November, 2018

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Where to Get Free Legal Advice for Your Business: 5 Options for Businesses on a Budget

Fundera

The average hourly rate for a business lawyer can range anywhere from $100 per hour in a small town to more than $1,000 per hour for a senior partner at a big city law firm. Given these rates, it’s no wonder many small business owners want to know if it’s possible to get free legal advice for their business. While free and cheap legal services aren’t easy to come by, they are available if you know where to look.

Law Firms 102
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Learn Why Americans Should be Outraged at the Healthcare System: A Recap of Dr. Robert Pearl's Keynote Address

MediRevv

Dr. Robert Pearl, the former CEO of The Permanente Medical Group, the nation’s largest medical group, is one of today's foremost thought leaders and authors in the healthcare industry. He shares his personal stories peppered with current, relevant statistics that paint an accurate picture of the United State's healthcare system and dispel any illusions or misinformation.

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What I wish I'd known: Free e-Guide for bookkeepers and accountants

GoCardless

What business advice would these practice owners, advisors and tech specialists give their younger selves?

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High Yield Strategy-Based B2B Collections Management Solution

Bectran

The goal of any collection effort is to collect money owed to a company at minimal costs. Every company hopes their customers would pay on time within the credit term granted. When customers do not pay on time due to various reasons, the Collection process is triggered to resolve potential issues hindering the customer from paying, and to ultimately get the customer to pay.

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Outsourcing Vs. In-House: The Ultimate Battle For Better Collections

Speaker: Susan Richards

Your past-due accounts are growing, cash flow is tightening, and the pressure is on. The big question: Do you handle the collections internally or outsource to experts? Both strategies come with advantages and risks - but which one delivers the best impact for your business? In this session we’ll dive deep into the in-house vs. outsourcing debate, examining cost-effectiveness, efficiency, compliance risks, and overall recovery success rates.

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How to Start a Small Business: 6 Steps From Idea to Success

Fundera

How to Start a Business in 6 Steps. Find a Business Idea. Write a Business Plan. Register the Business. Obtain Funding. Assemble Your Team. Learn How to Manage Your Finances. Starting your own small business is a big, scary step into the unknown, but just by considering the option, you’re one step ahead. You’ve never done this before, you’re a little bit terrified, and everyone around you probably assumes that you’re crazy.

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How to Start a Small Business: 6 Steps From Idea to Success

Fundera

How to Start a Business in 6 Steps. Find a Business Idea. Write a Business Plan. Register the Business. Obtain Funding. Assemble Your Team. Learn How to Manage Your Finances. Starting your own small business is a big, scary step into the unknown, but just by considering the option, you’re one step ahead. You’ve never done this before, you’re a little bit terrified, and everyone around you probably assumes that you’re crazy.

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HR for Small Business: The Ultimate Guide

Fundera

Human resources means different things to different people. To job seekers, human resources (HR) is the recruiter and gatekeeper, deciding whether or not their application will progress. To the new hire, HR is an ally and coach, helping them learn their role and understand the organization. Tenured employees view HR as being responsible for their continued development, motivation, safety, and wellness.

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Starting a Weed Business: What Are Your Financing Options?

Fundera

Managing finances in any business comes with its challenges. But if you’re in the cannabis industry, small business financing can be even harder to secure: Because of tricky regulations associated with this industry, most dealings have to be made in cash. Although many business owners in the cannabis industry have found workarounds, there is still a lot of confusion about staying compliant.

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How to Start a Clothing Line

Fundera

Maybe you’ve been sketching designs since you were a kid, have been making your own award-winning Halloween costumes for decades, and have already sold out of the custom T-shirts you’re making out of your garage. Or maybe you’re just intensely entrepreneurial (and obsessed with style) and want a piece of the trillion-plus dollars floating around the retail industry.

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How to Make Influencer Marketing Work for Your Small Business

Fundera

If you’ve researched online marketing strategies lately—or even if you’re a mainstream consumer—chances are you’ve seen the phrase “influencer marketing” (or at least “influencer”) thrown around. It seems to be the buzzword of the moment, but what it is and why it works is a bit more complex than what this simple term might suggest. As a brief refresher, influencers are people who have created an audience in a distinct niche on one or more social media platforms.

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Fringe Benefits: What Are They and Should You Offer Them to Your Employees?

Fundera

Fringe benefits have never played a more important role in the workplace. Defined as benefits given to an employee beyond an agreed-upon wage or salary, fringe benefits are a key indicator of employee satisfaction , production, and retention. A recent survey by Zenefits, an HR software company, revealed that 70% of employees agree that fringe benefits would be a major consideration in evaluating future job opportunities.

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2019 Millennial Entrepreneurs and Money Report

Fundera

Millennials in the workplace is a topic that draws a lot of attention. However, most studies of working millennials place all their focus on millennial employees. You won’t find many in-depth studies of millennial entrepreneurs. In part, this is because rates of entrepreneurship are relatively low among millennials compared to their Generation X and baby boomer predecessors.

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5 Steps to Respond to a Negative Online Customer Review

Fundera

As a small business owner, you put your blood, sweat, and tears into your company. You’re working holidays, spending long nights away from your family, and constantly prioritizing your business over other commitments in your life. It can be hard work, but it’s worth it because you’re doing exactly what you love. So when you discover a negative review online, it can be extremely frustrating.

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The 10 Cheapest Ways to Build Your Small Business Website

Fundera

10 Top Builders for Small Business Websites. Wix. Squarespace. Weebly. Duda. WordPress. Yoda. Sitey. Shopify. Webs. Jimdo. In today’s market, it’s common for even the smallest companies to conduct at least some business online. And whether you own an ecommerce store or need to allow for online bookings, you can’t really have an online presence without a business website.

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How to Price a Product or Service

Fundera

Every entrepreneur faces the complex question of how to price their product or service, and it’s a decision that can make or break your business. Unfortunately, there’s no set formula for this calculation, and experts hold vastly different opinions on the matter. You might have heard the popular maxim that pricing is more art than science, and our research bears out this principle.

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How This Business Owner Left Corporate America to Become a Health-Food Entrepreneur

Fundera

If you’ve been to a juice bar or health-food store recently, you’re likely familiar with acai. Whether you know how to pronounce acai is one thing (for the record, it’s ah-sigh-EE ), but you may know that this Amazonian superfruit is loaded with macronutrients like protein and fiber, micronutrients that boost brain and cellular functioning, and antioxidants that protect your body from both environmental and biological toxins.

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16 Creative Ways to Finance Your Passion Project (Infographic)

Fundera

No matter your budget, you shouldn’t let your lack of finances keep you from pursuing your dreams. There are many options out there for people looking to fund everything from their new app idea to their knitting business. Even if you don’t have much time or money, there’s always a way to raise capital if you’re motivated to see your project succeed.

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4 Ways Your Small Business Can Stand out on Small Business Saturday

Fundera

American Express established Small Business Saturday to address a specific need for small business owners back in 2010. At the time, small businesses were struggling to get more customers. They needed help getting customers in their doors, increasing sales, and gaining community recognition. Small Business Saturday was launched in support of local businesses and has become an annual holiday shopping tradition.

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10 Best Invoice Software for Small Businesses

Fundera

As a small business owner, you need to be able to invoice your customers quickly and accurately, and using invoice software is the most streamlined way to do so. But, as is almost always the case, the best invoice software for you depends on the type of business you own. If your business is very small—or if you’re just getting started—you might choose to use free invoice templates and keep track of your outstanding invoices in a spreadsheet.

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The Ultimate Guide to Managing Small Business Finances

Fundera

Some small business owners are already financial experts: they have MBAs, experience in the private sector, and strong literacy in all things related to managing small business finances. This guide, however, is for the business owners with little-to-no finance experience—the ones who had a passion or a big idea and decided to go for it, but who are now wondering how to manage small business finances effectively (or at all!).

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The Ultimate Guide to Managing Small Business Finances

Fundera

Some small business owners are already financial experts: they have MBAs, experience in the private sector, and strong literacy in all things related to managing small business finances. This guide, however, is for the business owners with little-to-no finance experience—the ones who had a passion or a big idea and decided to go for it, but who are now wondering how to manage small business finances effectively (or at all!).

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Small Business Insurance: The 9 Types of Coverage You Should Have

Fundera

The 9 Essential Types of Small Business Insurance. Worker’s Compensation Insurance (Required). Unemployment Compensation Insurance (Required). Disability Insurance (Required in Some States). General Liability Insurance. Commercial Property Insurance. Professional Liability Insurance Insurance. Product Liability Insurance. Employment Practices Liability Insurance.

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Small Business Saturday 2018: The Ultimate Guide for Small Business Owners

Fundera

Situated between the long lines of Black Friday and the seemingly-minute-long online deals of Cyber Monday, is a relatively new holiday which glorifies the value of American small businesses : Small Business Saturday. This national holiday, which was first celebrated in 2010, calls to attention the importance of shopping at the small businesses that serve as the backbone of the American economy and our local communities.

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Yelp for Business Owners: The Step-by-Step Guide to Getting Found

Fundera

Have you ever pulled up your Yelp app to find the best spots around you? Maybe you’re looking for a great tapas restaurant, the best dentist in your town, or the coolest vintage clothing store in the city. Yelp is a way that millions of users connect to amazing small businesses in their area. And odds are, you yourself have used it personally to find businesses near you.

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Government Contracts for Small Businesses: Where and How to Get Them

Fundera

In the search for better small business funding and new customer opportunities, there’s a source of new revenue opportunities that far too few small business owners recognize: the U.S. government. The federal government is a huge organizational entity—and just like any other business, they need to purchase goods and services to function effectively.

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What Is a UCC Filing? (and Why You Need to Know)

Fundera

What Is a UCC Filing? UCC filings or liens—more formally titled UCC-1 financing statements—are legal forms that a creditor files to give notice that it has an interest in the personal or business property of a debtor. Essentially, UCC lien filings allow a lender to formally lay claim to collateral that a debtor pledges to secure their financing. If you’re a small business owner interested in expanding your business credit profile, it’s difficult to know what next steps you can take beyond the ba

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How to Use Assets, Liabilities, and Equity to Check Business Financial Health

Fundera

Assets, Liability, Equity: The Balance Sheet Equation. The basic balance sheet equation is Assets = Liability + Equity. The purpose of the equation is to show what the company owns, purchased on credit or through its shareholders’ investments. The purpose of the equation is to show the financial strength of your business on any given day, and whether you’ll be able to meet your financial obligations.

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How to Reconcile in QuickBooks Online: Step-by-Step Instructions

Fundera

How to Reconcile in QuickBooks Online: Step-by-Step Instructions. Click on the Gear button, then on “Tools” and then “Reconcile.”. Click on the drop-down menu under “Accounts” and select the account you want to reconcile. Enter the “Ending balance” and “Ending date” based on your bank statement information. Match transactions to your bank statement and check them off one by one.

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Year-Over-Year Growth: What It Is and How to Calculate It

Fundera

What Is Year-Over-Year Growth? Year-over-year growth evaluates a company’s financial progress over time. With the year-over-year growth formula, you and your lenders can compare two metrics within a given time period, such as revenue over a yearly, quarterly, or monthly basis. Every small business owner wants to know how their business is doing over time.

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The Best Payment Processing Companies for Small Businesses

Fundera

It might come as a surprise to some small business owners that payment processing services can be a completely separate product from a point of sale. Though many companies will offer payment processing services in a bundle with POS systems , other companies will specialize in payment processing services and payment processing services only. So, whether you’re an ecommerce business looking for online payment processing, or you’re a brick-and-mortar establishment looking for something more than on

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The Ultimate Guide to Small Business Marketing

Fundera

Creating a small business marketing strategy is a crucial first step in starting a business. But for many business owners, this is also one of the more difficult, or at least intimidating, benchmarks to hit. That’s especially true if you’re a sole proprietorship or otherwise very small venture, in which case you’re fulfilling every C-suite role yourself—CFO, CEO, COO, and CMO.

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How to Write a Press Release for Your Small Business

Fundera

A press release is a written statement issued to media outlets with information on a particular matter relating to your business. The goal is to have media outlets take the information provided in your press release and turn it into a news story for their publication or broadcast. Good press releases share the information in a succinct and compelling manner and are distributed to media outlets that reach your business’s target demographic.

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The 19 Best Small Business Opportunities to Seize in 2018

Fundera

19 Best Small Business Opportunities. Career Coach. Cost-Cutting Consultant. Errand Service. Event/Wedding Planner. Food Truck. Freelance Writer. Golf Coach. Interior Decorator. Professional Organizer. IT Contractor. Mobile Pet Grooming. Personal Shopper. Personal Trainer. Hair Stylist. Social Media Specialist. Massage Therapist. Vending Services. Virtual Assistant.

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The Ultimate Guide to Cash Flow Analysis

Fundera

What Is a Cash Flow Analysis? Monitoring cash flow is key to a healthy business. A cash flow statement analysis is a deep dive into your business’s financial health and is a way to inspect your cash flow in and out throughout a given time period. Ideally, this should be done at least once a month to ensure your company has a healthy cash budget.

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Meet the Entrepreneur Ushering Vinyl Into the 21st Century

Fundera

As a teenager, VNYL founder and CEO Nick Alt worked at a record store in his Ohio hometown. It would be a dream job for any music lover, but for Alt, that gig was formative: Not only did it serve his passion for interacting with people, but it also helped him develop a skill for understanding their musical tastes and introducing them to the artists they may not have otherwise discovered.

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SBA 504 Loans: The Ultimate Guide

Fundera

What Are SBA 504 Loans? SBA 504 loans, guaranteed by the U.S. Small Business Administration, provide long-term financing for the purchase of real estate, equipment, and other fixed assets. The loan, which is divided between a bank and an SBA-approved certified development company, features 10- to 25-year terms, low interest rates, and a 10% to 15% down payment.