Sat.Dec 05, 2020 - Fri.Dec 11, 2020

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The Comprehensive Guide to Debit Card Processing Fees

Fundera

When running a small business, the various fees surrounding your POS system and accepting card payments can be confusing. In fact, you may not know exactly how your issuing bank and payment processor are charging you. And, with consumers continuously preferring to pay with debit over both credit and cash—according to data from the most recent TSYS U.S.

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What it takes to scale a real estate portfolio

StackSource

Want to scale your real estate empire? Here are the five areas to master.

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Open banking: Everything you need to know

GoCardless

Knock, knock. Who's there? Banking data. And innovations with it.

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Pactola Launches New Services

Pactola

Listen up! Pactola announces new services to support your credit administration functions. These are Credit Risk Advisory (a/k/a Loan Review) and Contracted Problem Loan Management. Both of these divisions are staffed with a team of seasoned credit veterans with experience in areas of commercial, agricultural, indirect, home equity, and other types of lending.

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Azlo vs. Axos: Which Is Better for Your Business?

Fundera

One of the biggest mistakes new business owners can make is to mix their personal and business finances. It’s easy to see how this can happen: Oftentimes, when starting a new business, you’re pouring your own money into the business and all of your profits are either your income or they go back into the business. The point being, personal and business finance may overlap in the early days, but the best way to separate them is by opening a business bank account.

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Understanding Mortgage Categories

StackSource

A simple breakdown between all the major different mortgage categories, from conforming, to nonconforming, to commercial.

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Credit Risk Review (a/k/a Loan Review): A Value or a Burden?

Pactola

For over 30 years, the regulators have advocated, or required, an independent validation of credit risk. There is a good business reason for this function if managed well. Banks spend a lot of money on CRR and internal audit, and in today’s heavy cost, heavily regulated banking world, you need to get optimum value for every dollar spent. But is the board getting what it needs from it to influence decision making on strategic direction, personnel management and other key lending components?

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How small businesses can use Open Banking right now

GoCardless

Open Banking can help you in multiple ways. Here are 40+ apps to start.

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What is the matching principle in accounting?

GoCardless

It costs money to make money, which is where the matching principle comes in

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What is notes payable?

GoCardless

Learn the difference between accounts payable and notes payable in accounting.

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What is operating income?

GoCardless

How is operating income different from net income?

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What is net working capital?

GoCardless

Gain insight into your business liquidity by calculating net working capital

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Aggregate demand

GoCardless

Learn how to calculate aggregate demand, using all its components

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What is arbitrage?

GoCardless

Learn how arbitrage in trading can yield low-risk gains in rapid time

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What does ceteris paribus mean?

GoCardless

Learn more about what ceteris paribus means in economics

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What is ABC analysis?

GoCardless

Make better sense of your business inventory using an ABC analysis

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What does general ledger mean?

GoCardless

Discover the general ledger basics here to use in accounting

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What is hurdle rate?

GoCardless

The hurdle rate is a useful decision-making metric for any business owner

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Distressed Loan Servicing - A Sign of the Times

Pactola

As the result of the corona virus and resulting economic fall-out, a number of commercial/agricultural borrowers may struggle to perform on their obligations and thus require loan restructuring to continue in business. This article is thus intended to provide advice and guidance to lenders who may not have faced these challenges to date. While distressed loan servicing may pose significant new challenges, if addressed on a structured approach, it can significantly reduce risk, facilitate timely

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How to promote your business on social media

GoCardless

Grow your business with our social media management tips

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What does budget variance mean?

GoCardless

When expectation doesn’t meet reality, budget variance holds the key

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