Mon.Nov 18, 2024

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Essential liquidity and interest rate risk questions for ALCOs

Abrigo

Prepare for regulator scrutiny on interest rate risk & liquidity Banks and credit unions that aren't paying attention to these critical issues can expect a tough review. Key topics covered in this post: Regulatory focus Key questons for ALCOs Governance and concentration risks Expect the unexpected Regulators 'could not be more clear' Today’s regulatory climate is turning up the heat on financial institutions when it comes to liquidity and interest rate risk management.

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Top 3 fraud risks to look out for

Plooto

Using technology to run your business is a no-brainer in this day and age. It speeds up processes, helps employees and vendors communicate efficiently, and provides fast, reliable data about all aspects of your business.

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5 Common Challenges Faced by A/R Teams That Can Be Overcome Through Automation

Gaviti

Automation delivers finance departments many benefits, including accurate predictions and insights related to revenue and sales so that CFOs and their teams can make better business decisions. Despite this, automation in accounts receivable has met its fair share of skepticism from business leaders worldwide. Some of the main concerns include change management and employee adaptability to new technologies, adherence to compliance, how easily the automation technology integrates with other financ

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Debunking Annuity Myths: Addressing Common Misconceptions About Annuities

Due

Often marketed as a secure retirement income source, annuities are popular financial products. However, they’re also one of the most misunderstood personal finance products out there. As a result, annuities have gained a negative reputation that discourages some people from investing in them. Here, we’ll explore and debunk some of the most common annuity myths.

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Understanding FCF (Free Cash Flow)

Emagia

What is FCF (Free Cash Flow)? FCF, or Free Cash Flow, is a measure of a company’s financial performance, representing the cash generated after accounting for capital expenditures. Importance of Free Cash Flow Free Cash Flow is critical for evaluating a company’s ability to fund operations, dividends, and growth. Calculating Free Cash Flow Free Cash Flow can be calculated by subtracting capital expenditures from operating cash flow.

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What Does It Look Like to Retire Intentionally? 7 Steps to Purposefully Plan for a Fulfilling Future

Due

Most adults 50 and over are looking toward their retirement years, at least in passing. The idea can be frightening for those who haven’t intentionally set aside funds to see them into their golden years. They may lack enough money to do what they’d like or maintain their standard of living. Life expectancy keeps rising, and the number of years you’ll need enough funds to survive increases.

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NVIDIA’s Crucial Earnings Report: Market Impact, Stock History, and Emerging Challenges

Due

As NVIDIA prepares to release its earnings report this Wednesday, investors are bracing for what could be a significant market event. The tech giant’s financial performance has the potential to create substantial ripples across the S&P 500, given its position as one of the most valuable companies in the world. This article examines three critical aspects surrounding NVIDIA’s upcoming earnings announcement: the potential market impact, the company’s remarkable stock history,

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How to Compute Free Cash Flow

Emagia

Introduction to Free Cash Flow Free Cash Flow is a financial metric indicating a company’s cash remaining after paying for operating expenses and capital expenditures. Why Compute Free Cash Flow? Calculating FCF helps determine a company’s profitability and its capacity for expansion, debt repayment, and dividends. Components of Free Cash Flow Free Cash Flow includes operating cash flow and capital expenditures, offering a true picture of cash availability.

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Trump’s tariffs

Cpcmcredit Blog

The worlds economies are nervously awaiting the nature of the Trump’s threatened tariffs on international trade. This has the potential to affect every single manufacturing business of course but what are the likely results and overall do trade wars benefit anyone? The answer to the second question would possibly be answered by the great economist Ricardo.

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Cash Flow Projections: A Key to Financial Success

Emagia

Cash Flow Projections: Why They Matter Cash flow projections are essential for businesses to ensure that they can meet their financial obligations. They provide an estimate of future cash inflows and outflows, helping to predict financial health and avoid cash shortages. The focus keyword “cash flow projections” is key to understanding how businesses can stay financially stable.

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Liquidity Management: Key to Business Stability

Emagia

Liquidity Management: Ensuring Financial Health Liquidity management is the practice of ensuring that a company has enough liquid assets to meet its short-term obligations. The focus keyword “liquidity management” is crucial for businesses that aim to avoid financial distress due to lack of accessible funds. Why Liquidity Management Matters Without effective liquidity management, a company could face problems such as missed payments or an inability to invest in growth.

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How to Manage Overpayment in Business Transactions

Emagia

What is Overpayment and How to Avoid It? Overpayment occurs when a business pays more than required for a product or service. The focus keyword “overpayment” highlights the risk of paying too much, which can negatively impact cash flow and profitability. Causes of Overpayment Overpayment can happen due to clerical errors, misunderstanding of pricing terms, or lack of oversight.