Credit Sales and Small Businesses - Credit Management Source

Credit Sales

Small Businesses

Balancing Credit Sales with Profits

Your Virtual Credit Manager

NOVEMBER 14, 2023

On the positive side, Credit Insurance may help you get a higher credit line and a lower interest rate if you are pledging your receivables as collateral for a bank loan or line of credit. For more on the ins and outs of Credit Insurance, check out this post. it just might help them pay you sooner!

Credit Sales

Credit Sales Bad Debt Credit and Collections Credit Risk

Are Your Collection Efforts Myopic?

Your Virtual Credit Manager

APRIL 1, 2025

Learn More About Credit Reports Please share this newsletter with your small business customers. Share The Five Pillars Underlying Effective AR Management The accumulation, updating, storage, protection, and retrieval of Customer, Credit, Sales, and AR data is central to your revenue-producing and cash-generating operations.

Credit and Collections

Credit and Collections Sales Tax Exemptions Accounts Receivable (AR) Collector

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RMAi Blog

21 Small Business Tax Deductions You Need to Know

Fundera

OCTOBER 26, 2019

21 Small Business Tax Deductions. Business property rent. Business entertainment. For small business owners, there are few sweeter phrases than “small business tax deductions.” What Is a Small Business Tax Deduction? How to Claim Small Business Tax Deductions.

Deductions

Deductions Small Businesses Bad Debt Credit Sales

Moving Beyond DSO

Your Virtual Credit Manager

FEBRUARY 20, 2024

The experts at Your Virtual Credit Manager are ready to help you improve cash flow and reduce AR risks during these challenging times. We are currently offering 33 percent off our standard small business consulting rates. Please feel free to share this newsletter with your small business customers.

DSO

DSO Days Sales Outstanding Credit and Collections Accounts Receivable (AR)

“Must Have” Metrics for Receivables Management

Your Virtual Credit Manager

MAY 14, 2024

Monitoring and tracking cash is a critically important activity for most small businesses (for more on that subject, check out “ Taking the Crystal Ball out of Cash Flow Forecasting ”). The experts at Your Virtual Credit Manager are currently offering 33 percent off our standard small business consulting rates.

AR Metrics

AR Metrics DSO Credit and Collections Accounts Receivable (AR)

Evidence It's Time to Adjust Your Collection Practices

Your Virtual Credit Manager

AUGUST 29, 2023

Please feel free to share this newsletter with your small business customers. Use the following formula to determine your CEI: (Beginning receivables + Monthly credit sales - Ending total receivables) ÷ (Beginning receivables + Monthly credit sales - Ending current receivables).

DSO

DSO Credit and Collections Bad Debt Collection Effectiveness Index

Due Diligence Doesn't End with the Credit Application

Your Virtual Credit Manager

JANUARY 23, 2024

Furthermore, new businesses and small businesses tend to have high failure rates, and there is good reason to believe a wave of defaults is coming. The experts at Your Virtual Credit Manager are ready to help you improve cash flow and reduce AR risks during these challenging times. What do you need help doing?

Credit Application

Credit Application Bad Debt Bankruptcy Credit Scoring

Don't Leave Converting Sales into Cash to Chance

Your Virtual Credit Manager

DECEMBER 6, 2022

Under-performing AR has the potential to create a cash flow crisis that can shut down your business in very short order. Cash Flow is the number one cause of small business bankruptcies. The solution is the implementation of credit and collection best practices geared to ensure customer profitability and sufficient cash flow.

DSO

DSO Credit and Collections Bad Debt AR Aging

Why you can't rely on selling more for better cash flow

Chaser

MARCH 23, 2023

Here are some factors to consider when evaluating whether selling more is a viable solution to cash flow issues your business may be experiencing: Payment terms and credit sales Customers may pay for goods or services on credit, which means that the business does not receive cash until a later date.

Bad Debt

Bad Debt Credit Sales Default Small Businesses

How Much Credit Should You Extend?

Your Virtual Credit Manager

AUGUST 6, 2024

Most commercial enterprises are simply not willing to continue trading without credit terms, making it difficult for any trade credit grantor to generate enough revenue to survive on cash sales. Photo by Headway on Unsplash ) While credit sales allow you to increase revenue, they also come with a downside.

Bad Debt

Bad Debt Credit and Collections Accounts Receivable (AR) Credit Risk

Accounts Receivable Turnover: How to Calculate the Accounts Receivable Turnover Ratio

Fundera

JULY 16, 2019

The accounts receivable turnover ratio is used to measure how effective a company is at extending credits and collecting debts. You can calculate your business’s accounts receivable turnover ratio by dividing your net credit sales by your average accounts receivable. Step 1: Determine your net credit sales. .

Credit and Collections

Credit and Collections Credit Sales Bad Debt Small Businesses

How to Get a Business Loan With Bad Credit

CreditStrong for Business

SEPTEMBER 6, 2024

Step 1: Get Access to Your Credit Scores and Reports Almost every credit-related project begins with the same first step: getting access to your credit scores and reports. Even if you know you have bad credit, having your specific credit scores and credit report details is essential for proper planning.

Credit Scoring

Credit Scoring Default Small Businesses Credit Unions

Are There Hidden Risks in Your AR Portfolio?

Your Virtual Credit Manager

MARCH 26, 2024

Going beyond the impact of macroeconomic trends, a company’s customers operate in dynamic business environments, and for a majority of them, the credit risk they pose is either increasing or decreasing. New and small businesses, moreover, have high failure rates. it just might help them pay you sooner.

Bankruptcy

Bankruptcy Bad Debt Credit Scoring Chapter 11

Balancing Credit Sales with Profits

Are Your Collection Efforts Myopic?

Trending Sources

21 Small Business Tax Deductions You Need to Know

Moving Beyond DSO

“Must Have” Metrics for Receivables Management

Evidence It's Time to Adjust Your Collection Practices

Due Diligence Doesn't End with the Credit Application

Don't Leave Converting Sales into Cash to Chance

Why you can't rely on selling more for better cash flow

How Much Credit Should You Extend?

Accounts Receivable Turnover: How to Calculate the Accounts Receivable Turnover Ratio

How to Get a Business Loan With Bad Credit

Are There Hidden Risks in Your AR Portfolio?

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