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Financial Literacy: 10 Ways to Improve It

Due

Having an emergency savings account is one of the most crucial ways to prevent credit card debt from building up. As a result, this prevents harming your credit score or even bankruptcy. Understand credit scores. Your credit score will be pulled instead,” adds John. How to rebuild a damaged score.

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Your Ultimate Guide to Starting a Business with Student Loan Debt

Fundera

But to qualify for most loan refinancing, your credit score has to be good—in the high 600s at least,” says Inc.com. Also, you likely won’t be eligible if your record includes any bankruptcies or defaulted student debts.”. Short-term debt relief is not without long-term pitfalls,” says Entrepreneur magazine.