Fundera

MAY 2, 2019

What Are Credit Card Processing Fees? At the most basic level, credit card processing fees are the cost that a business owner pays to accept credit card payments. However, there are several pieces involved in determining this overall cost, including transaction fees, flat fees, and incidental fees. Generally, the average credit card processing fees range from 1.7% to 3.5% per transaction.

Credit Card Payments 73

Credit Card Payments Transactions Credit and Collections Small Businesses 73

GoCardless

APRIL 30, 2019

Another milestone in solving the problem of late payments around the world.

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52

Fundera

MAY 3, 2019

Business Credit vs. Personal Credit. Business credit is based on your business’s financial history and is tied to your business’s EIN number. Personal credit, on the other hand, is based on your personal spending history and is tied to your social security number. Because these two types of credit are distinct, your business credit score is also separate from your personal credit score and is calculated using different factors—even though each is essentially a numerical evaluation of

Credit Scoring 70

Credit Scoring Credit Card Companies Small Businesses 70

Fundera

MAY 1, 2019

As a small business owner, you’ve probably had some hands in your business accounting, which means you’ve more than likely heard of QuickBooks. One of the most well-known accounting software on the market, QuickBooks services business owners in many different ways. In addition to their robust accounting solutions, QuickBooks also offers payroll services.

Small Businesses 66

Small Businesses 66

Fundera

MAY 2, 2019

What Is Cyber Liability Insurance? Cyber liability insurance covers the cost for a business to recover from a data breach, virus, or other cyberattack. It also covers legal claims resulting from the breach. Any business that stores sensitive data in the cloud or on an electronic device should have cyber liability insurance. According to the Identity Theft Resource Center, businesses experienced 571 breaches in 2018, exposing over 415 million employee and customer records.

Insurance Companies 65

Insurance Companies Small Businesses Cybersecurity Deductions 65

GoCardless

APRIL 29, 2019

Ensuring no disruption to customers, and continuing our international expansion.

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Fundera

MAY 3, 2019

What Is an Origination Fee? An origination fee is charged by a lender for handling paperwork and verifying the information on your application. The origination fee may be expressed as a flat fee (like $500), or more commonly, as a percentage of your loan amount (typically around 3% to 5%). When you’re applying for a small business loan , there are dozens of factors to take into consideration.

Credit Scoring 40

Credit Scoring Deductions Small Businesses 40

Fundera

MAY 1, 2019

Since 1882, Fulton Bank has offered a range of financial products and services to their customers—including loan options for business owners. Part of Fulton Financial Services, Fulton and their affiliates are brick-and-mortar banks servicing Pennsylvania, New Jersey, Maryland, Delaware, and Virginia. Therefore, if you’re looking for financing for your business, whether to simply add cash flow or expand your store, you might consider Fulton Bank business loans.

Credit Scoring 40

Credit Scoring Small Businesses Credit Card Payments 40

Fundera

APRIL 30, 2019

The 3 Best POS Systems for Bars. Square for Restaurants is a low-cost option that can satisfy the needs of small bars just starting out. Toast POS boasts more features and a higher price than Square for Restaurants, making it a good fit for a growing bar. TouchBistro offers affordable pricing for businesses that need multiple terminals and a lot of hardware—making it perfect for large bars.

Transactions 40

Transactions 40

Fundera

APRIL 30, 2019

If you’re a small business owner who already has an account with South State Bank, you may be curious about its offerings in terms of business credit cards. South State Bank offers business owners seven different business credit cards to choose from. Although it’s nice to have options, that’s also a number of cards to sort through to figure out which one is actually right for your business.

Credit Scoring 40

Credit Scoring Small Businesses 40

Fundera

APRIL 28, 2019

Wix vs. Shopify: Which Is Better for Your Business? Wix is a website builder that offers ecommerce functionality, and Shopify is an ecommerce platform that allows you to build a website. Wix can accommodate low-volume ecommerce merchants, but Shopify offers more to serious sellers. Wix and Shopify have a lot in common. Shopify is an ecommerce platform that features a website builder, and Wix is a website builder that can be turned into an ecommerce store.

Dashboards 40

Dashboards Credit and Collections Transactions 40

Fundera

APRIL 27, 2019

You’re probably familiar with the British-accented gecko that advertises Geico car insurance on TV. What you might not know is that Geico also offers half a dozen types of small business insurance. With decades of expertise in insuring autos, Geico business insurance can be an especially good option for small businesses in need of commercial auto coverage or rideshare insurance coverage.

Insurance Companies 40

Insurance Companies Small Businesses 40

Fundera

APRIL 29, 2019

Of all the decisions you’ll make as a business owner, perhaps one of the most important is choosing how you’ll accept and process payments from your customers. After all, not only is this function integral to your business operations, but the merchant services you choose dictates a great amount about what kind of specific capabilities you’ll have with your processing.

Credit Card Payments 40

Credit Card Payments Transactions Small Businesses 40