Wed.Mar 13, 2024

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Understanding the new normal in housing prices

Due

The COVID-19 pandemic has left an indelible mark on various sectors of the economy, and the housing market is no exception. As we navigate our way out of the pandemic, many are left scratching their heads, wondering when the seemingly inflated home prices will return to pre-pandemic levels. However, a closer look at the supply and demand dynamics that drive home prices suggests that these high prices may be the new normal.

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Considering a Merchant Cash Advance? Answer This One Question

FundThrough

We’ve been noticing a trend: an increasing number of our clients have merchant cash advances (MCAs) listed on their lien reports. A recent U.S. Consumer Financial Protection Bureau report highlights this surge, revealing that MCA use more than doubled over five years, leading to heightened regulatory scrutiny. This quick-fix financial solution, often seen as an […] The post Considering a Merchant Cash Advance?

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CRE loan distress: Spot the symptoms, diagnose, and treat problem loans

Abrigo

How to respond to CRE loan distress Use these tips for banks and credit unions to identify and handle commercial real estate loans that are showing signs of being problem CRE credits. Would you like other articles like this in your inbox? Takeaway 1 Engaging the bank or credit union loan workout team or an outside expert can help restore CRE loans in distress or mitigate their impact.

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5 Quotes on Having a Vision for Your Company

Lendio

Creating and maintaining a vision for your company is just as important for your businesses long-term success as marketing and selling is. Vision not only motivates you and your employees, it helps you stay focused on the goal and work together toward something. Visualizing goals “If you want to reach a goal, you must ‘see the reaching’ in your own mind before you actually arrive at your goal.” – Zig Ziglar Researchers have proven that visualizing an outcome and the proce

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She’s a bulldozer when it comes to credit control and getting paid

blue dot counseling

I'm sure there are awards ceremonies for credit control and getting paid but if they don't present the Golden Bulldozer award then something is badly wrong in the world of credit management. The post She’s a bulldozer when it comes to credit control and getting paid appeared first on Blue Dot Consulting.

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Frugal Meals That Shine When You’re Broke

Due

In most households, food represents a significant portion of their budget. Among U.S. households, for example, food accounted for 12.8% of spending in 2022 , which is third behind housing (33.3%) and transportation (16.8%). Interestingly, a similar trend happened in the 1980s, when consumers spent 11.3% of their disposable income on food. Additionally, the average grocery bill for a U.S. household is $5,703, according to data from the Bureau of Labor Statistics released in late 2023.

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Chinzo Machida: Emigrating to Start a Business, Creating a Global Martial-Arts Movement

TMC Financing

Brazilian Karate Instructor Purchases Dojo through SBA 504 Program Since TMC Financing was founded in 1981, we have been privileged to work with many entrepreneurs who have emigrated to the. The post Chinzo Machida: Emigrating to Start a Business, Creating a Global Martial-Arts Movement appeared first on TMC Financing.

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Aryza Launches Aryza Decide: Redefining Credit Risk Management in Lending 

Collenda

Aryza Launches Aryza Decide: Redefining Credit Risk Management in Lending Aryza Group, a leading provider of financial software solutions, has launched Aryza Decide, a dynamic lending decision engine that empowers financial institutions to swiftly bring innovative products to market while maintaining full control over their credit risk management processes.

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Unleashing Potential: Merchant Cash Advances for the Spring Sales Rush

Prime Commercial Lending

As the frost of winter thaws and the vibrant colors of spring emerge, businesses anticipate the upcoming seasonal boost in sales. Adapting to this shift not only requires creativity but also a sound financial strategy to capitalize on the consumer spending spree. One potent tool in a savvy entrepreneur’s arsenal is the merchant cash advance (MCA).

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