Fundera
NOVEMBER 1, 2019
What Are Fringe Benefits? Fringe benefits are any form of compensation an employer offers their employees in addition to their stated salary. Examples of fringe benefits include health insurance, paid time off, discounted gym memberships, education reimbursement, retirement planning services, and more. Fringe benefits have never played a more important role in the workplace.
Abrigo
NOVEMBER 1, 2019
Loan Pricing | 7 minute read Key Takeaways Financial institutions' net interest margins face a nasty squeeze, but a number of factors can contribute to lower yields on loans. Financial institutions have options when net interest margins are squeezed. Effective loan pricing starts with a framework evaluating opportunities and objectives. . It is probably not news to you that financial institutions are in a unique and challenging rate environment.
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GoCardless
OCTOBER 31, 2019
A Faster Payment is a type of electronic transfer, designed to speed up the process of sending money within the UK. This guide will tell you everything you need to know about the Faster Payments Service and how your business can use it.
TrueBuild
OCTOBER 27, 2019
I wanted to share a story with you about a recent client of ours. He is a pool contractor in Florida that had been in business for about three years. His business had been slowly growing but not at the pace that he wanted it to. He had a relatively good stream of business but it was mostly residential where the average job size was $15k to $20k. What he really wanted to do was crack into the large commercial market building pools for hotels and resorts.
Fundera
NOVEMBER 1, 2019
What Is Crowdfunding? Crowdfunding is a method of fundraising typically used to raise money for business ventures, personal projects, nonprofits, etc. through the collection of small amounts of funds from a large number of contributors. It’s a helpful way for entrepreneurs, innovators, and creatives to get their idea on its feet. It’s likely you’ve heard of Kickstarter, Lending Club, or GoFundMe.
Abrigo
NOVEMBER 1, 2019
Economy | 2 minute read Key Takeaways Overall, October's national employment report was positive. The General Motors strike imp acted the manufacturing sector. Year-to-date, job gains have slowed in comparison to last year. This morning’s national Employment Situation Report for the month of October was rather positive. In October, 128,000 jobs were added — well above the 98,000 jobs expected.
Credit Management Source brings together the best content for credit management professionals from the widest variety of industry thought leaders.
TrueBuild
OCTOBER 27, 2019
Startups are an incredibly important part of our nation’s economy. In fact, 21% of all small businesses in the US are startups. They drive economic growth, foster ingenuity, and provide jobs. Even though startups make up such a vital aspect of our economy, they often have a difficult time getting the financing they need. This is what makes business credit so important for startups.
Fundera
OCTOBER 30, 2019
The Top Payment Processing Companies for Small Business. Veem. Authorize.Net. Stripe. PayPal. QuickBooks Payments. Square. Clover. Payment Depot. Payline Data. Fattmerchant. Whether you run a brick-and-mortar retail store or an online-based business, you’ll more than likely need to accept a variety of payment methods—including credit cards and digital payments.
Abrigo
OCTOBER 31, 2019
CECL | 6 minute read Key Takeaways The FASB affirmed plans to extend deadlines for CECL implementation; a final vote is expected in November. The board will monitor whether it has divided the two adoption-date buckets in the most appropriate way. FASB staff reported on implementation workshops underway. . The current expected credit loss, or CECL, effective dates have been extended for all but the larger SEC filing institutions, correct?
GoCardless
OCTOBER 30, 2019
Invoice discounting is a way to get money flowing into your business faster – here's how it works.
TrueBuild
OCTOBER 27, 2019
You may not think your business web presence has much impact on your company’s credit profiles and scores, but it does. While your business credit reports (more specifically the credit scores) aren’t directly impacted by your business web presence, it is a major part of the underwriting criteria for major banks, creditors, and lenders. They aren’t always just pushing your company’s application through some complicated approval algorithm.
Fundera
OCTOBER 31, 2019
10 Best Credit Cards for Nonprofits. Chase Ink Business Cash. Capital One Spark Cash Select for Business. American Express Blue Cash Business. Bank of America Business Advantage Cash Rewards Mastercard. Capital One Spark Miles Select for Business. American Express Blue Business Plus. Chase Ink Business Preferred. Capital One Spark Classic for Business.
Fundera
OCTOBER 30, 2019
What Are SBA 504 Loans? SBA 504 loans, guaranteed by the U.S. Small Business Administration, provide long-term financing for the purchase of real estate, equipment, and other fixed assets. There are three parties to an SBA 504 loan—the borrower, the bank, and the SBA-approved certified development company (CDC). SBA 504 loans feature 10- to 25-year terms, low interest rates, and a 10% to 20% down payment.
Fundera
OCTOBER 26, 2019
21 Small Business Tax Deductions. Startup and organizational costs. Inventory costs. Utilities. Insurance. Business property rent. Auto expenses. Rent on equipment and machinery. Office supplies. Office furniture. Software subscriptions. Advertising and marketing. Business entertainment. Travel expenses. Interest. Bad debt. Taxes. Employee salaries.
Fundera
OCTOBER 26, 2019
How to Trademark a Logo in 7 Steps. Ensure your logo meets the necessary USPTO guidelines. Categorize your product. Submit a “specimen” showing how your logo is used. Wait for a reply from the USPTO. Correct application errors, if any. Maintain your trademark rights. Enforce your protections against infringement. If you’ve designed a logo for your business, you likely invested significant time and energy to create a distinct, recognizable, and memorable symbol that visually represent
Fundera
OCTOBER 31, 2019
Nicaragua has long held a special place in Melissa Brown’s heart. In 2001, her parents moved down to Nicaragua from their native North Carolina to launch a nonprofit after Hurricane Michelle devastated the region. They had planned to stay for only a few years, but ended up falling in love with the country. Brown spent much of her adult life going down to Nicaragua to visit her parents and help out at their nonprofit— New Song Mission.
Fundera
OCTOBER 27, 2019
Best Farm Accounting Software. QuickBooks Pro: best overall farm accounting software. QuickBooks Online: best cloud-based option. Farm Biz and Ultra Farm Accounting: best accounting software designed specifically for farms. FarmBooks: best for reporting capabilities. Receipt Bank: best record retention tool to use in conjunction with farm accounting software.
Fundera
NOVEMBER 1, 2019
If you’ve heard of self-funded startups, you most likely know what bootstrapping a business means. Bootstrapping entails building a company from the ground up with nothing but personal savings, with the hope that your business will prosper and earn revenue over time that can be reinvested. Around 34% of startups choose to bootstrap their business. The idea of “bootstrapping” comes from the early 19th-century expression “pulling up one’s own bootstraps.
Fundera
OCTOBER 30, 2019
If you love love and have stellar organizational skills, you may have considered starting a business in the wedding industry. When it comes to how to start a wedding planning business, it pays to keep calm and carry on. In fact, these very qualities have literally helped generate a growing income stream for Eileen Kaden Dean, owner of a successful wedding planning business in the New York City and New Jersey area.
Fundera
NOVEMBER 1, 2019
What Is Crowdfunding? Crowdfunding is a method of fundraising typically used to raise money for business ventures, personal projects, nonprofits, etc. through the collection of small amounts of funds from a large number of contributors. It’s a helpful way for entrepreneurs, innovators, and creatives to get their idea on its feet. It’s likely you’ve heard of Kickstarter, Lending Club, or GoFundMe.
Fundera
NOVEMBER 1, 2019
How to Open a Bakery. Choose the right format. Your bakery, your rules. Pick a setup that works for you. Write a business plan. This will guide your business decisions and will also be necessary if you apply for funding. Find the perfect space. Where do you want your baking empire to be located? Get your licenses and permits. You have to play by the rules if you want to succeed.
Fundera
NOVEMBER 1, 2019
What Is Builder’s Risk Insurance? Builder’s risk insurance, also called course of construction insurance, covers the policyholder against damage or loss to buildings during construction or renovation. Typically, coverage also extends to the materials used in construction. Anyone with a financial interest in property should purchase builder’s risk coverage.
Fundera
OCTOBER 31, 2019
Selling on Poshmark: 6 Steps. Photograph your item. Price your item. Create a listing. Share your listing. Ship your item. Get paid. With the rise of secondhand marketplaces like thredUP, The RealReal, and Depop, you can now resell your worn but good-quality clothes, shoes, and accessories and start a business around your stylish wardrobe. . Poshmark is one of the biggest reselling ecommerce platforms on the market today, boasting over 40 million users , 5 million of whom are sellers.
Fundera
OCTOBER 30, 2019
How to Sell Your Art Online. Build a website with an ecommerce store feature, either on a popular ecommerce platform, art-focused website platform, or Shopify. Sell on social media, like Facebook, Instagram, or Pinterest. Set up a store or an online marketplace, like Etsy, eBay, or Amazon. Sell on an online gallery or art-focused marketplace, like Society6, Artfinder, Saatchi Art, or Ugallery.
Fundera
OCTOBER 30, 2019
The Best Accounting Software for Amazon Sellers. QuickBooks Online: Best for robust reporting. Xero: Best for accounting novices. A2X: Automate deposits. Avalara and TaxJar: Sales tax calculations. Selling on Amazon is no small business. That means business accounting should be a priority if you’re one of the more than 2.5 million active sellers on Amazon and using tools like Fulfillment by Amazon (FBA).
Fundera
OCTOBER 29, 2019
Chase Merchant Services Fees. Chase Merchant Services charges 2.6% + $0.10 for tap, dip, and swipe transactions, and 3.5% + $0.10 for keyed transactions. Aside from a few exceptions, there are no monthly fees and long-term contracts. However, users note some long-term fees when renting POS equipment. As you make key financial decisions for your small business, it might feel natural to check the trusted names you already know, like your personal bank, for the business products you need. .
Fundera
OCTOBER 29, 2019
How to Find Products to Sell on Amazon. Use retail arbitrage to source Amazon products. Sell custom print-on-demand products on Amazon. Sell handmade goods on Amazon. Find wholesale products to sell on Amazon. Sell direct-source products on Amazon. Find private label products to sell on Amazon. Finding products to sell on Amazon is easy once you understand your sourcing options as an ecommerce seller.
Fundera
OCTOBER 29, 2019
How to Write a Marketing Plan in 7 Steps. Introduction: A quick overview of where you’ve been and where you want to go next. Goals: What do you want your marketing efforts to accomplish? Target market: Investigate your customer base and their needs. Research: What data can you pull to inform your own marketing strategy. Campaign: It’s time to design a killer marketing campaign.
Fundera
OCTOBER 28, 2019
If you’re looking for a platform to launch a small business website, Wix, Squarespace, and WordPress are names that rise to the top of any search. Each is a multipurpose platform that supports various online pursuits, from blogging, ecommerce sales , and online bookings, to event tickets, music and photography sales, and more. . Where these top website platforms differ is in their ease of use, control over design, overall functionality, and expandability.
Fundera
OCTOBER 28, 2019
How to Open a Cafe in 9 Steps. Know who your competition is and what your market currently looks like. Create a business plan that will impress investors and keep you organized. Keep on top of food regulations. Secure proper permits, licenses, and insurance to ensure operations are above board. Hire a team you can trust. Investigate small business funding to help cover startup costs.
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