SAP Credit Management

SEPTEMBER 1, 2023

Banks are increasingly committed to net-zero lending practices and, as a result, they are factoring sustainability into credit risk assessments for all their lending. For more information on sustainable finance, attend the webinar ‘Your Guide to GROW with SAP: Cloud ERP and Sustainable Finance’.

Credit and Collections 167

Credit and Collections Credit Risk Transactions 167

Abrigo

MAY 24, 2024

Resources like this webinar, "Embracing FedNow," offer valuable insights on FedNow's AML and fraud implications, as well as best practices for employee training, customer education, and infrastructure reviews. Transaction management: Procedures for accepting, rejecting, or accepting without posting transactions.

Credit Unions 97

Credit Unions CECL Credit Risk Transactions 97

Abrigo

MAY 18, 2023

You might also like this webinar, "Return to basics: Asking the right credit risk questions." How broad a field does loan review need to plow to unearth potential credit risks and assess overall credit quality? Scope in loan reviewing What is the scope of an adequate loan review?

Credit Risk 78

Credit Risk Credit and Collections Default Credit Scoring 78

Abrigo

AUGUST 5, 2024

The basics of counterfeit check detection for banks and credit unions Check fraud is surging and technology advances aren't helping. This minimizes fraud risk and helps maintain the integrity of financial transactions. Are traditional methods of detection enough to protect your financial institution from losses?

Credit Unions 78

Credit Unions Cybersecurity CECL Credit Risk 78

Abrigo

SEPTEMBER 28, 2022

Construction loan administration Find out how today's technology has changed the shape of construction loan administration, creating a better customer experience and reducing risk. You might also like this webinar, "How to manage a high-performing construction loan portfolio." Stay up to date on credit risk. Whitepaper.

Credit Risk 78

Credit Risk Dashboards Transactions 78

Abrigo

APRIL 2, 2024

In a recent Abrigo webinar on relationship banking , Chris Carlson of the Relationship Banking Academy shared keys to successful lending based on his extensive research and experience. Engaging with customers and their teams beyond transactional interactions fosters stronger relationships and demonstrates your commitment to their success.

Credit Risk 68

Credit Risk Credit and Collections Credit Unions Small Businesses 68

Abrigo

SEPTEMBER 29, 2022

Learn more about what they are and how they help banks and credit unions gain needed efficiency in the loan administration process. You might also like this webinar, "How to manage a high-performing construction loan portfolio." Construction loan management software helps lenders manage their financial transactions. Whitepaper.

Credit Risk 78

Credit Risk Credit Unions Dashboards Transactions 78

Abrigo

MAY 19, 2023

You might also like this webinar, "Return to basics: Asking the right credit risk questions." Introduction A few good men and women In previous articles, we have explored the objectives of a loan review and credit risk review system in general.

Credit Risk 78

Credit Risk Credit Unions Revenue Recognition Default 78

Abrigo

MARCH 21, 2024

Find the right support for your credit union merger Consider the benefits of a third-party fair value specialist to smooth the credit union merger accounting process. You might also like this webinar, "Valuation and purchase accounting: Navigating the changing M&A landscape." Negotiation power.

Credit Unions 88

Credit Unions CECL Credit Risk Transactions 88

Abrigo

FEBRUARY 14, 2023

Abrigo has been closely tracking the development of the CFPB’s requirements to collect and report small business loan data, and its team of product and compliance experts attends all relevant webinars and calls with the CFPB. What is a “covered" credit transaction? Which credit transactions are excluded?

Small Businesses 78

Small Businesses Credit and Collections Credit Unions Credit Risk 78

Abrigo

SEPTEMBER 29, 2022

Essential technology for modern lending and credit departments. Learn more about what they are and how they help banks and credit unions gain needed efficiency in the loan administration process. You might also like this webinar, "How to manage a high-performing construction loan portfolio." Stay up to date on credit risk.

Credit Unions 78

Credit Unions Credit Risk Credit and Collections Transactions 78

Abrigo

FEBRUARY 9, 2015

One of the most popular tools to monitor credit risk is a standardized risk rating system. A credit risk rating system provides banks and credit unions the opportunity to grade transactions in their commercial loan portfolio by level of risk. All credit exposures should be rated.

Credit Risk 60

Credit Risk Credit Unions Transactions 60

Abrigo

SEPTEMBER 5, 2023

When and how to cite credit exceptions A policy on credit exceptions can address many factors that can lead financial institutions to diverge from loan policy and miss signs of potential trouble. You might also like these on-demand webinars on tackling common credit risk questions.

Credit Risk 78

Credit Risk CECL Credit Unions Transactions 78

Abrigo

SEPTEMBER 15, 2022

You might also like this webinar, "How to manage a high-performing construction loan portfolio." For this study, FDIC researchers used a proprietary, transaction-level set of construction loans (mostly to smaller builders and homeowners) originated over 10 years from a large bank that served a broad customer base in many markets.

Default 78

Default Credit Risk Credit and Collections Credit Scoring 78

Abrigo

FEBRUARY 7, 2023

How construction administration units mitigate construction lending risk Construction lending involves unique risks and requires specialized processes. You might also like this webinar, "How to manage a high-performing construction loan portfolio." Read the whitepaper, "Red flags and warning signs of contractor failure."

Credit Risk 78

Credit Risk Credit Unions Default Transactions 78

Abrigo

FEBRUARY 23, 2022

You might also like this webinar on small business lending best practices. Lending & Credit Risk. Lending & Credit Risk. Portfolio Risk & CECL. Credit Analysis Training. Credit Risk Management. Lending & Credit Risk. Learn More. Asset/Liability. Learn More.

Small Businesses 78

Small Businesses Credit Unions Credit Risk CECL 78

Abrigo

APRIL 19, 2022

You might also like this webinar on assessing global cash flow. Without the necessary tax schedules, cash flow numbers can be greatly skewed due to using paper transactions that change ‘income/expenses’ for tax purposes but have nothing to do with actual cash flow. Watch the webinar. Lending & Credit Risk.

Credit Risk 78

Credit Risk CECL Credit and Collections Transactions 78

Abrigo

MARCH 13, 2024

Consequently, all stakeholders of CRE assets are understandably nervous, including bankers and their investors who, due to the highly leveraged nature of CRE transactions, provided the bulk of capital financing the industry. Watch this webinar on problem loans and how to identify them quickly with data and reports. Want to learn more?

Credit Unions 88

Credit Unions CECL Default Credit Risk 88

Abrigo

AUGUST 30, 2022

Expanding the commercial loan portfolio in today's market With the right strategies, banks and credit unions can expand their commercial loan portfolios successfully. You might also like this webinar on commercial lending strategy. Learn more about credit risk in a rising-rate environment in this video podcast.

Credit Unions 78

Credit Unions Credit Risk Credit and Collections Small Businesses 78

Abrigo

JUNE 4, 2024

Navigating credit quality, compliance, and technology integration The ThinkBIG conference hosted by Abrigo fosters networking and professional development for bankers. You might also like this on-demand webinar, "Navigating uncertain times: Strategies for risk management and compliance."

Credit Unions 88

Credit Unions CECL Credit Risk Transactions 88

Abrigo

JANUARY 17, 2024

Human trafficking red flags, strategies, and support Human trafficking is more prevalent than most realize, and banks and credit unions can help prevent it. You might like this upcoming webinar, " Unveiling human trafficking: Perspectives, realities, and strategies." Know the red flags to watch for. and worldwide.

Nonprofit Organizations 103

Nonprofit Organizations Credit Unions Transactions Credit Risk 103

Abrigo

JUNE 5, 2023

Banking reports to inform risk management and strategy These reports on capital, growth, and liquidity help financial institutions spot warning signs. Takeaway 3 Banking intelligence that's purpose-built for banks and credit unions combines analytics and intuititve dashboards.

Credit Unions 78

Credit Unions CECL Credit Risk Dashboards 78

Abrigo

MARCH 3, 2022

Learn more with this best practices webinar. Watch Webinar. Lending & Credit Risk. Lending & Credit Risk. How Relationship Lending & A Transaction-Oriented Focus Can Win More Business Loans. How Relationship Lending & A Transaction-Oriented Focus Can Win More Business Loans.

Small Businesses 78

Small Businesses Credit Risk Transactions 78

Abrigo

JUNE 12, 2023

You might also like this webinar, " AML Compliance and Sanctions Requirements for Non-Bank Financial Institutions. Money transmitters like Western Union, PayPal, MoneyGram, Zelle, and many others, facilitate secure digital transactions, allowing people to send and receive funds across borders and within the U.S.

Cybersecurity 78

Cybersecurity Transactions Credit Risk 78

Abrigo

JUNE 23, 2023

You might also like this on-demand webinar on the new CFPB small business data collection rule Watch Takeaway 1 Banks and credit unions often face challenges implementing data warehouses and are not pleased with the result. Since Abrigo Connect is powered by AI and GPT 3.5,

Credit and Collections 78

Credit and Collections Credit Risk Credit Unions Dashboards 78

Abrigo

MAY 2, 2024

This includes defining the threshold for material loans or transactions and structuring the lending process accordingly. Loan Portfolio Building: By understanding the loan policy, lenders can align their efforts with the institution's goals for building a high-quality loan portfolio.

Small Businesses 88

Small Businesses Credit Risk Credit Unions CECL 88

Abrigo

FEBRUARY 12, 2020

Despite expectations for growth, bankers, regulators, investors, and others are watchful about potentially lower returns and credit risks ahead. This increase in property values is expected to translate into increased sales transactions and demand for mortgage debt in 2020." Lending & Credit Risk. CRE Lending.

Credit Risk 78

Credit Risk CECL Insurance Companies Transactions 78

Abrigo

JULY 10, 2020

Not long ago, financial institutions almost solely relied on traditional, rules-based BSA/AML transaction monitoring. These rules identify anomalies, such as an abnormally high volume of transactions or patterns of transactions falling within an institution’s internal threshold. Lending & Credit Risk.

Credit Risk 78

Credit Risk Transactions Small Businesses 78

Abrigo

SEPTEMBER 1, 2020

Between the numbers of applicants, the strong demand for limited funds, and the restrictions on face-to-face transactions, financial institutions without automation were easily overwhelmed. which specializes in banker training and bank consulting services in credit risk underwriting and loan portfolio risk. “A Whitepaper.

Credit Unions 78

Credit Unions Credit Risk Small Businesses Transactions 78

Abrigo

FEBRUARY 23, 2022

“Used to the simplicity and speed of services such as Uber, Spotify, and Amazon, principals, and decision-makers of banks’ commercial borrowers have long sought similar levels of convenience when conducting borrowing transactions,” noted the author. Win more small business deals: Watch this webinar on SMB Lending Best Practices.

Small Businesses 78

Small Businesses Credit Unions Credit Risk CECL 78

Abrigo

AUGUST 22, 2022

You might also like this webinar, "Balancing compliance risk & reward with high-risk businesses." billion in fraudulent transactions, a staggering 47% of which were check fraud. One would think as technology improves so would the safeguarding features around monetary transactions. Lending & Credit Risk.

Cybersecurity 78

Cybersecurity CECL Transactions Credit Risk 78

Abrigo

JANUARY 7, 2021

The most important thing is to get your financials prepared,” Catherine Marx, District Director for the SBA’s Connecticut District Office, said during a webinar hosted Jan. Lending & Credit Risk. Credit Analysis Training. Credit Risk Management. Lending & Credit Risk. keep me informed.

Credit Risk 78

Credit Risk Credit and Collections Small Businesses Transactions 78

Abrigo

JANUARY 19, 2022

You might also like this webinar, "Is Inflation the Big Gift to Your Future Earnings?" Meanwhile, the adoption of the current expected credit loss model, or CECL , is prompting a re-evaluation of credit risk spreads and how those will affect loan pricing and profitability. Lending & Credit Risk.

Credit Unions 78

Credit Unions Credit Risk CECL Transactions 78

Abrigo

MAY 30, 2023

Takeaway 2 Reporting tiers and their deadlines are based on the number of covered transactions to small businesses that a lender originated in 2022 and 2023. Despite the seemingly long runway to prepare, it's not too early to get a handle on the new requirements and how they will affect a bank or credit union.

Credit Unions 78

Credit Unions Credit and Collections Transactions Small Businesses 78

Abrigo

DECEMBER 4, 2020

The current threshold for covered cross border transactions is $3,000 and the proposed rule would reduce the threshold to $250. Additionally, the Agencies determined that the current thresholds may no longer be sufficient in understanding these transactions and recipients. Watch Webinar. Lending & Credit Risk.

Credit and Collections 78

Credit and Collections Transactions Credit Risk 78

Abrigo

AUGUST 19, 2024

These penalties can accumulate daily and per transaction, resulting in significant financial and reputational damage. The FFIEC compliance manual warns that failing to provide adequate staffing can lead to severe penalties, including fines for willful negligence.

CECL 78

CECL Credit Unions Credit Risk Transactions 78

Abrigo

MAY 15, 2020

It is not too late to perform CDD and transaction monitoring of these businesses – the regulators will expect it. Lending & Credit Risk. Lending & Credit Risk. Lending & Credit Risk. Kylee Wooten, content and media relations manager, contributed to this article. . C&I Loans.

Credit Risk 78

Credit Risk Small Businesses Transactions 78