Fundera

FEBRUARY 20, 2018

What’s your favorite minority-owned business? Can you think of more than one that’s opened in the past few years? If so, there’s a reason for it: According to the U.S. Small Business Administration (SBA), entrepreneurship within minority groups is increasing. But it’s not all sunshine and rainbows, unfortunately. Access to capital isn’t as easy for these entrepreneurs, including securing financing and keeping businesses open.

Small Businesses 108

Small Businesses 108

GoCardless

FEBRUARY 19, 2018

The benefits of Direct Debit are even greater when more customers are using it. Find out how you can maximise your Direct Debit uptake.

52

52

Fundera

FEBRUARY 21, 2018

When you’re the owner of a new business, your daily grind includes putting out fires and pulling yourself up by your bootstraps. For better or worse, though, that’s part of the joy and hardship of founding a startup. Luckily, you don’t have to do every bit of the grunt work alone. That’s where government business startup loans come in. Through the U.S.

Credit Scoring 76

Credit Scoring Default Credit and Collections Small Businesses 76

Fundera

FEBRUARY 20, 2018

You’re likely well aware that QuickBooks is the reigning incumbent for accounting and bookkeeping software in the United States. There’s a reason that so many small businesses turn to QuickBooks for their small business needs—it’s easy to use, inexpensive, and QuickBooks training resources for the software abound. But if you’re looking for an alternative to QuickBooks, whatever your reason, great options do exist.

Small Businesses 70

Small Businesses Credit and Collections Dashboards Transactions 70

Fundera

FEBRUARY 18, 2018

Every dollar counts when you own a small business. Before making any major purchases, savvy business owners typically weigh their options. It should be no different when it comes to purchasing small business insurance —it definitely counts in that category of “major purchase,” after all. And being hasty with decisions around small business insurance can end up costing you serious money in the long run.

Small Businesses 67

Small Businesses Insurance Companies Deductions 67

Fundera

FEBRUARY 23, 2018

Coming into the small business loans process, you wouldn’t be alone if your instinct is that your business’s annual revenue is the determining factor for qualification. And if you’re a low-income earner seeking a business loan, or you’re running a startup business that’s not generating any revenue, that’s probably terrifying. The picture actually isn’t so grim!

Credit Scoring 65

Credit Scoring Bankruptcy Small Businesses 65

Fundera

FEBRUARY 18, 2018

Providing a Social Security number to apply for a business credit card seems like it would be counterintuitive and often times frustrating. What does your personal information have to do with your business’s finances? Which is why you’ve likely asked yourself if you can apply for business credit cards using EIN only. You are certainly not the only person to have asked this, believe us.

Credit Scoring 59

Credit Scoring 59

Fundera

FEBRUARY 23, 2018

If you’re new to applying for a small business loan, you’re not alone if just about everything seems overwhelming—the types of business loans , your potential, and understanding the loan terms that come with them. Then there’s the small business loan underwriting process, which involves a lot of paperwork and complicated steps. But it’s very much worth understanding what’s involved in small business loan underwriting, since this is the actual process of getting approval for a small business loan

Small Businesses 55

Small Businesses Credit Scoring Credit and Collections Credit Risk 55

GoCardless

FEBRUARY 18, 2018

We spoke to agency owners and small business leaders about their top tips for success in 2018 and asked them what they wish they’d known when they were starting out. This is what they said.

Small Businesses 52

Small Businesses 52

Fundera

FEBRUARY 21, 2018

Are you a big spender who wants to make the most of your business purchases? You might want to choose a business charge card. It’s one of the best ways to maximize rewards and perks for benefit seekers. Unlike business credit cards , business charge cards have no preset spending limit and can offer some of the best signup bonuses out there. But, what goes up must come down, right?

Credit Scoring 49

Credit Scoring Transactions Small Businesses 49

Fundera

FEBRUARY 17, 2018

If you’re a frequent American Airlines flyer, you might be looking at the Citi AAdvantage business credit card for your business travel needs. And with a cursory look, there’s certainly a lot to recommend with American Airlines’s in-house credit card. There’s that great signup bonus, free checked bags, and bonus rewards. But is it really the best option for travel rewards, especially if you fly American Airlines the most?

Transactions 45

Transactions 45

Fundera

FEBRUARY 19, 2018

Whether you’re an accountant, business owner, or average citizen in the United States, unless you have the ability to freeze time, you likely have one thing on your mind until April 17. And that’s taxes. Especially now that the new Trump tax plan could impact small business, there are more unanswered questions than ever. The IRS’s tax code is complicated as it is, and small businesses often have trouble understanding their own business tax records and liability.

Small Businesses 100

Small Businesses Deductions 100