March, 2022

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ALM 101: Introduction to Asset/Liability Management-Part 3: IRR-Value at Risk

Abrigo

ALM & measuring long-term interest rate risk Interest rate risk is measured through two approaches. This ALM 101 post describes the value at risk(VAR)/economic value of equity (EVE) risk perspective (long-term risk to market value of capital). It is the third in a series. . Would you like other articles like this in your inbox? Takeaway 1 Interest rate risk for financial institutions is the risk that earnings and market value may decline as market interest rates change. .

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Understanding the “Covered Land Play” strategy in real estate investing

StackSource

Real estate jargon can be confusing. In this post, StackSource founder and CEO Tim Milazzo explores a few common terms and gives newer investors a primer on the covered land play.

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Bectran Unveils Enhanced Data Integration Interface for SMEs Credit, Collections and Accounts Receivable Data

Bectran

The pressure on Corporate IT teams has been intensifying as new technologies and processes are being adopted in their organizations. The adoption of cloud-based SaaS technology solutions is radically changing the way services are configured, deployed, and scaled. Enterprise data integration remains at the core of every enterprise process implementation on a SaaS platform, and Credit, Collections and Accounts Receivable data are no different.

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The Best Small Business Loans for Car Dealers

Beyond Capital Blog

Read on for a list of the 8 best business loans to keep the wheels moving for your car dealership or auto repair shop. The post The Best Small Business Loans for Car Dealers appeared first on Fast Capital 360.

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Why email makes accountants’ lives difficult: Inefficiencies

Lockstep

Accounting teams rely on email for so much, it’s ridiculous. These teams depend on email to communicate internally with their teams, and externally with customers, sometimes managing four or more inboxes at a time. Managing today’s accounting email inboxes with limited collaboration capabilities means teams are using Slack, Teams, productivity tools, phone calls, IMs, and smoke signals to close the books.

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Am I making the most out of my QuickBooks?

blue dot counseling

It doesn’t matter if you’re in the cloud with apps coming out of your ears or if you’re a 15th century cleric keeping the parish accounts – bookkeeping is all about processes and workflow. The post Am I making the most out of my QuickBooks? appeared first on Blue Dot Consulting.

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Receivables Management: “Find your cash leaks!”

Collenda

Receivables Management: “Find your cash leaks!”. Get in contact with Geert Corbeel on LinkedIn. A large number of adjusting screws in receivables management have an influence on working capital and DSO. Companies that implement the right processes and automatisms can gain a major advantage over competitors. The right software solution can help to achieve this.

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What is the Employee Retention Credit (ERC)?

SMB Commercial Lending

Get up to $26,000 per employee with the new ERC tax credit! Time is running out and If your business has been affected by the pandemic you will qualify. Contact us for more detail. ERC is a stimulus program designed to help those businesses that were able to retain their employees during the Covid-19 pandemic. Established by the CARES Act, it is a refundable tax credit – a grant, not a loan – that you can claim for your business.

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How to Calculate Accounts Receivable Turnover Ratio

Beyond Capital Blog

Your accounts receivable turnover ratio can help you boost your business’s cash flow. Here’s how to calculate and interpret that ratio. The post How to Calculate Accounts Receivable Turnover Ratio appeared first on Fast Capital 360.

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[Report] How Customers Pay Impacts How Long they Stay

GoCardless

The retention of customer relationships is the key to growth for any business. See the latest research on how payment methods influence customer churn and retention from Zuora, the Subscribed Institute and GoCardless.

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Interest Rate Reality Check: What CRE investors should consider with rising rates

StackSource

After interest rates fell to historic lows amid the COVID-19 pandemic, inflation and geopolitical turmoil have taken hold, and rates have reversed course quickly, climbing back closer to historic averages. This post helps CRE investors understand what needs to be considered as rates rise.

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6 Key Components That All Loan Administration Software Should Have

Abrigo

Loan administration is a critical element for the safety and soundness of an institution. While the sophistication of loan administration software will depend on the size of the institution and the complexity of its portfolio, some functions should be integrated: 1. Accessibility of data for loan officers, managers and potentially external loan review personnel.

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Why email makes accountants’ lives difficult: No Templates

Lockstep

Accounting teams rely on email for so much, it’s ridiculous. These teams depend on email to communicate internally with their teams, and externally with customers, sometimes managing four or more inboxes at a time. Managing today’s accounting email inboxes with limited collaboration capabilities means teams are using Slack, Teams, productivity tools, phone calls, IMs, and smoke signals to close the books.

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Bectran Inc. to Exhibit at Levelset’s Construction Credit Summit in Seattle

Bectran

Hosted by Levelset, the 2022 Construction Credit Summit brings together executives and thought leaders from across the construction industry for a day of collaboration, discussion, and networking. Highlights of this event include nationally recognized guest speaker David George Brooke “That Gratitude Guy” and an expert panel featuring Bectran Senior Business Development Executive Vanessa Beck who will be providing insight into the latest trends and challenges in the Credit, Collections & Acc

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What Are UCC Filings (and How Do They Affect a Business’s Credit Score)?

Beyond Capital Blog

UCC filings lay claim to assets until a debt is paid. Having one doesn’t affect your credit score, but it could impact your chances of approval. The post What Are UCC Filings (and How Do They Affect a Business’s Credit Score)? appeared first on Fast Capital 360.

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How to Build Credit as a Business

truly financial

R unning a successful business isn’t just about selling a good product. A lot of your success as a business owner, especially in the early days of your growth, will depend on your ability to secure funding. The most straightforward way to get things off the ground is to make use of different credit and loan options available to you. To get the best options, you’ll need to establish and build your business’s credit.

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Global Events & Their Impact on Interest Rates and Commercial Loans

Commercial Lending

Listen to Audio Segment of Brad on Real Estate Revealed Here: [link] Brad Hettich on Real Estate Revealed, Sunday, March 13, 2022 Transcript of Real Estate Revealed Radio Show on AM560 from Sunday, March 13, 2022 Good morning. It is starting to feel a bit like spring out there. I wanted to take a few minutes this morning to discuss global events and their impact on interest rates and commercial loans.

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Online/Digital Account Opening: A Bridge and A Moat

Abrigo

Offering Digital Consumer and Commercial Accounts Benefits Financial Institutions Banks and credit unions that enable online/digital account opening win new customers and members and retain existing ones. . Would you like other articles like this in your inbox? Takeaway 1 Many financial institutions are adding or improving online or digital account opening capabilities. .

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Why email makes accountants’ lives difficult: Collaboration

Lockstep

Email as the central communication tool for businesses is likely here to stay, but man, oh man is it broken. Accounting teams depend on email to communicate internally with their teams, and externally with customers, sometimes managing four or more inboxes at a time. Managing today’s accounting email inboxes with limited collaboration capabilities means teams are using Slack, Teams, productivity tools, phone calls, IMs, and smoke signals to close the books.

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Bectran Inc. to Sponsor Shared Services and Outsourcing Week in Orlando, Florida

Bectran

Hosted by the Shared Services and Outsourcing Network (SSON), a community of professionals dedicated to driving operational efficiency with the latest technological innovations, SSOW provides the opportunity for shared services, global business services, outsourcing and intelligent automation leaders to come together and exchange ideas and insights.

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SBA 504 Loans: Your Essential Guide

Beyond Capital Blog

Finance your business’s expansion with an SBA 504 loan. Here’s what you need to know to apply for one today. The post SBA 504 Loans: Your Essential Guide appeared first on Fast Capital 360.

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How to Endorse a Check

truly financial

E ndorsing a check may seem like a straightforward process, but it’s crucial that you make sure it’s done correctly. Otherwise, there could be issues or delays with the transaction you’re trying to complete. Or worse, it could leave you open to certain types of fraud. In many ways, a check behaves like cash. When you hand the bank a check for deposit, you’re giving consent to have those funds put into your account.

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A Head To Head: Debt Collection vs Debt Factoring

JSP Credit Management

As a company that is still in its first year of trading, we like to get ourselves about a bit, at various business functions and networking events. Some recent experiences at a couple of those events have inspired us to write this blog. We introduce ourselves at these events and then now and again someone will say, “oh ok, like debt factoring….”. Here is the rest of the story.

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Top 10 Regulatory Topics NBFIs Should Prepare for in 2022

Abrigo

Expert insights on 10 regulatory topics that NBFIs should consider this year Review this list of what regulators are looking for in 2022 to help your NBFI pass exams with flying colors. You might also like this whitepaper on combatting domestic terrorism financing DOWNLOAD . Takeaway 1 NBFIs are not immune to regulatory penalties, especially with examiners' increased BSA focus and the Ukraine crisis putting OFAC in the spotlight.

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What is Connected Accounting?

Lockstep

Every business activity results in the sharing of accounting information. The only way that accountants have to share information today, is to email PDFs back and forth to each other, and open them, read them, and manually enter them into whatever their financial system (ERP) is. There is a better way. While most accounting teams have some level of automation (usually a central AP or AR email account), the extensive use of email and spreadsheets to manage accounting workflows is an indicator of

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How to Choose the Right Type of Loan for Your Needs

The Business Backer

Funding your business with outside capital is often necessary to help it grow and realize its full potential. If you’re. The post How to Choose the Right Type of Loan for Your Needs appeared first on The Business Backer.

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How to Create a Small Business Budget: Owner Planning Tips, Templates and More

Beyond Capital Blog

With an effective budget you can keep track of all of your small business’s finances. Read on to find out how to plan and create one today. The post How to Create a Small Business Budget: Owner Planning Tips, Templates and More appeared first on Fast Capital 360.

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[On-demand] Unlocking the power of Variable Recurring Payments (VRPs)

GoCardless

Hear speakers from Accenture, Plum and GoCardless deep dive into the payment term of the moment - Variable Recurring Payments - explaining what they are and why you’re going to be hearing a lot about them.

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How to Incorporate a Company in the U.S. as a Non-Citizen (Part 1)

truly financial

T he United States is flush with economic opportunities, especially for entrepreneurs. However, opening a business doesn’t happen overnight. It’s an involved process, which can be daunting for non-citizens who are eager to make their business a reality. Between strategy building, sussing out the landscape, and in-depth planning, there are a lot of baby steps that need to be taken in order to set any business owner up for success – let alone someone who's not a resident of the United States.

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Top 10 Regulatory Hot Topics for 2022 – What AML Professionals Need to Know

Abrigo

Experts weigh in on regulatory hot topics for 2022 Review these 10 insights into what regulators are looking for in 2022 to help your financial institution pass exams with flying colors. You might also like this whitepaper on combatting domestic terrorism financing DOWNLOAD . Takeaway 1 Regulators have increased their focus on BSA in the first quarter of 2022, and the crisis in Ukraine will put OFAC in the spotlight.