Know-It Global
JULY 29, 2024
We are excited to announce the appointment of Jordan Renwick as our Group Chief Technical Officer. We sat down with Jordan for a quick chat to learn more about him and why he wanted to be a #knowitall Welcome to Know-it! Tell us a bit about yourself Sure, I’m a local, born and raised just outside Glasgow. I’ve spent the last decade in and around technology working for a bunch of companies along the way.
Loomis Sayles Credit Research
JULY 29, 2024
Our latest analysis of corporate health highlights a modest divergence between the positive momentum of S&P 500 Index earnings expectations and the slightly more cautious views from our team of credit analysts. Forward earnings estimates, which typically come down in the first six months of the calendar year, have held up surprisingly well for full-year 2024 and 2025 due largely to strong broad-based economic activity.
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Gaviti
JULY 29, 2024
If you’ve decided that you want to move ahead with accounts receivable software, you might want to consider looking into an A/R software provider with a client payment portal. It’ll help you provide your customers the best payment experience possible while saving both costs, time and reducing errors. But not all client portals are equal, and it’s important to understand what needs each client portal addresses and how it helps achieve the goals of the overall A/R software.
Grit
JULY 29, 2024
Are you looking to streamline your eCommerce operations? It is time to set up automated inventory management in your BigCommerce store. This guide will walk you through the BigCommerce automated inventory process, helping you save time, reduce errors, and keep your stock levels accurate. Let’s dive in and explore how to harness the power of automation for your business.
Due
JULY 29, 2024
Financial responsibility resonates with the vast majority of people. It’s the reality of working diligently to meet financial obligations that many people face daily. Financial responsibility is a broad term that encompasses various aspects of personal finance. It involves managing income, savings, investments, and expenditures to ensure financial stability and growth.
CreditStrong for Business
JULY 29, 2024
When a consumer has an unpaid debt, the lender will generally conduct their own in-house collection efforts for approximately 30 to 60 days. If the debt remains unpaid for 90 days, most original creditors will forward the account to a third-party debt collection agency. Borrowers with a late payment that reaches “ collections ” will have a negative entry appear on one or more of their credit reports with Experian, Equifax, and Transunion (the three major credit bureaus).
Credit Management Source brings together the best content for credit management professionals from the widest variety of industry thought leaders.
CreditStrong for Business
JULY 29, 2024
If your credit scores aren’t in good shape, it can be challenging to get access to financing for your small business. Fortunately, there are commercial lenders that offer small business loans with no credit check, and in some cases, it can be what you need to keep your business afloat. But it’s important to understand that many of these loans typically come with high-interest rates and fees.
Due
JULY 29, 2024
The Department of Labor (DoL) has recovered $1m in back wages from a federal contractor in South Carolina. The company, based in Goose Creek has been found to have violated the terms of the McNamara-O’Hara Service Contract Act. In total, the DoL reclaimed $1,091,515 in back wages for 43 employees. Federal contractor to pay $1m in back wages The investigation was carried out by the Wage and Hour Division of the Department of Labor.
CreditStrong for Business
JULY 29, 2024
When you apply for business funding, most lenders want you to provide your Social Security Number (SSN), undergo a credit check, and personally guarantee your debt. That might minimize your lender’s risk, but it’s less desirable for you as a borrower. To get a business loan with an EIN only, you’ll have to separate your business and personal finances and establish a healthy business credit profile.
Due
JULY 29, 2024
Investing has long been a financial strategy individuals and businesses employ to grow their wealth. The traditional approach to investing typically involves a mix of stocks and bonds, with each proportion varying based on the investor’s risk tolerance. However, a new approach has emerged over the past three decades that has consistently delivered higher returns with less risk.
CreditStrong for Business
JULY 29, 2024
Small business owners wear a lot of hats, but arguably the most important task is to obtain capital for your company. Without financing, it can be difficult to leverage your business toward growth and success. But getting a business loan can be difficult, especially if you’re a startup. Here’s how to get a business loan in six steps and what to consider along the way. 1.
Commercial Credit Group
JULY 29, 2024
Commercial drivers are required by the Federal Motor Carriers Safety Administration (FMCSA) to comply with strict vehicle inspection protocols to ensure your safety and the safety of others. A Driver Vehicle Inspection Report (DVIR), which includes both pre and post-trip inspections conducted by drivers, is required for all over-the-road (OTR) truckers.
CreditStrong for Business
JULY 29, 2024
Auto loan interest rates vary widely from 0% to much higher interest rates, such as 25% for subprime borrowers with very poor credit. One reason why the interest rates for car financing are important is that the price of vehicles being produced today is staggering. The average price for new cars in the U.S. recently surpassed $40,000, which also translates to pricier used cars, which then makes good car loan rates a priority.
Due
JULY 29, 2024
There can be a lot of confusion and complexity surrounding money. Budgeting, saving, investing, and retirement planning are things to learn. Fortunately, more than enough great books can help you begin your journey to financial literacy. Here are twenty of the best books for learning about money. 1. “The Simple Path to Wealth: Your road map to financial independence and a rich, free life” by JL Collins Originally written as advice to his daughter, blogger and financial expert JL Collins presents
CreditStrong for Business
JULY 29, 2024
A perfect credit score is more than just a badge of honor. It is a goal we could (and should) all aspire to. While only a small percentage of Americans have the 850 credit score, it is not a target out of reach for the average person. Is it Possible to Get an 850 Credit Score? A 2019 Experian study found that just 1.2% of credit-holding Americans had the perfect FICO® score of 850.
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