Fundera

JANUARY 16, 2018

So, you want to create an email marketing strategy for your small business. That’s a smart move. According to a recent report , people sent and received over 269 billion emails per day in 2017, and there are about 3.7 billion email users worldwide. But who’s actually using email? In the U.S. alone more than 90% of adults use email, and despite the rise of social messaging apps, 74% of teenagers use email as well.

Small Businesses 89

Small Businesses Default 89

Fundera

JANUARY 18, 2018

If you’re launching your own small business, the chances are that you’re probably going to spend a decent amount of time flying solo — at least until you get up and running. Working alone can be great, but it’s also littered with the occupational equivalent of landmines. It’s easy to get wrapped up in distractions or find yourself unmotivated. So how can you stay on track when there’s no-one peeking over your shoulder to make sure that you meet those deadlines?

Small Businesses 84

Small Businesses 84

Fundera

JANUARY 15, 2018

Amazon founder Jeff Bezos’s fortune recently topped $105 billion , making him either the richest person in the world or (depending on how you adjust for inflation) the richest person in the history of the world. Clearly, Bezos is doing something right. What lessons can you, as a small business owner, take from a billionaire with more than 300,000 employees?

Small Businesses 83

Small Businesses 83

Fundera

JANUARY 13, 2018

Small Business Administration loans, or SBA loans , are some of the most complicated loan products out there for small business owners—but they’re great if you can qualify. . Although there is more paperwork involved than with a traditional loan, lower interest rates and longer loan terms make SBA loans worth the hassle. As you prep for the process of applying for an SBA loan—of which there can be many steps—you might also be wondering if SBA loans require a personal guarantee.

Default 79

Default Business Bankruptcy Small Businesses Bankruptcy 79

Fundera

JANUARY 17, 2018

If you have limited or poor credit, then considering a business line of credit for bad credit could be a smart move—either on its own or coupled with another small business loan. A business credit line can give you easy access to working capital that you can use to cover your business’s expenses. What if you have a less-than-desirable credit score?

Credit Scoring 72

Credit Scoring Small Businesses Bankruptcy Transactions 72

Fundera

JANUARY 19, 2018

Do you know difference between an employee and independent contractor? As you grow your business, understanding the distinction between these two terms will be critical. Hiring an employee vs. an independent contract comes with a unique set of pros and cons, especially when it’s time to file your business taxes. So, what’s the difference between an employee and an independent contractor?

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57

Fundera

JANUARY 17, 2018

If you’re a business owner who’s looking to build credit and who also happens to bank with Chase, you might be asking yourself, “Is there such thing as a Chase secured business credit card?”. The short, simple answer to this question? Well, no. But even though there’s no Chase secured business credit card, you’ve still got some pretty stellar choices for building credit or spending with a Chase business credit card.

Credit Scoring 45

Credit Scoring 45

Fundera

JANUARY 18, 2018

Thanks to the internet, it’s likely never been easier to start a business. But the Federal Communications Commission’s recent ruling to end net neutrality threatens that as well as the livelihoods of small business owners from tech entrepreneurs to realtors to innkeepers. “My business is completely reliant on the internet,” says Maureen Clyne , a sole-proprietor real estate agent in Alexandria, Va. “Time is absolutely of the essence in this industry.

Small Businesses 74

Small Businesses Transactions 74