CreditStrong for Business

FEBRUARY 25, 2025

Does increasing the credit limit affect the credit score ? The answer typically depends on many factors, including how high or low your credit utilization is and what happens after you request a raise. Knowing when to do so and if you should raise your credit limit is also important to avoid damaging your credit score.

Credit Scoring 52

Credit Scoring Dashboards Credit Application 52

CreditStrong for Business

FEBRUARY 25, 2025

If youre about to apply for a mortgage loan, you are most likely concerned about how the loan will affect your credit score. This is because your credit score significantly influences your financial prospects and your chances of qualifying for loans, lower interest rates, cash back rewards, and travel points.

Credit Scoring 52

Credit Scoring Bankruptcy Dashboards Credit Management 52

Fundera

DECEMBER 1, 2018

What Is a Business Credit Score? A business credit score is a way for lenders to predict how likely you are to repay debt. The business credit score ranges from zero to 100 and, as with personal credit scores, the higher your number, the more likely you’ll qualify for affordable financing.

Credit Scoring 75

Credit Scoring Credit Reporting Agencies Small Businesses Dashboards 75

tillful

JUNE 14, 2023

Looking to learn the ins and outs of Experian business credit scores ? as a consumer credit reporting company, but it also collects information on millions of businesses and provides business credit reporting services. You can download the Tillful iOS app to check if your company has a credit profile with Experian.

Credit Scoring 52

Credit Scoring Credit and Collections Bankruptcy Credit Reporting Agencies 52

Gaviti

OCTOBER 23, 2023

One possibility is by running a business credit score and report on new customers. What is a Business Credit Score and Report? A business credit score is a rating whose goal is to demonstrate how financially responsible a business is as well as its potential for profitability.

Credit Scoring 97

Credit Scoring Credit and Collections Credit Application Bankruptcy 97

Fundera

OCTOBER 9, 2015

For most lenders, you’ll mostly just need to complete an application, have them check your credit score, and show them a few months of business bank statements. All of this is pretty straightforward, but let’s talk real quick about credit scores: Business Credit Scores. Personal Credit Scores.

Credit Scoring 102

Credit Scoring Small Businesses Dashboards Transactions 102

Emagia

FEBRUARY 21, 2025

Reporting and Analytics : Comprehensive dashboards and reports to monitor AR performance and identify trends. Cash Application : Automatic matching of payments to outstanding invoices to reduce manual reconciliation. Collections Management : Tools to track overdue accounts and automate follow-up communications.

Accounts Receivable (AR) 40

Accounts Receivable (AR) AR Automation Credit and Collections Cash Forecasting 40

Fundera

OCTOBER 20, 2019

Get a handle on your personal and business credit scores. We’ll break down need-to-know accounting terms, how to handle your credit scores, how to apply for a business loan, and more—so that you’ll have all the information you need to manage your small business finances. The biggest differentiator?

Small Businesses 101

Small Businesses Credit Scoring Credit and Collections Default 101

Fundera

FEBRUARY 2, 2017

As the financially savvy consumer you are, you know why your personal credit score is a big deal, and where you can go to get your free personal credit report. Hint: it’s annualcreditreport.com — the place to find your federally regulated, annual free credit report.). Why Should You Care About Your Business Credit Score.

Credit Scoring 75

Credit Scoring Credit Reporting Agencies Small Businesses Dashboards 75

Emagia

MARCH 3, 2025

Key Components of the Accounts Receivable Process Cycle Credit Policies and Terms A well-defined credit policy outlines the terms and conditions for extending credit to customers, including payment deadlines, interest rates , and penalties for late payments. Electronic invoicing helps in quick delivery and tracking.

Days Sales Outstanding 40

Days Sales Outstanding DSO AR Reporting Credit and Collections 40

Due

MARCH 3, 2023

Your credit score is 579 or lower. In this case, additional credit is difficult to get at a reasonable interest rate as this is below the average. If you are experiencing [credit card] debt, you need to handle it urgently, possibly even delaying retirement contributions while you get your balances under control.

Credit Scoring 105

Credit Scoring Bankruptcy Medical Billing Brokerages 105

Fundera

NOVEMBER 15, 2016

If you’ve already applied for BlueVine’s Flex Credit line and made it past the underwriting process successfully, you’re ready to start drawing funds. The beauty of a line of credit is that you can continue to use it, up to the amount you were approved for, over and over again. In part two , we went over the underwriting process.

Credit Scoring 71

Credit Scoring Dashboards Deductions Credit Application 71

Fundera

APRIL 25, 2018

As you might know, the higher your credit score, the more business credit card options you’ll have available to you. If you have bad credit, on the other hand, your options will be limited—but not zero. Because many consumers struggle with their credit scores. have deep subprime credit scores.

Credit Scoring 72

Credit Scoring Credit Card Companies Small Businesses Bankruptcy 72

Fundera

NOVEMBER 17, 2018

Get ready to learn about need-to-know accounting terms, managing your credit scores, applying for a business loan , and more so you can feel prepared for managing finances for a small business. You can view the status of your finances at a glance using dashboards, or create customized reports. Learn More About FreshBooks.

Small Businesses 75

Small Businesses Credit Scoring Credit and Collections Default 75

Fundera

NOVEMBER 17, 2018

Get ready to learn about need-to-know accounting terms, managing your credit scores, applying for a business loan , and more so you can feel prepared for managing finances for a small business. You can view the status of your finances at a glance using dashboards, or create customized reports. Learn More About FreshBooks.

Small Businesses 75

Small Businesses Credit Scoring Credit and Collections Default 75

Fundera

NOVEMBER 15, 2016

If you’ve already applied for BlueVine’s Flex Credit line and made it past the underwriting process successfully, you’re ready to start drawing funds. The beauty of a line of credit is that you can continue to use it, up to the amount you were approved for, over and over again. In part two , we went over the underwriting process.

Credit Scoring 64

Credit Scoring Dashboards Deductions Credit Application 64

Eagle Business Credit

SEPTEMBER 9, 2022

This is because of approval requirements for things like time in business or business credit score. Factoring Can Help You Graduate to Bank Financing by: Building your business credit Having different approval requirements Stabilizing your cash flow Providing fast working capital Showing custom financial reporting.

Credit Scoring 52

Credit Scoring Credit and Collections Dashboards Small Businesses 52

Fundera

JUNE 5, 2018

That personal liability is why you’ll be prompted to fill in personal information, including your Social Security Number, on your business credit card application. If your credit score is a concern, and if you want to avoid signing a personal liability clause, consider applying for a self-collateralized loan.

Credit Scoring 71

Credit Scoring Default Small Businesses Credit Card Payments 71

Serrala

AUGUST 29, 2022

Schedule a Demo Advanced Credit Risk Management with FS² Credit Realtime KPIs The FS2 Credit dashboard provides useful insights and KPIs on the customer’s real-time performance in an easy to navigate digitized dashboard.

Credit and Collections 52

Credit and Collections Credit Risk Dashboards Credit Scoring 52

Biz2X

FEBRUARY 21, 2023

Banker Dashboard & Reporting As mentioned above, having the right digital lending platform allows the lender to create accurate reports for regulators and the bank’s use. A user-friendly dashboard with easy-to-learn applications makes for more efficient, real-time bank performance tracking.

Credit Unions 59

Credit Unions Credit and Collections Dashboards Credit Risk 59

Fundera

JULY 5, 2018

You might be looking into a secured vs. prepaid business credit card if you’re struggling with your credit score, or trying to figure out which is best to build credit history. You’ll be able to sort through your goals for a business credit card and maybe even the future of your company, too.

Credit Scoring 55

Credit Scoring Credit Card Companies Credit Card Payments Default 55

Fundera

SEPTEMBER 8, 2017

For example, SBA-guaranteed loans can have APRs as low as 3%, while credit cards—even low APR offers—typically charge 12% or higher. It might hurt your personal credit score. Some business credit cards report usage to personal credit bureaus, meaning that the balance on your business card can hurt your own debt-to-credit ratio.

Credit Scoring 62

Credit Scoring Dashboards Small Businesses 62

Fundera

MARCH 12, 2018

Instead of filling out piles of paperwork, you simply connect your business bank account and Fundbox automatically reviews your transactions to make a credit decision. Here’s a Look at the Direct Draw Dashboard. The Direct Draw dashboard works a bit like an ATM. Learn more about Direct Draw here. See reviews on Fundera here.

Dashboards 52

Dashboards Credit Scoring Small Businesses Transactions 52

Due

MARCH 3, 2023

Your credit score is 579 or lower. In this case, additional credit is difficult to get at a reasonable interest rate as this is below the average. If you are experiencing [credit card] debt, you need to handle it urgently, possibly even delaying retirement contributions while you get your balances under control.

Credit Scoring 64

Credit Scoring Bankruptcy Medical Billing Brokerages 64

Emagia

JUNE 21, 2024

Seamless integration with third-party credit agencies for easy credit information collection. Automated credit score calculation based on customer history, behavior, and agency-sourced scores. AI-powered workflows that minimize time and errors in the credit application approval process.

B2B Credit 40

B2B Credit Credit Application Digital Credit Application Credit Scoring 40

Fundera

DECEMBER 26, 2018

Corporate prepaid cards can help you control employee spending or access the convenience of a credit card if your credit score isn’t where you want it to be just yet. Emburse’s dashboard lets you track transactions on each card and view spending breakdowns by category. Want to set a group budget for a specific team?

Small Businesses 40

Small Businesses Dashboards Credit and Collections Credit Scoring 40

Fundera

JANUARY 20, 2019

Some key features on Azlo’s app and dashboard include: Free bank-to-bank ACH transfers (domestic banks only, with free international transfers coming soon). In addition to all the capabilities you’d expect from a business checking account, Azlo streamlines expense tracking and management through their app and dashboard.

Small Businesses 92

Small Businesses Credit Unions Transactions Credit Scoring 92

Fundera

APRIL 15, 2020

– 500 personal credit score. To qualify for a SnapCap credit product, your business needs to meet the following requirements, at a minimum: Time in business : one year. Personal credit score : 500. They’ll also perform a soft credit pull to review your credit score and history.

Credit Scoring 52

Credit Scoring Credit and Collections Nonprofit Organizations Brokerages 52

Due

JUNE 25, 2023

Premium services, like automated bill pay or even a free credit score, are frequently unlocked. This enables you to connect credit cards, checking accounts, and savings accounts to your bank accounts, monitoring your investments in real-time. Integrations: Ascertain that every tool you acquire supports financial integration.

Dashboards 64

Dashboards Small Businesses Transactions Credit Scoring 64

Fundera

APRIL 17, 2018

First, there’s a a mobile app and a spending dashboard to help business owners to see where their allocated funds are going—and to allow card users to upload related documentation. You won’t be able to build credit history or improve your credit score by paying off your bills on time. 10 a month for up to 15 active cards.

Small Businesses 84

Small Businesses Transactions Dashboards Credit Scoring 84

Eagle Business Credit

JUNE 19, 2023

Working capital solutions like invoice factoring can be helpful for startup businesses, since factoring does not require a lengthy time in business or high business credit score. Instead, factors evaluate the credit strength of your customers and the quality of your business sales.

Credit and Collections 52

Credit and Collections Invoice Amount Credit Scoring Dashboards 52

Fundera

APRIL 23, 2019

Because the equipment itself acts as the loan collateral , lenders are mainly concerned about the equipment’s value and relatively less concerned about traditional qualification standards, like your credit score and time in business—which makes equipment loans among the most accessible types of small business loans.

Credit Scoring 40

Credit Scoring Dashboards Transactions Small Businesses 40

Biz2X

SEPTEMBER 27, 2022

Loan origination software automates virtually every step in the lending process, from application to credit scoring to underwriting to final funding. Loan origination software literally puts your entire small business lending team on the same page: a shared dashboard that is updated in real time.

Credit Scoring 40

Credit Scoring Credit and Collections Dashboards Credit Unions 40

Fundera

MAY 16, 2018

established businesses with years’ worth of evidence of profitability and good credit scores. What a strong candidate for equipment financing looks like: Credit score: 600+. That means profitable businesses, owned by individuals with good credit scores. Time in business: 11+ months. Annual revenue: 100,000+.

Credit Scoring 45

Credit Scoring Default Small Businesses Dashboards 45

tillful

NOVEMBER 17, 2022

You may have noticed a little notification pop up on your Amazon seller dashboard informing you that you qualify for financing. Eligibility doesn’t depend on the business's or business owner's credit score. Bad credit scores or reports won’t hold you back. Who's eligible for Amazon Lending?

Credit Scoring 52

Credit Scoring Default Dashboards Deductions 52

Fundera

JANUARY 27, 2019

You’ll then be brought to the Plastiq home dashboard, where you can add your credit cards and specify who you’d like to pay. Photo credit: Plastiq. Add Your Credit Cards. The next step is to add your credit card, so Plastiq knows which credit card to charge. Photo credit: Plastiq. Plastiq Fees.

Small Businesses 40

Small Businesses Credit Card Payments Dashboards Credit Card Companies 40

Gaviti

JULY 11, 2024

Define and monitor credit limits according to comprehensive risk assessments that can be customized according to specific risk criteria beforehand such as payment behavior thresholds and credit score ranges and ensure that it is targeted towards the specific credit management strategy for each customer.

DSO 52

DSO AR Automation Credit and Collections Bad Debt 52