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Waiting to Exhale: Commercial Real Estate Lending and Small Banks

Loomis Sayles Credit Research

1] Other providers of CRE debt include government-sponsored enterprises, securitizations (CMBS and REITs) and insurance companies. While non-performing loans have continued to grow, especially in the office and low-income consumer categories, most banks are not seeing widespread default risks in their loans outside of these two areas.

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13 Surprising Factors That Affect Your Credit Score (and Why Small Business Owners Should Care)

Fundera

When a credit bureau computes your credit score, their job is to produce a number that estimates—given your past and current financial history—how likely you are to default on future debts. But what you might not realize is that it’s not only banks and credit card companies whose inquiries count as hard pulls. Cable companies.

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26 Ways to Simplify Your Financial Life – While Saving Astronomical Amounts of Money

Due

By going paperless with your bills , you can reduce clutter around the house — and even save some trees All the companies that you do business with make it easy for you to opt for electronic billing. This includes banks, credit card companies, cable TV providers, cellphone companies, and insurance companies.

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60 Business Finance Terms and Definitions You Absolutely Should Know

Fundera

Items like how large the company is, how long has it been in business, amount and type of credit issued to the business, how credit has been managed, and any legal filings (i.e., Lenders, investors, and insurance companies use these reports to evaluate risk exposure and financial health of a business. Business Credit Score.

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60 Business Finance Terms and Definitions Every Small Business Owner Should Know

Fundera

Items like how large the company is, how long has it been in business, amount and type of credit issued to the business, how credit has been managed, and any legal filings (i.e., Lenders, investors, and insurance companies use these reports to evaluate risk exposure and financial health of a business. Business Credit Score.

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Surprises from the First Half of 2023: In Private Credit, Steady Issuance Despite Challenging Conditions

Loomis Sayles Credit Research

The convergence of public and private markets—specifically the continuing trend of direct lending firms moving “up market” into the investment grade space that has traditionally been dominated by public markets and, on the private side, insurance companies. MALR031426 Market conditions are extremely fluid and change frequently.

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The Best Low-Risk Industries for Business Credit

CreditStrong for Business

So banks and financial institutions can see Your potential for profitability What risks are commonly associated with your business type How likely you are to default Potential for longevity While the main purpose of the NAICS code is to “Classify business establishments to collect, analyze, and publish statistical data related to the U.S.