Fundera

MARCH 16, 2020

The coronavirus pandemic has sent U.S. small business confidence into a tailspin, as government restrictions force some main street businesses to close or operate in limited hours, while foot traffic for many has dropped to near zero. . The federal government has promised help in the form of business loans through the Small Business Administration’s loan programs , but details on how those programs will receive funding are still in development. .

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Small Businesses Credit and Collections 80

Abrigo

MARCH 20, 2020

Key Takeaways For the first time in more than a decade, bankers may be dealing with large numbers of TDRs due to the coronavirus crisis. The FDIC recently reiterated that financial institutions should determine whether loans affected by COVID-19 should be reported as TDRs. A decision by FASB on TDRs and coronavirus modifications will be critical for lenders, given the implications for calculating the allowance for credit losses, or the allowance for loan and lease losses.

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GoCardless

MARCH 19, 2020

It's time businesses adopted the mantra of customer choice to payments too.

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Pactola

MARCH 17, 2020

I have three different sports apps on my smartphone. Normally, at this time of the year, I am checking NCAA basketball scores, getting updates from spring training with my beloved St. Louis Cardinals, and catching up with hockey games. Now the only news on my apps are NFL trade rumors and notices that all sports seasons are on hold. At this point one wonders if the football season will actually kick off later this year.

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Fundera

MARCH 17, 2020

How you accept payments is crucial to the way your business operates and makes money—which makes choosing a payment processor an important decision. Luckily, with the growth of the merchant services industry, there are now more providers than ever for small businesses, whether you’re looking to accept in-person payments, online payments, or a combination of both.

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Dashboards Transactions Credit Card Payments Invoice Amount 79

Abrigo

MARCH 18, 2020

Key Takeaways. There has been an uptick in phishing scams in Europe and North America related to the coronavirus. Assets available on the dark web include a real-time heatmap of COVID-19 cases. Educate your employees and stakeholders to stay protected. For cybercriminals, vulnerability and anxiety present opportunity. As the coronavirus (COVID-19) continues to spread around the world, cybercriminals are taking advantage of the widespread fear.

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Fundera

MARCH 19, 2020

When you’re a small business owner, managing your team can be critical to your success, especially when it comes to behind-the-scenes processes like payroll, onboarding, recruiting, and more. This being said, however, as important (and often complicated) as these operations are, they’re all the more complex when you’re juggling different software platforms and trying to implement multiple processes across these systems.

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Dashboards Deductions Small Businesses 58

Fundera

MARCH 18, 2020

Paying your employees correctly and on time is one of the many essential tasks you have to manage to keep your business running smoothly. While this can be a time-consuming and even confusing undertaking, there are payroll services to automate the process for you. However, with so many options out there, you may not be sure which to choose for your business. .

Small Businesses 52

Small Businesses 52

Fundera

MARCH 16, 2020

Mindfulness in the workplace has grown in popularity in the business and scientific communities because of its ability to bring awareness to the present moment and increase employees’ wellbeing at work. The concept of mindfulness, which stems from the early teachings of Buddha, improves mental function and can result in a greater perception of happiness, according to The American Psychological Association.

Small Businesses 52

Small Businesses 52

Fundera

MARCH 16, 2020

How to Start a Graphic Design Business in 7 Steps. Choose a name and business entity. Choose your niche. Write a business plan. Organize your marketing materials. Build your client base. Separate your business and personal finances. Consider your financing options. Deciding to start a business is a big step for any entrepreneur. However, what follows are many more steps to successfully launch and grow your business.

Transactions 52

Transactions Small Businesses 52

Fundera

MARCH 15, 2020

Paycom Review, Summarized. Pros of Paycom: Full-service payroll and HR software. Includes advanced and detailed features. Highly functional employee self-service app. Known for top-notch customer service. Cons of Paycom: No transparent pricing information. Extensive features may be overwhelming or unnecessary for many small businesses. Doesn’t offer integration options for third-party tools.

Deductions 52

Deductions Small Businesses Dashboards Credit and Collections 52

Fundera

MARCH 14, 2020

A good HR software can make your life as a business owner significantly easier. Such software can help you automate your payroll, manage health benefits, file taxes, and more. If you’ve come across Gusto or Justworks in your search for the right HR solution, you may be wondering if either can serve your needs. . That’s where our Justworks vs. Gusto comparison comes in.

Small Businesses 52

Small Businesses Dashboards 52

Fundera

MARCH 19, 2020

To my fellow entrepreneurs, As the CEO and co-founder of Fundera, I’ve had the privilege of supporting entrepreneurs for the past six years by helping them confidently find the financing they need to grow and sustain their businesses. To date, we’ve helped tens of thousands of small business owners secure nearly $2 billion in credit. . Everything you’re about to read is my opinion—not fact.

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Small Businesses Default 45

Fundera

MARCH 17, 2020

Even in normal times, small businesses can struggle to properly manage their cash flow—the balance of money that goes in and out of their business through revenue and expenses. In the ongoing fallout from the coronavirus pandemic, the issue of cash flow has become an immediate concern for millions of small businesses across the U.S. and around the world. .

Small Businesses 45

Small Businesses Default Credit Scoring 45

GoCardless

MARCH 20, 2020

How do I register as self-employed in the UK? Find out with our guide.

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GoCardless

MARCH 20, 2020

Find out everything you need to know about how to prepare a cash flow statement.

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GoCardless

MARCH 20, 2020

IFRS provides an accounting framework for international businesses.

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GoCardless

MARCH 20, 2020

GAAP standardizes and regulates accounting across different industries.

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GoCardless

MARCH 20, 2020

Want to learn how to take your business global? Here’s how to do it.

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GoCardless

MARCH 20, 2020

Find out how to calculate days payable outstanding, and more.

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Fundera

MARCH 20, 2020

Many of us use Instagram to keep up with friends and family and to post about our lives. What many people don’t realize is that you can use Instagram to start a business and make money, either as a side hustle or even a full-time gig. . Instagram business ideas aren’t the same as marketing an existing business on Instagram. Rather, Instagram businesses are operated largely (or, in some cases, solely) on Instagram.

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Small Businesses 40

Fundera

MARCH 19, 2020

What Is the Work Opportunity Tax Credit? The work opportunity tax credit offers a tax credit to employers who hire employees from certain target groups that have historically faced barriers to employment, including ex-felons, veterans, and people on long-term unemployment. The credit is based on qualified wages paid to these employees during their first year of employment.

Small Businesses 40

Small Businesses 40

GoCardless

MARCH 18, 2020

Learn all about the ins and outs of cash flow management and forecasting.

Small Businesses 40

Small Businesses 40

GoCardless

MARCH 18, 2020

What is the VAT rate in the UK? Find out with our simple guide.

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GoCardless

MARCH 18, 2020

A prepayment is money paid in advance for business costs. Find out more.

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GoCardless

MARCH 18, 2020

Explore the importance of depreciation in accounting, right here.

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GoCardless

MARCH 18, 2020

Our comprehensive guide to using net profit margin formulas.

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Fundera

MARCH 17, 2020

Small Business Health Care Tax Credit. The small business health care tax credit is available to small businesses to help offset the cost of health care premiums they pay for their employees. To qualify, small businesses must offer a qualified health plan to their employees through the Small Business Health Options Program Marketplace (SHOP), pay at least 50% of the cost, and have fewer than 25 full-time equivalent employees with an average salary less than $55,000.

Small Businesses 40

Small Businesses Deductions 40

GoCardless

MARCH 16, 2020

Our comprehensive overview of SaaS subscription management.

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GoCardless

MARCH 16, 2020

Learn more about how to build a SaaS financial model with our guide.

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