Sat.Dec 01, 2018 - Fri.Dec 07, 2018

article thumbnail

7 Business Valuation Methods All Entrepreneurs Should Know

Fundera

7 Business Valuation Methods All Entrepreneurs Should Know. Market Value. Asset-Based Valuation. ROI-Based Valuation. Discounted Cash Flow (DCF). Capitalization of Earnings. Multiples of Earnings. Book Value. What is your business worth? You might need to determine this value for a number of reasons, not the least of which is when you’re seeking investors or other types of small business financing.

article thumbnail

FAQ Friday –Can you use Direct Debit for variable amounts or one-off payments?

GoCardless

Direct Debit isn't just for regular, fixed-amount payments.

52
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

LegalShield Reviews 2019: Pros, Cons, and Best Alternatives

Fundera

What Is LegalShield? LegalShield is an online legal service that provides affordable legal coverage for small businesses and individuals. Instead of paying the steep hourly rates typically charged by law firms, customers can pay a fixed monthly rate for legal representation and advice on a range of issues. The company is an industry veteran, founded in 1972.

article thumbnail

The 11 Incorporation Documents You Need to Know Before Creating Your Corp or LLC

Fundera

Incorporating a business, either by establishing a corporation or a limited liability company (LLC), is a fairly straightforward process—as long as you’re organized and have all the documents you need in order. Understanding each document that’s required and when you’ll need to submit it is the best route to a fast, painless business incorporation. Here are the 11 incorporation documents that every small business should know when registering their business entity : 1.

article thumbnail

Small Business Tax Rate: 2019 Guide for Business Owners

Fundera

What Is the Small Business Tax Rate? The small business tax rate for 2019 is a flat 21% for a C-corporation. Business income from a sole proprietorship or from a pass-through entity—such as an LLC, partnership, or S-corporation—gets taxed at the owner’s individual income tax rate, minus a deduction of up to 20%. For such businesses, the income tax burden depends on the amount of business income and the type of business.

article thumbnail

Business Credit Score: Where to Find a Free Business Credit Report

Fundera

What Is a Business Credit Score? A business credit score is a way for lenders to predict how likely you are to repay debt. The business credit score ranges from zero to 100 and, as with personal credit scores, the higher your number, the more likely you’ll qualify for affordable financing. The three business credit reporting agencies are Dun & Bradstreet, Equifax, and Experian.

More Trending

article thumbnail

How to Calculate Cash Flow: Formulas All Small Businesses Should Use

Fundera

It takes many things to start and run a successful small business: passion, determination, discipline, and the right people, but the best-laid plans will go nowhere without one key ingredient—cash. The way you manage your cash flow can make or break your business and affect your ability to grow. So knowing how to calculate cash flow at any given time is an important skill for all small business owners.

article thumbnail

5 Best Ecommerce Platforms for Small Businesses

Fundera

The Best Ecommerce Platforms for Small Business. Shopify. BigCommerce. Volusion. WooCommerce. Squarespace. Like many other small business owners, you’ve probably considered selling your products or services online. And why wouldn’t you? Ecommerce is a great way to expand your customer reach and increase brand awareness. Shopify predicts an increase in worldwide ecommerce sales from $1.3 trillion in 2014 to $4.5 trillion in 2021.

article thumbnail

Should You Use Kickstarter for Your Business?

Fundera

Kickstarter, a business crowdfunding platform launched in 2009, has helped over 150,000 businesses and projects collectively raise $4 billion in funding. Small businesses that are successful on Kickstarter often go on to build a loyal customer base and earn positive social media and press coverage. And unlike a business loan , the money you raise on Kickstarter is completely yours to keep.

article thumbnail

How to Calculate Cash Flow: Formulas All Small Businesses Should Use

Fundera

It takes many things to start and run a successful small business: passion, determination, discipline, and the right people, but the best-laid plans will go nowhere without one key ingredient—cash. The way you manage your cash flow can make or break your business and affect your ability to grow. So knowing how to calculate cash flow at any given time is an important skill for all small business owners.

article thumbnail

FUTA: What Is the Federal Unemployment Tax Act?

Fundera

What Is the Federal Unemployment Tax Act (FUTA)? The Federal Unemployment Tax Act (FUTA) is a payroll tax, reported on IRS form 940, that businesses must pay annually or quarterly to fund unemployment benefits for employees who lose their jobs. The FUTA rate for most businesses is 0.6% of the first $7,000 of wages. Most businesses also have to comply with their state’s State Unemployment Tax Act (SUTA), which coordinates with the federal tax.

article thumbnail

How to Use Snapchat for Business

Fundera

As you probably know, social media is an important pillar in any small business marketing plan. And as you also probably know, Snapchat is a super-popular social media platform, which you may even use yourself. But how to use Snapchat for business is probably different from the way you use Snapchat to keep up with your friends’ (or favorite celebrities’) lives. .

article thumbnail

Bacs processing calendar 2019

GoCardless

Your at-a-glance view of all the available 2019 Bacs processing dates.

52
article thumbnail

The 5 Best Mobile Credit Card Readers

Fundera

The 5 Best Mobile Credit Card Readers. Square. GoPayment. PayAnywhere. PayPal Here. Shopify POS. Today 77% of Americans prefer to pay with plastic, which has helped make mobile credit card reader technology ubiquitous. Where once merchants could only accept credit card payments for in-store purchases, now everyone from door-to-door salespeople to food truck operators need to be able to accept credit card payments, or risk losing a vast majority of their potential customers.

article thumbnail

Nolo Reviews 2018: Pros, Cons, & Best Alternatives

Fundera

What Is Nolo? Nolo is a legal website that provides access to legal forms, software, books, and ebooks. It’s home to a large blog with informational articles authored by legal professionals. Nolo can also help you start an LLC or incorporate a new business. Nolo is one of the oldest companies in the legal services space, founded in 1971 by two attorneys.

article thumbnail

PEX Card Review: The Best Prepaid Card for Growing Businesses

Fundera

Managing expenses as a small business owner is a top priority and a constant challenge, especially if you have employees making purchases on behalf of your business. An effective way to keep track of these types of expenses is via a prepaid business debit card , which allows you to preload a card with however much money you want to spend. One such option when it comes to prepaid debit cards for business is the PEX Visa® card.

article thumbnail

Veem Payments Review for 2019: Features, Costs, Reviews

Fundera

Are you looking for the most cost-effective way for your business to pay and get paid? A point of sale system comes with a lot of bells and whistles that some business might not necessarily need, and those bells and whistles will certainly cost you. One top option for simplifying your business’s transactions? Veem payments services. This tech-based digital payment processor will take the complication and the costs out of paying your vendors and invoicing your customers.

article thumbnail

How to Get Optometry Practice Financing

Fundera

Starting your own practice as an optometrist is an exciting prospect. Being your own boss, setting up your own shop, and running your business on your own terms can be a rewarding experience. But getting your business off the ground requires tons of legwork, paperwork, and strategy. Finding the best optometry practice financing option is one of the first major hurdles you’ll face in the process.

article thumbnail

Patriot Payroll Review: Is It Right for Your Small Business?

Fundera

The Rundown on Patriot Payroll Software. From the company Patriot Software, Patriot Payroll is one of the most well-reviewed payroll software options on the market. It offers two plans: Basic Patriot Payroll, which costs $10 per month plus $4 per employee per month, and Full Service Patriot Payroll, which comes with full-service payroll taxes for $30 per month plus $4 per employee per month.

article thumbnail

Regions Business Account Review

Fundera

Picking the right business bank account for your small business is no easy feat. There are tons of option to choose from, each with different advantages and disadvantages. Most give you a similar slate of features, but have different conditions or external factors that make them a better fit for you and your company. And if you’re thinking about opening a Regions business account, you’re likely to have a ton of questions about which one is right for you.

article thumbnail

Are One of These 6 First Citizens Bank Business Loans Right for You?

Fundera

First Citizens Bank Business Loans, Summarized. First Citizens Bank SBA 7(a) Loans. First Citizens Bank SBA CDC/504 Loans. First Citizens Bank Term Loans. First Citizens Bank Business Lines of Credit. First Citizens Bank Equipment Financing and Leasing. First Citizens Bank Commercial Adjustable Rate Loan. First Citizens Bank is a national bank headquartered in Raleigh, North Carolina, that has been providing financial solutions to consumers and businesses for over 100 years.

article thumbnail

What Is a POS Terminal?

Fundera

Small business owners are always looking for ways to streamline their logistical processes. Speeding up checkout is no exception, as a slow or complicated payment process is certainly aggravating for you, but it’s especially frustrating for your customers. That’s why having an optimal POS terminal is so important. What is a POS terminal, you ask? Good question.

article thumbnail

Square vs. PayPal Here: Which Is Right for Your Business?

Fundera

Choosing the perfect point of sale system for your business is no joke. Credit card processing statistics show not only that credit card payments are growing at the highest rate but also that U.S. merchants spent $7 billion in credit card processing fees in 2017. So it’s no wonder that small businesses are taking their point of sale choice seriously now more than ever.