Fundera
JUNE 2, 2018
Remember when you opened your Etsy store and sold your first few items? For any entrepreneur, that’s a special kind of rush. But as Etsy continues to make changes with increasing fees and lowering standards, you might be looking into Etsy alternatives. You have company if you don’t want your handmade goods next to mass-produced products in the marketplace.
Credit & Management Systems, Inc.
JUNE 12, 2018
Last day of the NACM show! Stop by to find out what’s new! Get entered to win 1 of 3 Bluetooth speakers with power bank charger. Come talk to us about our buy 2 get 1 seat special!
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GoCardless
JUNE 14, 2018
Optimise your payments strategy to drive changes in key business metrics like Churn Rate and Customer Lifetime Value, with this cheat sheet from GoCardless and ChartMogul.
Fundera
JUNE 8, 2018
So far, 2018 has been a year of activism for women. The #MeToo movement included women in nearly every industry exposing workplace sexism and harassment. It’s grown into the action-oriented #TimesUp movement. Equal pay has taken a front seat, too, with major court rulings aiding efforts to close the gender pay gap. And the second anniversary of the Women’s March in January attracted hundreds of thousands of people all over the country.
Fundera
JUNE 26, 2018
The path to starting your own business isn’t always smooth—just ask these entrepreneurs. Sometimes, it helps to hear some business success stories, especially when you’re mired in the details of creating a business plan, getting a business loan , or finding a space. Even the most successful businesses—small, medium, and large alike—went through their share of challenges.
Fundera
JUNE 12, 2018
Run a quick Google search for “How to Start a Business,” and nearly every tutorial or checklist you come across will offer the same list of to-do items: Choose a business name. Check. Register your business with state/local authorities. Check. Write a business plan. Check. Open a business checking account. If most of your past experience has been with personal checking accounts, it’s easy to assume that the last step should be really straightforward.
Credit Management Source brings together the best content for credit management professionals from the widest variety of industry thought leaders.
Fundera
JUNE 13, 2018
No matter what industry you’re in, money is the great unifier among small business owners. Whether you’re spending it, trying to keep track of it, or (hopefully) making it, money is always on your mind. And there are a few things every business owner needs to do in order to manage your money the right way—but nothing’s more important than separating your business and personal finances.
Fundera
JUNE 19, 2018
If you and your friend are both entrepreneurs (or aspiring entrepreneurs), brainstorming new business ideas are probably standard issue. And when you hit upon a really good business idea, you’ll want to take that entrepreneurial spirit off your friend’s living room couch and into the boardroom. That could be a great decision! Be aware, though, that there’s a right way to go about starting a business with a friend—and a not-so-right way, too.
Fundera
JUNE 6, 2018
At their very best, small business loans work wonders to alleviate a business’s financial burdens. But for a business with cash-flow issues, getting a small business loan with a down payment actually adds to the stress. Because if a loan requires a down payment , you need to provide that cash, stat, in order to receive your loan at all. That’s why many borrowers hope to find no money down small business loans.
Fundera
JUNE 29, 2018
Analysts and pundits alike often contrast small, locally owned Main Street businesses to gigantic, faceless Wall Street financial firms. But competitively, their true foils are actually big-box stores including Costco, online retailers like Amazon, and large brick-and-mortar retailers like Walmart and Target. Local consumers flock to these corporate competitors because of low prices and the large selection of products available—sometimes at the expense of local businesses.
Fundera
JUNE 7, 2018
Shows including Flip or Flop and Flipping Out have a firm hold on US television sets, and house-flipping is at a six-year high. There’s no wonder, then, that more people than ever are interested in how to start a house-flipping business. For enterprising investors who aren’t afraid of hard work, flipping a house is an exciting opportunity for short-term investment.
Fundera
JUNE 12, 2018
Whether you’re a wedding professional, real estate investor, or simply an entrepreneur interested in the wedding industry, starting a wedding venue can be a big business opportunity. But it’s also a big commitment. Learning how to start a wedding venue means you’ll have to be undeterred by the idea of navigating zoning committees, renovation costs, and financing. .
Fundera
JUNE 27, 2018
Vending machines are by no means a novel business idea—they’re basically everywhere, after all. But the more you look into the vending industry, the more exciting it might actually be to find out how to start a vending machine business—especially when you learn that with more than five million machines in the US alone, this industry generates billions of dollars in annual revenue.
Fundera
JUNE 25, 2018
The rural-urban divide in the United States is pretty far reaching, with deep political, societal, economic, and cultural differences between rural areas and cities. Often, rural communities seem to get the short end of the stick— higher poverty rates, less job growth, and lower rates of literacy and college education. But rural communities actually outperform urban centers on many metrics of successful entrepreneurship.
Fundera
JUNE 24, 2018
You want your employees to feel comfortable and have fun at work, but the workplace shouldn’t feel like a high school. It’s vital for your employees to be respectful, cordial, and professional with each other in order to work together effectively. And if they’re fighting like two teens over a prom date, guess who’s the real loser? That’s right, it’s your business.
Fundera
JUNE 14, 2018
Running a small business usually means that any expense is going to sting when the charge hits your bank account. Regardless of your budget, it still doesn’t feel great to spend money on simple staples like paper and printers or nails and lumber. Wh ere’s the small business discount program to save the little guy some cash? It almost feels feels unfair that big companies can set up house accounts and snag bulk discounts.
Fundera
JUNE 4, 2018
For most small business owners, locating and obtaining funding for startup or growth expenses is an important step along the path to success. But it’s an overwhelming one, which is why many business owners seek out small business loan assistance. If you’re brand new to business ownership, the business loan process might leave you feeling overwhelmed, with no idea where to start.
Fundera
JUNE 23, 2018
When you start your business, you might be going at things alone while dealing with everything that’s involved in launching a new business or startup. There’s so much to do, whether it’s small like finding the right credit card for your business , or bigger like budgeting your overhead costs. But once you’ve started making a profit, it’s time to think about giving yourself a new role and finding more people to help you out with every task you’ve been trying t
Fundera
JUNE 16, 2018
Banks and credit card companies spend millions of dollars each year on cash back, rewards points, and travel miles. In 2017, for example, American Express, Capital One, and Discover doled out a combined $12.9 billion in rewards payments! That’s obviously a huge number, and one that’s increasing over time as banks and credit card companies offer more enticing benefits to businesses and consumers. 67% of small business owners use a business credit card , and most of them earn rewards on purchases.
Fundera
JUNE 13, 2018
As you research small business loans , you might come across a few financing methods that you didn’t even know existed. In the midst of all that novelty, though, you’ll find at least one familiar phrase: term loans. Term loans are common in business financing. Te rm loans are a lump sum of cash that a lender deposits right into an approved borrower’s business bank account.
Fundera
JUNE 10, 2018
As hard as it is to come up with a concept for your company and launch it into the world, what’s almost definitely harder is keeping your customers coming back. That’s why a rewards program for small business is a great answer for so many business owners who want to gain an edge over competitors. A small business rewards program provides incentives—like discounts and free merchandise—to your customers for their loyal business.
Fundera
JUNE 20, 2018
As a small business owner, you’re always looking for new ways to engage your customers—you want to get them excited about your company, and keep them loyal. Sometimes, that means offering coupons, rewards programs , or even just by using conventional marketing channels like print and digital advertisements. But business giveaway ideas could be a great way to shake up things.
Fundera
JUNE 15, 2018
Even before you began your search for small business loans , you’ve more than likely heard of a credit score. You’ve also more than likely heard of a good credit score, too. But if you’re not sure what a good credit score means and why it matters—or if you’re just confused about credit scores in general—you’ve landed in the right place. Here’s the gist of it: Your credit score is a numerical indication of how responsibly you’ve handled your financial obligations.
Fundera
JUNE 5, 2018
On the surface, business credit cards and small business loans are obviously different products. But, when you get down to the bones, both financing solutions involve a lender trusting a borrower to repay their debt. That’s why your small business loan often requires collateral to secure. And that’s why, whether you know it or not, signing up for a business cr e dit card most often means signing a personal liability clause.
Fundera
JUNE 6, 2018
Our personality traits affect all aspects of lives, like how we socialize, and even how we pick our ideal working environment. These characteristics manifest in the choices we make daily, and they can also impact our strengths and weaknesses at work. Some skills come more naturally to people who are more outgoing, while those who are more reserved might naturally excel in other areas.
Fundera
JUNE 17, 2018
Major retailers are crumbling across the country in the “retail apocalypse.” Once-prominent retailers like Macy’s, and J. Crew are closing storefronts, laying off employees, and, in the case of Toys ‘R’ Us, filing for bankruptcy. Influential celebrities and their entrepreneurial endeavors aren’t immune to the casualties, either. DASH, the apparel boutique operated by Kim, Kourtney, and Khloé Kardashian, closed their two stores in Los Angeles and Miami on June 1.
Fundera
JUNE 9, 2018
Starting a business can sometimes happen so gradually you almost don’t notice. First, you help a friend by making a website or fixing a sink; then, a few other side projects come up. Before you know it, boom, you’re a full-time freelancer. When that happens, it’s not uncommon for freelancers to make financial mistakes like not saving for retirement, setting up a business entity , or purchasing small business insurance.
Fundera
JUNE 7, 2018
Running a wholesale business requires financial planning, a clear business plan, and willingness to provide flawless customer service. And really that’s just the start. But even if your wholesale business is succeeding, you should still try to think of more lucrative ways that you can continually grow your operations. If you’re complacent with your business goals, it’ll be easier for a competitor to swoop in and overtake you.
Fundera
JUNE 21, 2018
If you’re a doctor or specialist looking for a medical practice loan to start, purchase, or expand a business, you might find the number of options available confusing. Add to that to the long hours you already put in, and finding the best medical practice loan might seem like it requires time and energy for research you don’t have. The good news, though?
Fundera
JUNE 11, 2018
If you’re a small business owner who’s taken out a loan to grow your business, you’re probably worried about paying off your business loan —especially with the interest on top. We have some good news for you: the interest on your business loan is tax deductible as a business expense. There’s no way around the reality that paying off a small business loan is no fun.
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