Abrigo

FEBRUARY 14, 2024

Applying adverse scenarios while conducting stress tests or sensitivity analysis helps banks adjust risk management processes, capital planning, liquidity management, collateral valuation processes, and workout procedures to prepare for credit risk problems before they impact earnings and capital.”

CECL 78

CECL Credit Risk Credit Unions 78

Abrigo

JULY 20, 2024

Commercial and industrial lending (C&I) will be the next big performance driver for banks and credit unions. DOWNLOAD Takeaway 1 If opportunities to drive bank or credit union performance are like the waves surfers seek. Credit risk : In C&I lending, at least part of the collateral is intangible.

Credit Unions 78

Credit Unions Credit Risk Small Businesses 78

Abrigo

APRIL 12, 2023

Building a strong credit review process A critical element of monitoring is an organization’s credit risk rating system. This blog will examine credit review in more detail. DOWNLOAD Takeaway 1 Loan review, or credit review, must be timely, thorough, and accurate to meet regulatory requirements.

Credit Risk 78

Credit Risk Credit and Collections CECL 78

Abrigo

MARCH 14, 2024

You might also like this SMB Lending Insights report for banks and credit unions Download report Takeaway 1 Banks need to implement customer retention strategies to keep their valuable customers, not just attract new ones. Follow this guide for strategies to stay competitive. Read the buyer's guide to lending solutions.

Credit Unions 78

Credit Unions Credit Risk Credit and Collections Small Businesses 78

Abrigo

NOVEMBER 5, 2015

Jeff Judy, a consultant to the financial services industry and founder of Jeff Judy & Associates , suggests that the daily activities can have a tremendous impact on the bank or credit union’s ability to “weather” future difficult times. If I say no to the credit I should’ve said yes to, I’ve left revenue on the table,” Judy said.

Credit Risk 60

Credit Risk Credit Unions 60

Abrigo

APRIL 24, 2023

keep me informed Download infographic More construction trends What’s next for construction lenders? As for nonresidential construction loans, the first quarter of 2023 saw a 2.3% increase to $320.45 Learn 10 ways construction loan management software can save you valuable time.

Credit Risk 78

Credit Risk Default 78

Abrigo

APRIL 25, 2024

Takeaway 3 With lower interest rates nowhere in sight, lenders need to monitor and adjust lending and underwriting strategies based on their own institution’s credit risk profile. You might also like this guide for smarter, faster small business lending. 1 appeared first on Abrigo.

Small Businesses 88

Small Businesses Credit Unions Credit Risk CECL 88

Abrigo

OCTOBER 10, 2023

How industry analysis can improve your credit risk management Understanding your customers' businesses leads to better loan pricing, structure, and risk management. You might also like this webinar series, "Tackling common credit risk questions during challenging times." Get more credit risk best practices.

CECL 78

CECL Credit Risk Credit Unions Small Businesses 78

Abrigo

NOVEMBER 17, 2023

Many frustrations with the loan application process and underwriting are tied to bank and credit union reliance on manual or paper-based systems. Download this infographic to see how construction loan management compares using a spreadsheet-based systems and a software solution.

Credit Unions 88

Credit Unions CECL Credit Risk Credit and Collections 88

Abrigo

APRIL 2, 2024

You might also like this SMB Lending Insights report for banks and credit unions Download report Takeaway 1 Banks need to implement good business strategies to attract new customers and build on existing relationships. Read the buyer's guide to lending solutions. Read the buyer's guide to lending solutions.

Credit Risk 68

Credit Risk Credit and Collections Credit Unions Small Businesses 68

Abrigo

OCTOBER 17, 2023

Why change management is vital for banks and credit unions Regulators promote change management to manage risk, but banks and credit unions can also achieve important benefits when they manage change. You might also like this 7-step guide to a successful software implementation.

Credit Unions 78

Credit Unions CECL Credit Risk Dashboards 78

Abrigo

JANUARY 17, 2023

Download report. Download case study. Lending & Credit Risk. Lending & Credit Risk. Lending & Credit Risk. You can weigh the efforts. . What do other financial institutions think? Read "Lenders’ Perspectives: Commercial Loan Origination Automation" by Aite-Novarica Group.

Credit Risk 78

Credit Risk Small Businesses 78

Abrigo

APRIL 7, 2023

DOWNLOAD Takeaway 1 Loan review automation can help reduce or eliminate common efficiency problems that financial institutions face. Making a case for greater efficiency Loan review automation eliminates manual processes, saving time and reducing human error. Here's what to say when presenting a case for software at your institution.

Credit Risk 78

Credit Risk CECL 78

Abrigo

FEBRUARY 7, 2023

Lenders need to have effective systems for tracking and managing construction project budget changes in order to mitigate the risk of overfunding. Learn 10 ways construction loan management software can save you valuable time. Read the whitepaper, "Red flags and warning signs of contractor failure."

Credit Risk 78

Credit Risk Credit Unions Default Transactions 78

Abrigo

JANUARY 3, 2023

During a recent construction lending webinar , lending and credit risk expert Dev Strischek of Devon Risk Advisory Group outlined the keys to construction loan success. Strischek included the following information, which can help lenders avoid risk before the project begins—by planning ahead at the closing table.

Credit Risk 78

Credit Risk CECL Law Firms Credit Unions 78

Abrigo

APRIL 22, 2024

Recent dynamics of the small business lending market A deep understanding of the small business lending landscape and potential efficiencies can help banks and credit unions grow their portfolios. DOWNLOAD Takeaway 1 Financing plays a crucial role in small business survival and success.

Credit Unions 97

Credit Unions Small Businesses Credit and Collections Credit Risk 97

Abrigo

MARCH 21, 2024

Adopt a straightforward format for post-CECL fair value disclosures and valuations with this whitepaper. Adopt a straightforward format for post-CECL fair value disclosures and valuations with this whitepaper.

Credit Unions 88

Credit Unions CECL Credit Risk Transactions 88

Abrigo

NOVEMBER 2, 2022

DOWNLOAD . Lending & Credit Risk. Credit Risk Management. Credit Risk Regulation. Lending & Credit Risk. Portfolio Risk & CECL. Lending & Credit Risk. Here's what to look for in a software. Keep me informed. Watch Webinar. Construction Lending.

Credit Risk 78

Credit Risk CECL Credit and Collections 78

Abrigo

AUGUST 26, 2024

Questions to assess methodology risk include: Has the model changed since the adoption of CECL? Do credit risks within the loan portfolio remain the same? Specialists/third parties Using specialists or third parties can pose risks if not managed properly.

CECL 78

CECL Credit Unions Credit Risk 78

Abrigo

MAY 2, 2024

DOWNLOAD Takeaway 1 Your loan policy sets the tone for the institution's approach to risk appetite, risk tolerance, lending philosophy, and organization of the lending function. You might also like this guide for smarter, faster small business lending.

Small Businesses 88

Small Businesses Credit Risk Credit Unions CECL 88

Abrigo

SEPTEMBER 28, 2022

Stay up to date on credit risk. Watch the webinar, "Credit risk management: Best practices & examiner priorities in uncertain times". Lending & Credit Risk. Lending & Credit Risk. Lending & Credit Risk. Managing construction loans effectively. keep me informed.

Credit Risk 78

Credit Risk Credit and Collections 78

Abrigo

OCTOBER 21, 2020

To see more details on these loss rates, download our report here or contact info@trepp.com. Credit Risk Management. Lending & Credit Risk. Lending & Credit Risk. Portfolio Risk & CECL. From CRE to Corporate Culture – BIG Ideas from 2020 ThinkBIG: Manage Risk. CRE Lending.

CECL 125

CECL Credit Risk Default 125

Abrigo

MAY 24, 2024

Show your board of directors and leadership an outline of what it will take to prepare for FedNow at your institution.

Credit Unions 97

Credit Unions CECL Credit Risk Transactions 97

Abrigo

MAY 22, 2024

Recent stats and dynamics of the small business lending market Understanding the small business lending landscape and potential efficiencies can help banks and credit unions grow their portfolios. DOWNLOAD Takeaway 1 Financing plays a crucial role in small business survival and success.

Credit Unions 78

Credit Unions Small Businesses Credit and Collections Credit Risk 78

Abrigo

AUGUST 24, 2023

Read about four areas likely to receive examiner atttention in upcoming exams keep me informed Download We can help you navigate changing interest rate environments. Blog Asset/Liability Credit Risk Management Lending & Credit Risk Q&A: What “higher for longer” interest rates mean for U.S.

Credit Risk 78

Credit Risk CECL Credit Unions 78

Abrigo

APRIL 12, 2021

You might also like this report on commercial loan automation systems DOWNLOAD. Takeaway 2 Once a bank or credit union understands the need for an LOS, it develop one or use a third-party vendor. Credit Analysis Training. Credit Risk Management. Credit Risk Regulation. Lending & Credit Risk.

Credit Unions 135

Credit Unions Credit Risk Credit and Collections Cybersecurity 135

Abrigo

DECEMBER 7, 2021

DOWNLOAD Now. Credit Risk Management. Lending & Credit Risk. Risk Ratings. Lending & Credit Risk. Credit Analysis Training. Credit Risk Management. Credit Risk Management. Lending & Credit Risk. Global Cash Flow. Learn More.

Credit Unions 78

Credit Unions Credit Risk 78

Abrigo

DECEMBER 22, 2023

To learn more about the PD/LGD approach and the pros and cons of using it under the Current Expected Credit Loss Model (CECL), download this infographic, CECL Methodologies: Pros and Cons for Your Portfolio , or read about how one financial institution incorporated PD/LGD into its allowance calculation.

CECL 88

CECL Credit Unions Default Credit Risk 88

Abrigo

DECEMBER 17, 2021

DOWNLOAD WHITEPAPER . Download Guide. Lending & Credit Risk. Portfolio Risk & CECL. Lending & Credit Risk. Credit Risk Management. Lending & Credit Risk. Risk Ratings. Learn top best practices for leading a successful software implementation.

Credit Unions 78

Credit Unions Credit Risk CECL 78

Abrigo

SEPTEMBER 15, 2022

Download this checklist for construction lending tips: "10 Ways construction loan monitoring software saves time.". Stay up to date on credit risk. Watch the webinar, "Credit risk management: Best practices & examiner priorities in uncertain times". Lending & Credit Risk. Study features.

Default 78

Default Credit Risk Credit and Collections Credit Scoring 78

Abrigo

MARCH 2, 2023

You might also like this whitepaper, "Best practices for purchasing bank or credit union software" DOWNLOAD Takeaway 1 As Southwest Airlines learned, technology shortcomings create enormous costs in the short-term and in the future. Experts say that would be a mistake.

Credit Unions 78

Credit Unions Credit Risk Small Businesses 78

Abrigo

MAY 10, 2021

This credit risk analysis should incorporate custom metrics for the financial institution, real-time credit scores imported, as well as a global debt-service coverage ratio when necessary. You might also like "Leading a Successful Software Implementation" DOWNLOAD whitepaper. Lending & Credit Risk.

CECL 78

CECL Credit Risk Credit Scoring 78

Abrigo

MAY 2, 2022

Risks are acceptable so long as they are identified, understood, measured, monitored, and controlled to the best of a bank or credit union’s ability. Loan policies make up the foundation for managing that credit risk. . Loan policies establish and prescribe credit risk parameters. Download whitepaper.

Credit Unions 78

Credit Unions Credit Risk Credit Scoring 78

Abrigo

FEBRUARY 14, 2023

You might also like this checklist for preparing for the CFPB 1071 rule DOWNLOAD Takeaway 1 Bank and credit union executives are worried about complying with the CFPB's upcoming final rule on small business loan application data.

Small Businesses 78

Small Businesses Credit and Collections Credit Unions Credit Risk 78

Abrigo

MARCH 3, 2022

You might also like this whitepaper on big opportunities in small business lending DOWNLOAD . Lending & Credit Risk. Lending & Credit Risk. Lending & Credit Risk. Learn more with this best practices webinar. Watch Webinar. Keep me informed. Learn More. C&I Loans. CRE Lending.

Small Businesses 78

Small Businesses Credit Risk Transactions 78

Know-It Global

AUGUST 7, 2023

QuickBooks users will now be able to download the Know-it app directly from its App Store and connect their accounts package to the credit management platform. In addition to seamlessly integrating with QuickBooks, Know-it provides customers with real-time credit tracking and data intelligence.”

Credit and Collections 52

Credit and Collections Credit Risk Credit Management 52

Abrigo

JANUARY 25, 2022

Change Management Helps Financial Institutions with Digitalization Bank and credit union executives who manage the people side of digital transformation have more success. . Takeaway 2 Look for signs that indicate a planned software implementation or other technology change might be at risk of failure or poor return on investment. .

Credit Unions 78

Credit Unions CECL Credit Risk Transactions 78