Sat.Mar 09, 2024 - Fri.Mar 15, 2024

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Black Swan

Credit Research Foundation

As we embark on the new year, there’s been a renewed interest in a potential black swan event on the horizon. Historically speaking, the term gets its derivation from a Latin expression; its oldest known occurrence is from the 2nd-century Roman poet Juvenal’s characterization in his Satire VI of something being “rara avis in terris nigroque simillima cygno” (“a bird as rare upon the earth as a black swan”).

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The Imperative for Modernizing Trade Credit

Your Virtual Credit Manager

In B2B commerce, payment systems often rely on manual processes — think paper invoices and checks. A recent article placed in the Wall Street Journal (WSJ) by Deloitte, Trade Credit in Focus: Challenges and Options for the B2B Sector , notes that advancements in technologies like blockchain, robotic process automation (RPA), and AI/ML, are driving digital transformation in areas such as accounts payable (AP) and accounts receivable (AR) processing.

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From Psychology to Programming: Navigating My Journey into the Tech Industry

Plooto

What led you to go into the tech industry? I started university studying psychology because it was my passion. In my second year, like everyone does, I took what I thought would be a really easy course: Computer Science 101. Many people might not think computer science would be an easy study, but for some reason, I thought it would be a breeze. Turns out, for me it was.

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Decoding global finance: US and China

Due

The world of finance is dynamic and ever-changing, offering a myriad of investment opportunities. Two of the most significant players in this arena are the United States and China. Each of these markets has unique characteristics that can influence investment decisions. This article aims to comprehensively analyze these two markets, focusing on their current performance, economic indicators, and potential investment opportunities.

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Considering a Merchant Cash Advance? Answer This One Question

FundThrough

We’ve been noticing a trend: an increasing number of our clients have merchant cash advances (MCAs) listed on their lien reports. A recent U.S. Consumer Financial Protection Bureau report highlights this surge, revealing that MCA use more than doubled over five years, leading to heightened regulatory scrutiny. This quick-fix financial solution, often seen as an […] The post Considering a Merchant Cash Advance?

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CRE loan distress: Spot the symptoms, diagnose, and treat problem loans

Abrigo

How to respond to CRE loan distress Use these tips for banks and credit unions to identify and handle commercial real estate loans that are showing signs of being problem CRE credits. Would you like other articles like this in your inbox? Takeaway 1 Engaging the bank or credit union loan workout team or an outside expert can help restore CRE loans in distress or mitigate their impact.

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Understanding the new normal in housing prices

Due

The COVID-19 pandemic has left an indelible mark on various sectors of the economy, and the housing market is no exception. As we navigate our way out of the pandemic, many are left scratching their heads, wondering when the seemingly inflated home prices will return to pre-pandemic levels. However, a closer look at the supply and demand dynamics that drive home prices suggests that these high prices may be the new normal.

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Financial Challenges Faced by Non-Profits and Solutions to Help Them Succeed

Accounting Department

Non-profit organizations often stand at the frontier of social change, operating with the noblest of causes but facing challenges unique to their sector, particularly in the financial realm. With a mission-driven focus and often a limited budget, navigating the complex financial landscape of a non-profit can be daunting.

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Customer retention in banking: A proactive guide

Abrigo

Strengthening customer relationships with tangible value and personal touch Customer retention in banking can be challenging for community financial institutions. Follow this guide for strategies to stay competitive. You might also like this SMB Lending Insights report for banks and credit unions Download report Takeaway 1 Banks need to implement customer retention strategies to keep their valuable customers, not just attract new ones.

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Agreeing Commercial Credit Payment Plans

Credit Management Group UK

Agreeing payment plans with delinquent customers is a common part of credit control. We’ve included some guidelines to help you get the best outcome for your company and to make consequences of defaulting on the agreement clear to your customer. Push back on their first offer of payment, it’s unlikely their first offer is their best offer. Look at what leverage you are using to encourage they pay your debt in the shortest amount of time.

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How to Stockpile Food on a Budget: A Comprehensive Guide

Due

Nowadays, with just-in-time deliveries and instant gratification, stockpiling food seems archaic, even paranoid. However, having some reserves of a few essentials provides peace of mind and resilience in unforeseen circumstances. Additionally, food security is essential to a person’s well-being. Further, stockpiling is not about preparing for a doomsday scenario.

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Unlocking Business Growth with ERP Systems for SMBs

Accounting Department

How an ERP system, such as Netsuite, tailored for the unique needs of SMBs, can be a pivotal tool in propelling small businesses to new heights.

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She’s a bulldozer when it comes to credit control and getting paid

blue dot counseling

I'm sure there are awards ceremonies for credit control and getting paid but if they don't present the Golden Bulldozer award then something is badly wrong in the world of credit management. The post She’s a bulldozer when it comes to credit control and getting paid appeared first on Blue Dot Consulting.

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GoCardless signs agreement to acquire Nuapay

GoCardless

Acquisition to create a full-service bank payment provider that will accelerate the execution of GoCardless’ strategy

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How to Downsize Your Life and Save Money

Due

There, you are attempting to save money , pay off debt, and live a simpler lifestyle. However, every time you attempt to set a budget, you get an email reminding you of an unbeatable sale or decide that you could use that new Expresso maker. It has happened to all of us at some point, so do not become too hard on yourself. In addition, our brains release dopamine and endorphins whenever we purchase something new.

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Financial Strategies for Women-Owned Small Businesses

biz2credit

Women-owned businesses make up 39.1% of all businesses in the U.S.—a 13.6% increase in the last 5 years. While this growth is encouraging, digging deeper reveals disparities that should not be overlooked. For example, the annual Biz2Credit Women-Owned Study found that while average annual revenue of women-owned companies increased by 15.5% from the previous year, … Continue reading "Financial Strategies for Women-Owned Small Businesses" The post Financial Strategies for Women-Owned Small B

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Del Monte Philippines Proposed Perps Fair Value >10%

Reorg Blog

Del Monte Philippines, Inc. is encountering uncertain demand for its proposed perpetual issuance, which may necessitate offering yields above 10% to attract investors in the recent market context.

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8 Ways an SCF Program Benefits a Financially Stable Company

lsq

Over the past three years, I have had the opportunity to talk with a number of people at companies of all sizes across the country about their working capital and supply chain needs. One of the most common things I have heard when starting a conversation about a supply chain finance program is, “we are financially stable/have adequate cash flow or we just don’t need a program.

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Inflation’s impact on the stock market

Due

The stock market is a complex and dynamic entity influenced by many factors. One of the most significant factors that can sway the market is inflation. Inflation is a measure of the rate at which the general level of prices for goods and services is rising and, subsequently, purchasing power is falling. The Federal Reserve’s favorite metric for inflation , the Personal Consumption Expenditures (PCE) index, plays a crucial role in shaping the financial landscape.

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Online Customer Engagement Strategies — How To Build an Online Brand

biz2credit

In this article: Customer engagement strategies for small businesses Online customer engagement strategies made easy How Biz2Credit assists small business owners secure business funding You’ve created attractive profiles for your brand: on Facebook, Instagram, and even LinkedIn. The first post went great, the same as the second and subsequent ones.

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Rakuten Group’s Non-Fintech Cash, Proposed Bond-Type Share Issuance

Reorg Blog

While Rakuten Group Inc has fully funded its November 2024 USD notes maturities through its $1.8 billion senior notes issuance in February, the ¥400 bn ($2.66 bn) of domestic retail bond maturities in the first half of 2025 remains a key rating overhang (S&P: BB, negative outlook).

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The Role of AI in Mitigating Credit Risk for Credit Managers and Reducing Default Rates

Emagia

Managing credit risk for B2B customers is critical for seamless order to cash (OTC) and working capital cycles. Businesses that follow traditional reactive strategies in OTC processes may find it difficult to collect at-risk future invoices, likely leading to large invoices going delinquent. While optimized credit risk management and accounts receivable processes can positively impact critical KPIs such as revenue leakage, default and delinquency rates, dysfunctional customer relationships, and

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Stuck Being Broke? Here’s How to Fix It

Due

Do you ever feel like you’re swimming upstream against your financial current? You are not the only one who feels this way. As of July 2023 — sixty-one percent of consumers were living paycheck to paycheck , according to the New Reality Check: The Paycheck-to-Paycheck Report. In addition, 64 million Americans have debts that are in collections.

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Industry: Media and Entertainment

Serrala

Industry: Media and Entertainment nv Thu, 03/14/2024 - 09:13 Financial automation software for the media and entertainment industries Book a demo Control project finances from green light to distribution Getting the next big release to market requires considerable upfront investment – both financial in terms of creating content, developing marketing, and buying in technology, and in terms of people.

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Europe Care Homes: Staff Shortages, Regulatory Changes, Sale-and-Leasebacks Reduce Cash Flow Visibility; Increasing Occupancy, Easing Inflation Alleviate Some of €4B 2026 Refinancing Concerns 

Reorg Blog

The post Europe Care Homes: Staff Shortages, Regulatory Changes, Sale-and-Leasebacks Reduce Cash Flow Visibility; Increasing Occupancy, Easing Inflation Alleviate Some of €4B 2026 Refinancing Concerns appeared first on Reorg.

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The Role of AI in Mitigating Credit Risk for Credit Managers and Reducing Default Rates

Emagia

Managing credit risk for B2B customers is critical for seamless order to cash (OTC) and working capital cycles. Businesses that follow traditional reactive strategies in OTC processes may find it difficult to collect at-risk future invoices, likely leading to large invoices going delinquent. While optimized credit risk management and accounts receivable processes can positively impact critical KPIs such as revenue leakage, default and delinquency rates, dysfunctional customer relationships, and

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What Criteria is Required for a Business Loan

Credit Absolute

If you have an idea for a new business or a plan for expanding your existing business, your ability to achieve your goals could depend on your ability to receive financing. A transparent understanding of small business loan requirements can better prepare you for the types of questions a bank might ask and the things […] The post What Criteria is Required for a Business Loan appeared first on Credit Absolute.

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Industry: Consumer Packaged Goods & Services

Serrala

Industry: Consumer Packaged Goods & Services nv Thu, 03/14/2024 - 09:12 Financial automation for the consumer products and services industries Book a demo Today’s consumer has access to wider markets with more options than ever. If you can’t give them great products and a convenient experience across all their preferred channels, they’ll vote with their feet.

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Global Energy Sector Quarterly: Refreshing Relative Value Post M&A Parade; EIA Sees Commodity Prices Sustained at Levels Similar to Last Year

Reorg Blog

The post Global Energy Sector Quarterly: Refreshing Relative Value Post M&A Parade; EIA Sees Commodity Prices Sustained at Levels Similar to Last Year appeared first on Reorg.

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“Blueprints for Business” Launches to Support Accounting Professionals and Firm Owners in 2024

ForwardAI

This free monthly collaborative digital event will highlight industry practices, special guests, and discuss everything from practice management to marketing. PALM SPRINGS, CALIFORNIA, USA, March 14, 2024 / EINPresswire.com / — Matthew Fulton, Founder of QB Community Live and Parkway Business Solutions , and Richard Roppa-Roberts, known as “The ProAdvisor ® Advisor” and the Founder of Roundtable Labs, today announced the launch of Blueprints for Business , a free year-long online series