Fundera

SEPTEMBER 20, 2017

We’re thinking of a number between 300 and 850… and it’s your credit score. Do you know what it is? And most importantly, is it where you want it to be? Unless you have an absolutely perfect credit score—850—we’re willing to bet that you’d like to tack on a few points to that three-digit number. Building credit fast is no easy task. Your credit rating is with you for the long-haul and is built up over years and years of credit history—so it won’t just change overnight.

Credit Scoring 98

Credit Scoring Credit Reporting Agencies Credit and Collections Bankruptcy 98

Abrigo

SEPTEMBER 22, 2017

When a lending institution establishes its risk rating system it has to decide whether it will require analysts to risk rate the borrower or the loan -- or both. Said another way, it has to decide between a single or dual rating system. There are benefits to each. On one hand, a single rating system is simple. On the other, the dual rating system allows for more distinction in risk grades, which could be beneficial to the institution.The answer to the question as to which is better for a lending

Credit Risk 68

Credit Risk Default 68

Fundera

SEPTEMBER 21, 2017

Whether you’re looking to turn your passion into a profession or were simply born with that innate, unshakeable spirit of an entrepreneur, there’s one thing that all aspiring business owners have in common. To make your big dream a long-term, sustainable reality, you have to figure out how to earn more revenue than you spend on business expenses. Before you invest all your time, energy, and savings into a new business venture, we recommend checking out our list of 13 least profitable industries

Small Businesses 93

Small Businesses Insurance Companies 93

Fundera

SEPTEMBER 16, 2017

Over the last several years, the explosive growth of the online alternative lending industry has made it easier than ever for small business owners to access the funds they need to make their business goals a reality. Unfortunately, though, legitimate and trustworthy online lenders like OnDeck , LendingClub , and Kabbage among others aren’t the only ones using the internet to expand their reach.

Bankruptcy 89

Bankruptcy Small Businesses Credit Scoring 89

Fundera

SEPTEMBER 16, 2017

Three little digits. A simple, seemingly arbitrary number on a page. It’s hard to imagine that a single number—any number—could have such a big impact on your life choices or opportunities. But when those three digits represent your personal credit score , they can indeed have a dramatic impact on your future choices. Can you buy a house or a car? Can you rent an apartment?

Credit Scoring 73

Credit Scoring Credit Reporting Agencies Credit and Collections Default 73

Fundera

SEPTEMBER 17, 2017

In a perfect world, you’d have an unlimited budget when launching your e-commerce store. You could start out with the best tools, from the highest quality providers, with no regard for their impact on your bank account. Of course, most of us aren’t that lucky. Rather than being able to splurge on everything that catches our eye, we have to be judicious about where and how we invest our budget.

72

72

Fundera

SEPTEMBER 22, 2017

This guest article was written by Kanishka Khanna, a risk analyst for BlueVine, where he oversees a portfolio of thousands of small and medium-sized businesses. Coming from a family of entrepreneurs, Kanishka believes pure grit and access to working capital separate small business owners from giants of industry. He subsists almost entirely on California burritos and New York style pizza.

Small Businesses 62

Small Businesses Credit Card Payments 62

Fundera

SEPTEMBER 20, 2017

If you have a business in need of financing you might be wondering: based off my credit score, what kind of loan do I qualify for? It’s a tricky question. Unfortunately, there are no hard and fast rules when it comes to who qualifies for a loan. Many different factors contribute to your ability to borrow, and it’s not just your credit score. It’s important to understand all loan application processes before you apply to see what’s required of you and what the lender might ask of you.

Credit Scoring 61

Credit Scoring Default Small Businesses 61

Abrigo

SEPTEMBER 21, 2017

With 90 percent of accounting firms acknowledging that the digital future is rapidly approaching, it is crucial that firms prepare themselves for the collision of trends that will drive the future of the industry. A fast future of new competitive advantages that will drive productivity and progress in the industry are right around the corner. By getting on board with the upcoming technological changes, firms can use these competitive advantages to grow their firms and deepen client relationships

Accounting Firms 60

Accounting Firms 60

Fundera

SEPTEMBER 19, 2017

The American Express brand has been synonymous with luxury travel for over a hundred years, ever since the company made its name in traveler’s checks back in the 19th century. Since then, Amex’s influence on travel has persisted, from the 1950 launch of the Diners Club card (one of the first-ever travel charge cards) to the more accessible Gold Card in 1966, to the super-exclusive Amex Platinum, which made its debut in 1984.

52

52