Fundera
JUNE 3, 2019
Direct to consumer marketing (D2C) is a strategy in which a company promotes and sells a product or service directly to consumers, cutting out the need for any intermediaries. The number of businesses that independently manufacture, promote, sell, and ship their own products is rising, and growing popularity of this strategy is rapidly changing the business landscape on the whole.
Abrigo
JUNE 4, 2019
The Financial Accounting Standards Board’s new current expected credit loss (CECL) standard, known as one of the biggest changes to bank accounting. Because of the complexities and changes that CECL brings, there are many questions surrounding implementation, potential effects, and more. The Federal Deposit Insurance Corporation (FDIC), the National Credit Union Administration (NCUA), the Board of Governors of the Federal Reserve System (FRB), and the Office of the Comptroller of the Currency (O
This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
GoCardless
JUNE 3, 2019
We asked 12,785 consumers around the world, this is what they said.
Fundera
JUNE 7, 2019
What Is a Founders’ Agreement? A founders’ agreement is a legally binding contract, usually in writing, that outlines the roles, rights, and responsibilities of each owner in a business. It could be a standalone document, or it could be incorporated into corporate bylaws, an LLC operating agreement, or partnership agreement. A founders’ agreement is designed to protect each founder’s interests and to prevent conflict down the line.
Fundera
JUNE 7, 2019
35 Best PayPal Alternatives. 2Checkout. Adyen. Amazon Pay. Authorize.Net. BlueSnap. Braintree. Charge.com. Dwolla. FastSpring. Fattmerchant. Google Pay. Intuit GoPayment. Klarna. NETELLER. Merchant, Inc. Paylane. Payline. Paymate. Payoneer. Paysera. Payza. Popmoney. ProPay. Selz. Shopify Payments. Skrill. Square. Stripe. TransferWise. Venmo. ViewPost.
Fundera
JUNE 5, 2019
Real estate is an industry that gets consistent attention as a lucrative, exciting work opportunity. Best of all, by working in real estate, you’re able to cash in on a product that is almost always in demand, as people need homes and commercial space in just about any economic environment. Plus, real estate can bring in some serious cash, depending on the opportunities in your area and overall industry conditions.
Credit Management Source brings together the best content for credit management professionals from the widest variety of industry thought leaders.
Abrigo
JUNE 4, 2019
Change is inevitable. Software systems get upgraded; new technology gets implemented. Financial institutions should have Change Management Policies that define change, as well as establish the procedures around managing change. Changes could stem from internal sources, like policies and procedures, new products, or product updates; or they could be external changes, like new compliance rules and regulations.
Abrigo
JUNE 3, 2019
SBA Lending Can Be a Hidden Gem for Some Institutions. Loans guaranteed by the U.S. Small Business Administration represent an underutilized growth engine for financial institutions. With proper planning and the utilization of technology, SBA lending can boost customer acquisitions and deposits. It can also drive other areas of business banking while providing meaningful solutions to customers.
Fundera
JUNE 2, 2019
Accrued expenses sound like a difficult, and time-consuming, accounting concept to comprehend. As the name suggests, accrued expenses are an accrual basis accounting concept. As such, many small business owners—who often operate on a cash basis —disregard accrued expenses. This can be a costly mistake. In this article, we will demystify accrued expenses.
Fundera
JUNE 5, 2019
You work extremely hard for your money. The last thing you want to do is experience revenue leakage during which you’re leaving money on the table. (Now we have your attention, don’t we.) If you’re using outdated systems or not precisely tracking certain elements of your business’s finances , you could be letting potential revenue slip by due to revenue leakage.
Fundera
JUNE 3, 2019
As two of the largest banks in the United States, both Chase and Wells Fargo are well set up to provide strong services to small business owners and meet their business banking needs. And, if you’re debating Chase vs. Wells Fargo business checking, then it’s very likely you’re one of those business owners who is looking for great business banking services.
Fundera
JUNE 7, 2019
As a digital business owner, one of your most important decisions is deciding which ecommerce platforms you should use to sell your goods online—and, as two of the biggest names in ecommerce, it’s likely that you’ll end up deciding between Shopify vs. Amazon. Before we get into a detailed comparison of Shopify vs. Amazon, let’s get clear on the real difference between these platforms: Shopify is a top-to-bottom ecommerce store platform on which users can build, customize, and fully manage their
Fundera
JUNE 6, 2019
What Are Corporate Bylaws? Corporate bylaws are legally binding rules that the board of directors adopts once a business incorporates. Corporate bylaws lay out the day-to-day operating rules and procedures for a corporation. Establishing bylaws is an important task for the board of directors, helping them oversee the work and operation of the business.
Fundera
JUNE 4, 2019
If you’re looking for business loans to start a farm, we don’t need to tell you that farming is a tough business. Not only is it capital intensive, but markets for certain products swing often, which can be tough for all of the hard work you put in. Because farming is nothing if not honest, hard work—with a lot of reward, of course. But back to capital.
Fundera
JUNE 7, 2019
Revention POS: The Basics. Revention POS is a restaurant POS system provider used by over 10,000 businesses around the world. The company is known for their range of products and quote-based pricing. Working with Revention, merchants can mix and match their hardware and software to create a solution that works perfectly for their business. In the world of restaurant POS systems , Revention POS is almost a dinosaur.
Fundera
JUNE 6, 2019
Small business owners have a ton of different responsibilities from day to day. Some are huge—such as setting a strategy and keeping the organization fixed on its goals. Others are small, yet they feel just as gigantic. Keeping on top of your company’s payroll is one of these tasks. The actual work itself may not be as heady as setting big business objectives, but managing payroll is time- and labor-intensive—two things most entrepreneurs have too little of to waste.
Fundera
JUNE 6, 2019
Choosing a bank account for your business might seem like just another thing you have to do when you’re starting or growing your business, but the decision is actually much bigger. By choosing the right bank and account, whether it’s Chase vs. Capital One business checking, you could end up saving yourself money in fees down the line. And in small business, every little bit counts.
Fundera
JUNE 6, 2019
At a bare minimum, retailers and restaurant owners need a POS system that’ll enable them to quickly process payments at the register. But with so many feature-rich, tech-forward POS systems available today, there’s no need to settle for the bare minimum—and Bindo POS is just one of your options. Bindo is an iPad-based POS software that’s designed especially for retailers and restaurant owners.
Fundera
JUNE 5, 2019
As you know, paying your staff in full and on time is crucial; but as you also know, processing payroll and calculating and filing payroll taxes on your own can seem like an insurmountable task, or at least a very time-consuming one. That’s why just one of the many decisions you’ll need to make as a small business owner, and as the leader to a team of employees, is deciding which payroll processor you’ll partner with.
Fundera
JUNE 5, 2019
With headquarters in Birmingham, Alabama, BBVA Compass provides financial products and services to consumers, small businesses, and commercial and CIB clients across Alabama, Arizona, California, Colorado, Florida, New Mexico, and Texas. In particular, small business owners within the bank’s jurisdiction seeking business loans will likely consider BBVA Compass Bank business loans at some point during their search.
Fundera
JUNE 4, 2019
So many business owners are making the leap from brick-and-mortar to digital operations, or at least a combination of the two. So if you’re new to online selling, your first order of business is deciding which ecommerce platform you’ll use to build your store—and Big Cartel vs. Shopify are just two of the biggest names you’ll encounter in your search.
Fundera
JUNE 4, 2019
If your small business wants to accept payments, be they in-store or through your online store, the first step you’ll need to take is selecting the best payment service provider (or a PSP, for short) for your company’s needs. There are plenty out there to choose from, each with different advantages based on what your company needs. Some focus on tech-savvy solutions for selling wares online, while others provide a more balanced approach for brick-and-mortar and online selling.
Fundera
JUNE 4, 2019
In the market for a business bank account ? It can be tough to know where to start. There are so many options out there, and you probably don’t have a ton of time to devote to searching for the right account. We’ve got you covered with our review of the Renasant Bank business checking accounts. We’ll walk you through the accounts the bank offers and describe some alternative accounts worth your notice.
Fundera
JUNE 3, 2019
If you’re a small business owner looking to find a business credit card , you’ll know that there are a lot of options out there. One way to narrow it down is by bank. Especially if you already have a business bank account at Comerica Bank , you may be interested in its business credit cards. Comerica Bank offers four business credit cards: Mastercard® Business Cash, Mastercard® Business Real Rewards, Mastercard® Business Rewards Plus, and Mastercard® Business Platinum.
Fundera
JUNE 3, 2019
As a salon or spa owner, you’re primarily in the business of making people feel better, whether that’s by cutting their hair or kneading out the knots in their shoulders. But when you’ve finished your services, a slow or glitchy check-out process may be stressful enough to undo all the hard work you’ve just done for your client (and it won’t make you feel great, either).
Fundera
JUNE 2, 2019
Never heard of Provident Bank? That’s no reason not to consider their business bank accounts. If you’re searching for the best deal on a business checking account that will meet your needs, it pays to do your research and cast a wide net. Fortunately for you, we can help by walking you through the Provident Bank business checking accounts, and discussing some alternative accounts, too.
Fundera
JUNE 2, 2019
What Is the Aloha POS System? The Aloha POS system is one of the most widely used restaurant POS systems in the industry. The Aloha POS offers three terminal options, along with multiple mobile POS options for you to choose from. Unfortunately, to access information on Aloha prices, you’ll need to ask for a demo from their sales team. That said, many Aloha POS reviews from customers cite steep prices as one of the biggest downsides of this POS option.
Fundera
JUNE 1, 2019
When you’re managing employees, you know that little is more important to the health of your business than keeping your team happy—and integral to employee security is ensuring that they’re compensated in full and on time, every time. To make sure of that, business owners often find it helpful to outsource payroll processing to a software or agency, like Payday Payroll.
Fundera
JUNE 1, 2019
Prosperity Bank offers four different business checking accounts, each a little different from the next. The bank keeps it simple, though, not overwhelming with its options. It allows you to choose whether you want to earn interest or not, or choose based on your transaction habits. There are some limits and fees to watch out for, so we’ve detailed them below.
Fundera
JUNE 1, 2019
As you run credit card transactions for your customer’s purchases, the peace of mind that comes with a secure card processing system is a non-negotiable. As you sell your business product or service, you shouldn’t have to worry about a credit card transaction going wrong. Therefore, you might look to credit card processing companies like the Authorize.Net gateway—or, as it’s often called, the AuthNet gateway—to ensure that your customer’s card payments go through both quickly and securely.
Expert insights. Personalized for you.
111 
Let's personalize your content