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13 Surprising Factors That Affect Your Credit Score (and Why Small Business Owners Should Care)

Fundera

When a credit bureau computes your credit score, their job is to produce a number that estimates—given your past and current financial history—how likely you are to default on future debts. Any contract where you choose to default on your payment obligations can end up in collections—gym memberships included. Gym Memberships.

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Business Loan vs. Personal Loan: Pick the Right One for Your Small Business

Fundera

So, people often use personal loans for things like help with student loans, home improvement, medical bills, car payments, etc. Which means that, if you default, the lender will look to seize collateral from you personally, rather than your business, or the other way around. Technically? That doesn’t mean your finances should.

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Home Equity Loans For First-Time Buyers: A Double-Edged Sword

Due

The distribution of wealth is more evident in Toronto, as more high-end transactions and custom designs to build homes in the city are becoming increasingly present in neighborhoods such as Lawrence Park, Rosedale, Forrest Hill, Hog’s Hollow, and Bridal Path, which have seen listings of $10 million or more.

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RMAI Update March 2023

RMAi Blog

New York SB 4750 – This bill would expand the scope of the 2021 Consumer Credit Fairness Act (CCFA) by replacing the term “consumer credit transaction” with “consumer debt” and thereby bringing debt such as medical and utility under the scope of the CCFA’s litigation requirements. Credit Bureau Servs. ,

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