Abrigo

DECEMBER 21, 2020

Congress is voting on an extension of PPP 10 important pieces of information for PPP lenders about the upcoming changes. . Would you like others articles like this in your inbox? Takeaway 1 Congress is voting to spend the remaining $146.5 billion in CARES Act funding plus $284.45 billion more on PPP and other SBA programs. Takeaway 2 The bill will set aside billions for community financial institutions to lend, as well as for loans to businesses in low-income areas. .

Credit Risk 78

Credit Risk Deductions Credit Unions Small Businesses 78

Fundera

DECEMBER 11, 2020

When running a small business, the various fees surrounding your POS system and accepting card payments can be confusing. In fact, you may not know exactly how your issuing bank and payment processor are charging you. And, with consumers continuously preferring to pay with debit over both credit and cash—according to data from the most recent TSYS U.S.

Transactions 90

Transactions Small Businesses 90

Sansan

DECEMBER 23, 2020

More than ever, companies have many different resources to stay in touch with their in-house and remote employees on a daily basis – emails and newsletters, robust communication platforms, integrated team collaboration tools, and more. However, many employees feel disengaged from their work or the company they work for. So, making important internal announcements and the task of motivating employees a real challenge that affects productivity and focus.

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blue dot counseling

DECEMBER 13, 2020

Most MDs want and need more from their accountant, even if they can't quite put their finger on what "more" looks like. The post What should my business look for from an accountant? appeared first on Blue Dot Consulting.

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Business Credit

DECEMBER 4, 2020

Score Based Business Line of Credit I’m excited about today’s blog post because we are going to show you how to get an unsecured business line of credit with a soft pull and no personal guarantee. This is an actual line of credit that you can acquire that not only builds your business credit but […]. The post Score Based Business Line of Credit with Soft Pull and No PG appeared first on Business Credit.

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Credit Scoring 52

StackSource

DECEMBER 13, 2020

The 90s ushered in the combo guard role that ultimately led to a "positionless" league. Real estate uses are primed for a similar evolution.

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Fundera

DECEMBER 7, 2020

One of the biggest mistakes new business owners can make is to mix their personal and business finances. It’s easy to see how this can happen: Oftentimes, when starting a new business, you’re pouring your own money into the business and all of your profits are either your income or they go back into the business. The point being, personal and business finance may overlap in the early days, but the best way to separate them is by opening a business bank account.

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Transactions 63

Sansan

DECEMBER 2, 2020

When running a business, financing is necessary, especially if you’re planning on expanding your business operations. Getting your business ideas off the ground and turning them into something tangible requires funding. When doing business, it’s always important to consider the funds you have on hand. If you lack the funds, finding investors willing to contribute financially is worth a shot.

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Small Businesses 52

GoCardless

DECEMBER 16, 2020

Funding round led by Bain Capital Ventures will fuel open banking strategy, accelerating delivery of next-generation bank-to-bank payments

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Pactola

DECEMBER 7, 2020

Listen up! Pactola announces new services to support your credit administration functions. These are Credit Risk Advisory (a/k/a Loan Review) and Contracted Problem Loan Management. Both of these divisions are staffed with a team of seasoned credit veterans with experience in areas of commercial, agricultural, indirect, home equity, and other types of lending.

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Credit Risk Credit and Collections Credit Management Small Businesses 40

StackSource

DECEMBER 27, 2020

First post in the new Negotiating with Lenders series. First up: know the motivation of who you are targeting to negotiate with.

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Abrigo

DECEMBER 4, 2020

Notice of proposed rulemaking (NPR). Proposed amendments would modify two. BSA rules. The Federal Reserve Board and the Financial Crimes Enforcement Network (FinCEN) (the Agencies) jointly issued a notice of proposed rulemaking (NPR). The October 23, 2020 proposed amendments, if passed, would modify two rules that have been part of the Bank Secrecy Act (BSA) regulations since 1995.

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Credit and Collections Transactions Credit Risk 78

Fundera

DECEMBER 4, 2020

6 Best Small Business Banks in Delaware. M&T Bank. WSFS Bank. Dover Federal Credit Union. First Citizens Community Bank. Chase Bank. Azlo. Having a separate business bank account is key to keeping your business finances separate from your personal finances. Not only will this help your business operate more smoothly, but it’s crucial come tax time and for personal liability protection.

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Small Businesses Credit Unions Transactions 58

Abrigo

DECEMBER 1, 2020

Key Takeaways The SBA released Paycheck Protection Program (PPP) lender instructions for the Form 3509/3510 Loan Necessity Questionnaire. Lenders will need to manually enter each borrower’s responses to the questionnaire on the SBA Forgiveness Platform. Several banking and business groups have called on the SBA to suspend the use of the forms due to concerns about them.

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CECL Credit Risk Dashboards Small Businesses 78

Abrigo

DECEMBER 1, 2020

After Turbulent 2020, Ag Lenders Look to 2021 Understanding credit risk in current ag loan portfolios will also be key to ag lenders' solid returns. . You might also like this webinar watch. Takeaway 1 For solid ag lending returns, focus on assessing credit risk in current portfolios and effective pricing. . Takeaway 2 Sentiment rose in 3Q, but the highly uncertain outlook warrants caution in ag lending activities.

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Credit Risk Actual Loss 78

Fundera

DECEMBER 2, 2020

In the world of payment processing and merchant services , credit card processing is often at the forefront of the discussion. According to a study conducted by the Cash Product Office of the Federal Reserve System, however, debit cards are the most used form of payment—accounting for 28% of all payments. [1]. With this information in mind, debit card processing could be just as influential (if not more) as credit card processing to small businesses that are accepting card-based forms of payment

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Credit Card Payments Transactions Credit and Collections Small Businesses 58

StackSource

DECEMBER 8, 2020

A simple breakdown between all the major different mortgage categories, from conforming, to nonconforming, to commercial.

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Pactola

DECEMBER 7, 2020

For over 30 years, the regulators have advocated, or required, an independent validation of credit risk. There is a good business reason for this function if managed well. Banks spend a lot of money on CRR and internal audit, and in today’s heavy cost, heavily regulated banking world, you need to get optimum value for every dollar spent. But is the board getting what it needs from it to influence decision making on strategic direction, personnel management and other key lending components?

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Credit Risk Transactions 40

Pactola

DECEMBER 7, 2020

As the result of the corona virus and resulting economic fall-out, a number of commercial/agricultural borrowers may struggle to perform on their obligations and thus require loan restructuring to continue in business. This article is thus intended to provide advice and guidance to lenders who may not have faced these challenges to date. While distressed loan servicing may pose significant new challenges, if addressed on a structured approach, it can significantly reduce risk, facilitate timely

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Credit and Collections Bankruptcy Credit Risk Default 40

GoCardless

DECEMBER 8, 2020

It's estimated that 2FA keeps you safe from 99.9% of account compromise attacks.

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StackSource

DECEMBER 10, 2020

Want to scale your real estate empire? Here are the five areas to master.

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GoCardless

DECEMBER 9, 2020

Knock, knock. Who's there? Banking data. And innovations with it.

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GoCardless

DECEMBER 17, 2020

Series F funding round was led by Bain Capital Ventures.

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GoCardless

DECEMBER 22, 2020

Supporting our team through a challenging year.

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GoCardless

DECEMBER 3, 2020

In conversation with The Guardian and Quandoo.

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GoCardless

DECEMBER 22, 2020

How do smart contracts work and how can they improve processes & relationships?

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GoCardless

DECEMBER 31, 2020

Is the Programme Evaluation & Review Technique a useful way to map a project?

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GoCardless

DECEMBER 21, 2020

Learn how the prolonged effects of an economic turndown can affect job security

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GoCardless

DECEMBER 31, 2020

What is a common-sized income statement and how can it form business decisions?

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GoCardless

DECEMBER 21, 2020

Learn everything you need to know about an EBITDA margin in our detailed guide

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