Fundera
SEPTEMBER 23, 2018
It’s not uncommon to see temporary storefronts selling Halloween costumes suddenly cropping up during the autumn months in empty strip mall spaces or shopping centers. Meet the pop-up shop, an industry segment valued at $50 billion in the United States in 2016. Unlike many small businesses, these shops tend to cater to a specific season or for a certain promotional reason.
GoCardless
SEPTEMBER 25, 2018
5 steps to healthier cash flow for you and your clients
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Fundera
SEPTEMBER 25, 2018
No matter where you work, there are some personality types you’ll find in pretty much every office you encounter. Learning to navigate office dynamics is crucial to your success in climbing the corporate later — in fact, some think emotional intelligence is responsible for 58% of performance at work. If learning how to better interact with your coworkers sounds like yet another mind-numbing task on your to-do list, have no fear!
Fundera
SEPTEMBER 22, 2018
No matter what industry you’re in, you’re likely paying someone for something in order to keep your business running. Altogether, those expenses—most specifically the ones purchased on credit—create a line item on your balance sheet known as “accounts payable,” and the management of accounts payable is one of your most crucial tasks as a small business owner.
Fundera
SEPTEMBER 27, 2018
Ecommerce is no longer just an alternative to buying in-store; in fact, ecommerce mega-platform Shopify predicts an increase in worldwide ecommerce sales from $1.3 trillion in 2014 to $4.5 trillion in 2021. (That’s a 246.15% uptick, for those keeping score.) So, finding funding for ecommerce business is, well, serious business. You’re following in the footsteps of big companies across both B2B and B2C—not just Etsy shops.
Fundera
SEPTEMBER 24, 2018
A whopping 70% of U.S. businesses are owned and operated by sole proprietors or sole traders. But while it’s the most common business structure, many people know surprisingly little about sole proprietorship. Whether you want to learn more about sole proprietorship or are already a sole proprietor who wants to educate your friends and family, read on as we dispel five common myths about this business type.
Credit Management Source brings together the best content for credit management professionals from the widest variety of industry thought leaders.
Fundera
SEPTEMBER 28, 2018
Mare-Mare owner and designer Maria Salcino has always been a fashion lover. Years ago, she was lucky enough to snag a business administration job at one of the largest specialty stores in the country, which got her foot in the door of the industry she loved. But both in and outside the office, Salcino couldn’t help but notice that all the clothing she and her friends coveted was way outside their budgets.
GoCardless
SEPTEMBER 24, 2018
All the important steps that help a new business get up to speed on GoCardless.
Fundera
SEPTEMBER 22, 2018
There are many reasons why business owners choose to bank with credit unions. Credit unions generally provide better customer service than larger banks and are known for an added personal touch. Credit unions are also often able to offer higher interest rates on savings, lower fees, and in addition, their loan programs might have longer terms and lower rates.
Fundera
SEPTEMBER 28, 2018
So, you’ve decided you want the holy grail of small business loans: an SBA loan. If you’ve considered this decision, chances are you’re well aware that the U.S. Small Business Administration sponsors several types of loans, all of which vary according to their sizes, terms, use cases, eligibility standards, and more. The government agency’s most common loan is the SBA 7(a) loan.
Fundera
SEPTEMBER 27, 2018
Iberia Bank describes themselves as a community bank with the resources of a national bank. They’re based in the Southeast, and as a client-focused business that prides themselves on their personal touch, they work on building relationships with both their clients and their communities. This commitment to customer service alone is enough of a reason to consider one of the Iberia Bank Business credit cards.
Fundera
SEPTEMBER 26, 2018
If you’re a loyal GM customer and a hardworking business owner, the GM BuyPower Business Card from Capital One could just be the business credit card for you. The BuyPower Business Card earns the most rewards on GM purchases. So, if you’re already buying GM products, why not earn something back for your spending? You can also earn some rewards back on your gas, restaurant, and office supply spending.
Fundera
SEPTEMBER 26, 2018
Tools in a home toolbox: not that expensive. However, a mechanic’s tools—your tools—cost more than your average monkey wrench/hammer combo. In fact, sometimes a tool can cost more than the car, truck, or trailer it’s fixing. But you have so many other day-to-day expenses to cover, between parts, payroll, and your personal life. It would certainly be helpful if you didn’t have to take thousands of dollars straight out of your savings just to keep your tools up to date.
Fundera
SEPTEMBER 25, 2018
A business credit card is one of the most versatile tools a business owner has when it comes to running operations and managing finances. For individuals who haven’t already separated personal and business finances , a business credit card can be a way to build a business’s credit score and establish a solid payment history. Even if you pay for expenses with cash, it’s essential to have established credit for any sort of financing in the future, like a business loan or mortgage.
Fundera
SEPTEMBER 24, 2018
Right now seems like a great time to be at the helm of a biotech startup. There’s more money going into U.S. companies from venture capitalists than ever. A record high, in fact: CB Insights reported that in Q2 2018, investors poured $23 billion into startups. And things are particularly bright for biotech startups, which pulled in $2.8 billion in funding in the first two months of 2018 alone.
Fundera
SEPTEMBER 23, 2018
If you’re a small business owner who has a KeyBank business checking or savings account, or if you have a business loan with the bank, you might be considering applying for a KeyBank business credit card. There are many reasons for opening a business credit card with the Cleveland-based bank, and convenience is one of them. KeyBank has over 1,100 full-service branches and over 1,500 ATMs across 15 states.
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