sounding board that you might be missing without a co-founder.

Small Businesses 55

Small Businesses 55

Fundera

JULY 13, 2018

If you’ve traveled recently, there’s a good chance you paid to stay in someone else’s home rather than a hotel, and you did so because of Airbnb. If your experience was positive, you might be considering becoming an Airbnb host yourself. So, we’re here to discuss the economics of hosting on Airbnb—how much money can you earn renting out your space to travelers, and how much the process will cost you.

Deductions 94

Deductions 94

Fundera

JULY 13, 2018

ROBS: What Are Rollovers as Business Startups? Rollovers as Business Startups (ROBS) let you use $50,000 or more from your 401(k) or IRA to start, acquire, or grow a business. ROBS offers debt-free business financing, but you run the risk of losing retirement savings if the business fails. The setup involves creation of a C-corp and a retirement plan which funds the C-corp by purchasing stock.

Transactions 68

Transactions Brokerages 68