Biz2X

APRIL 14, 2025

Reading Time: 5 minutes Embedded finance is rapidly reshaping the small business lending sector, radically changing how financial institutions assess borrower creditworthiness. Consider these statistics: Up to 25% of lending revenue will come from embedded finance by 2030 according to McKinsey. Embedded finance leads cost up to 25% less than traditional SMB leads.

Credit and Collections 52

Credit and Collections Small Businesses Credit Scoring Transactions 52

RMAi Blog

APRIL 14, 2025

In This Update Congress has maintained a busy agenda. Last month, the RMAI Board of Directors met with U.S. Representative Ashley Moody (R-FL) to discuss a range of issues, including the pending confirmation of Jonathan McKernon as Director of the CFPB. The confirmation vote is expected to occur sometime in May or June. Republican members of the House Financial Services Committee submitted a letter to Acting CFPB Director Russ Vought requesting the rescission, modification, or re-proposal of sev

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Collector Credit and Collections Debt Collections Default 130

Abrigo

APRIL 14, 2025

Sidestep some of the issues that most commonly hurt backtesting efforts Backtesting the estimate for credit losses can build confidence in the CECL model and ensure it reflects an institution's credit risk. However, be careful to avoid common backtesting mistakes. Key topics covered in this post: Why financial institutions conduct CECL backtesting Backtesting mistakes to avoid & how to avoid them Evaluating CECL estimates against actual credit losses Backtesting is one of the most practical

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CECL Actual Loss Credit Risk 78

Due

APRIL 14, 2025

In retirement, you will finally have time to enjoy leisurely mornings, long-anticipated hobbies , and time dedicated to yourself. However, this chapter contains a unique blend of excitement and a few health considerations for women. Weve earned this time and make the most of it healthy, vibrant, and utterly fulfilled. You should consider retirement a grand adventure, a chance to rewrite the script while focusing on your wellbeing.

Deductions 52

Deductions 52

Speaker: Susan Richards

Your past-due accounts are growing, cash flow is tightening, and the pressure is on. The big question: Do you handle the collections internally or outsource to experts? Both strategies come with advantages and risks - but which one delivers the best impact for your business? In this session we’ll dive deep into the in-house vs. outsourcing debate, examining cost-effectiveness, efficiency, compliance risks, and overall recovery success rates.

Bad Debt

Due

APRIL 14, 2025

In recent weeks President Donald Trump has been increasing stakes with tariffs with many foreign countries. While many countries and economies have been impacted, tariffs are highest for the second largest economic superpower, China. China has retaliated with tariffs on US goods, sending the two major countries into a trade war. Tension is still building and its uncertain exactly what will happen.

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