Emagia

FEBRUARY 21, 2025

Introduction to the 10 Rule in Accounts Receivable Managing accounts receivable is crucial for maintaining a healthy cash flow and reducing financial risk. One of the widely used guidelines in credit risk management is the 10 Rule for Accounts Receivable. Does the 10 Rule replace other credit risk strategies?

Credit Risk 40

Credit Risk Bad Debt Credit and Collections High-Risk Accounts 40

Abrigo

DECEMBER 29, 2023

Abrigo's most popular whitepapers and checklists on lending and credit risk Abrigo experts' insights on CFPB 1071, loan policies, and risk ratings were popular with banking professionals. You might also like this webinar, "Unraveling risk rating: Making sense of your best early warning tool." Here are the top resources.

Credit Risk 88

Credit Risk Credit Unions Credit and Collections Small Businesses 88

Your Virtual Credit Manager

MARCH 4, 2025

Learn More About Credit Reports Please share this newsletter with your small business customers. Share What Constitutes Valid Risk Assessment Parameters? There needs to be standards for both evaluating credit risk and setting credit limits for new accounts as well as for the periodic monitoring of existing customers.

Bad Debt 130

Bad Debt Credit and Collections Accounts Receivable (AR) Collector 130

Abrigo

MARCH 31, 2025

Focus on relevant repayment and credit risk information Whats relevant in a credit memo? Kirby suggested focusing on what truly affects repayment and credit risk. Give me the reason why the loan was made and how its going to get paid back, he said. Dont get into this ritual tell me the story.

Credit Risk 78

Credit Risk Credit Unions Transactions 78

Abrigo

NOVEMBER 13, 2024

As rates stay high, concerns about credit risk and borrower health are top of mind for bank and credit union leaders, especially as it relates to lending to small businesses. However, recent data from Abrigo shows that privately held companies across the U.S. are displaying their financial resilience.

Small Businesses 88

Small Businesses Credit Unions Credit Risk Accounting Firms 88

Your Virtual Credit Manager

FEBRUARY 25, 2025

To better deal with these customers, it is helpful to segregate them into three groups: Those who are financially strong (low credit risk) and are trying to increase their cash position through late payments. It is, therefore, incumbent that you minimize bad debt losses without overly restricting sales. That requires a balancing act.

Bad Debt 130

Bad Debt Credit and Collections DSO Debt Collections 130

Abrigo

DECEMBER 20, 2024

Based on comments from the Abrigo Advisory Services team and our bank and credit union clients, executives will have their work cut out to manage profitability, balance sheet growth, and credit risk. Still-elevated interest rates are running into declining consumer purchasing power, which stands to add pressure to credit risk.

Credit Unions 78

Credit Unions CECL Credit Risk 78

Credit Management Group UK

DECEMBER 16, 2024

All new customers should be deemed high risk until they have a payment history with you. Low risk customers, that have a good payment history with your company, should be placed into an email cycle or letter cycle. It is all well and good receiving business, but does your customer have the ability to pay?

Credit Management 85

Credit Management Credit and Collections Order to Cash Credit Risk 85

Your Virtual Credit Manager

NOVEMBER 12, 2024

Monitoring and evaluating the credit risk posed by public companies and other large firms differs significantly in comparison to small and mid-sized businesses.

Chapter 11 130

Chapter 11 Accounts Receivable (AR) Bankruptcy Credit and Collections 130

Your Virtual Credit Manager

FEBRUARY 4, 2025

Credit management takes center stage when: New customers apply for credit terms. There needs to be a determination of the risk of the new account going delinquent or defaulting in accordance with your firm’s tolerance for credit risk.

Credit and Collections 130

Credit and Collections Accounts Receivable (AR) Invoice Disputes Bad Debt 130

Gaviti

NOVEMBER 21, 2024

Credit management and monitoring. Get real-time credit risk alerts about customers with increased credit risk to minimize the impact on your cash flow and reduce the likelihood of bad debt. Want to learn more about how Gaviti can streamline and automate your A/R management and collections process?

Automated Cash Application 98

Automated Cash Application Credit and Collections Cash Applicator Deductions 98

Your Virtual Credit Manager

JANUARY 28, 2025

This company’s evaluation of the risk/reward tradeoff was flawed because it underestimated the credit risk of “large” enterprises. In practice, this company was slow to recognize serious delinquencies, suspension of service was rarely used, and million-dollar bad debt losses ensued.

Accounts Receivable (AR) 130

Accounts Receivable (AR) Bad Debt Credit and Collections Bankruptcy 130

Credit Research Foundation

SEPTEMBER 27, 2024

First, since we haven’t seen significant default activity in recent years, many companies have let up on their credit risk management efforts, as the value proposition wasn’t as compelling as it was during previous economic downturns.

Days Sales Outstanding 195

Days Sales Outstanding Bad Debt DSO Default 195

Abrigo

FEBRUARY 12, 2025

Make it easier to keep tabs on lending and credit risk trends and how Abrigo can help. Join thousands of your peers and sign up for our newsletter.

Small Businesses 78

Small Businesses Credit Unions Credit Risk Default 78

Your Virtual Credit Manager

MAY 23, 2023

Do you need help with your credit policies and procedures? The experts at Your Virtual Credit Manager will analyze your situation to provide you with actionable insights for managing credit risk and shortening your cash conversion cycle.

Bad Debt 49

Bad Debt Credit and Collections Deductions Credit Risk 49

Credit Research Foundation

AUGUST 28, 2024

This unique environment is driven by a simple formula that continues to work after 75 years: CRF is a non-profit, member-based organization that promotes the gathering of thought leaders in the B2B credit space to share their successes of today and advance the leaders of tomorrow.

B2B Credit 195

B2B Credit Credit Risk 195

Your Virtual Credit Manager

JANUARY 7, 2025

Improve Credit Management Sometimes the cause of cash flow problems is a liberal credit policy. If that is the case, you need to focus on improving customer credit risk assessment and management. Implement stricter credit approval processes for new customers and then regularly review existing customer creditworthiness.

Days Sales Outstanding 130

Days Sales Outstanding DSO Credit and Collections Accounts Receivable (AR) 130

Abrigo

SEPTEMBER 25, 2024

Read Main Street Bank's story Abrigo SBA Lending Blog Lending & Credit Risk SBA Lending Breaking down SBA lending: What is E-Tran?

Credit Unions 151

Credit Unions Credit Risk Credit and Collections Small Businesses 151

TreviPay

MARCH 18, 2025

TreviPay offers a wide range of solutions for the airline industry, including payment and accounts receivable management and credit risk outsourcing. TreviPay helps take the risk by extending credit and guaranteeing corporate payment while eliminating time-consuming manual billing and invoicing.

Credit Risk 99

Credit Risk 99

Abrigo

APRIL 12, 2021

Finally , credit risk analysis software that is part of an end-to-end LOS allows credit staff to take advantage of automated loan decisioning , loan management system workflows, and financial spreading. Credit Analysis Training. Credit Risk Management. Credit Risk Regulation. Risk Ratings.

Credit Unions 135

Credit Unions Credit Risk Credit and Collections CECL 135

Abrigo

JANUARY 24, 2025

You might also like this webinar, "Risk rating: The cornerstone of risk management."

Credit Unions 88

Credit Unions Credit and Collections Credit Risk Small Businesses 88

Abrigo

OCTOBER 21, 2020

Credit Risk Management. Lending & Credit Risk. Lending & Credit Risk. Portfolio Risk & CECL. From CRE to Corporate Culture – BIG Ideas from 2020 ThinkBIG: Manage Risk. From CRE to Corporate Culture – BIG Ideas from 2020 ThinkBIG: Manage Risk. Credit Risk Management.

CECL 125

CECL Credit Risk Default 125

Your Virtual Credit Manager

OCTOBER 29, 2024

Webinar Registration Do you need help assessing your customers’ credit risks? The experts at Your Virtual Credit Manager have default risk probabilities and other financial benchmarks for analyzing your AR portfolio and revealing actionable credit & collection insights.

Past Due Invoices 100

Past Due Invoices Credit and Collections Collector Default 100

Emagia

DECEMBER 3, 2024

Real-Time Insights and Analytics: Provides real-time dashboards and predictive analytics for cash flow, DSO, customer payment behavior, and credit risk. Reduces DSO, minimizes bad debt and write-offs with advanced credit risk and deductions management tools.

DSO 52

DSO Credit and Collections Bad Debt Payment Portals 52

Your Virtual Credit Manager

OCTOBER 17, 2023

(Photo by Jandira Sonnendeck on Unsplash ) In most cases, you therefore have to extend credit to your B2B customers, which entails the following risks: Not being paid anything Being paid an amount less than the full invoice value Not being paid on time, whether in full or in part These outcomes are known as credit risks.

Bad Debt 130

Bad Debt Credit and Collections Credit Risk Accounts Receivable (AR) 130

Your Virtual Credit Manager

APRIL 2, 2024

Companies tend to offer more favorable terms to customers with higher credit scores, such as higher credit limits or longer payment terms while imposing stricter terms on higher-risk customers with lower scores. Monitoring Credit Risk : Companies may use credit scores to monitor the credit risk of their existing customers.

Credit Scoring 130

Credit Scoring Credit and Collections Bad Debt Credit Risk 130

Abrigo

JUNE 18, 2020

Lending & Credit Risk. Credit Risk Management. Lending & Credit Risk. Lending & Credit Risk. Portfolio Risk & CECL. C&I Loans. CRE Lending. SBA Lending. How the Pandemic and PPP Have ‘Turbo-charged’ New Business Lending Strategies. Learn More. C&I Loans.

Credit Risk 117

Credit Risk CECL Small Businesses 117

Emagia

DECEMBER 4, 2024

Manufacturing Manufacturers often juggle extensive customer bases, complex credit risks, and high invoicing volumes. Emagia provides tools to: Automate credit management and collections. Reduces credit risk with advanced monitoring tools. Enhances credit risk assessment. Improves payment tracking.

Revenue Recognition 52

Revenue Recognition Credit and Collections Days Sales Outstanding Deductions 52

Abrigo

FEBRUARY 12, 2025

Credit bureaus , which were very localized at the time, began expanding to a more national footprint. Expanding these bureaus nationally enabled standardization in credit assessments. Banks also began adopting statistical methods and metrics to assess credit risk.

Credit and Collections 88

Credit and Collections Credit Reporting Agencies Credit Unions Credit Risk 88

Abrigo

APRIL 4, 2020

Lending & Credit Risk. Lending & Credit Risk. Lending & Credit Risk. Lenders that need assistance accessing CAFS should call 1-833-572-0502 – hit 1 when prompted if you are already an approved SBA 7(a) lender or have submitted the Form 3506. . SBA Lending. I Can’t Connect to E-Tran – What Now?

Credit Risk 128

Credit Risk Small Businesses 128

Your Virtual Credit Manager

NOVEMBER 14, 2023

Selling only to financially strong customers reduces the risk of bad debt loss, (and the cost of Credit and Collections activity required). Most companies, however, need incremental sales volume from higher-credit-risk customers to break even and achieve profitability. it just might help them pay you sooner!

Credit Sales 130

Credit Sales Bad Debt Credit and Collections Credit Risk 130

Abrigo

SEPTEMBER 23, 2024

Visualize your data, access benchmarks, and streamline reporting learn more talk with an expert Webinar Commercial Lending Credit Risk Management Lending & Credit Risk When good loans go bad: Managing problem and distressed loans Learn More Webinar Commercial Lending Lending & Credit Risk Small Business Lending Answering your top CFPB 1071 (..)

Credit Unions 88

Credit Unions Credit Risk Credit and Collections Small Businesses 88

Your Virtual Credit Manager

OCTOBER 3, 2023

These customers pose the highest risk of bad debt loss. This is a classic approach and when executed properly, it can enable a company to satisfactorily manage their credit risk. It should also facilitate maximizing revenue from customers with a higher degree of credit risk. it just might help them pay you sooner!

Bad Debt 130

Bad Debt Accounts Receivable (AR) Credit Risk Credit and Collections 130

Credit Tools

FEBRUARY 25, 2025

The Altares report reveals a record explosion in insolvencies in 2024, accentuating non-payment and insolvency risks. The challenges for Credit Management and key strategies for securing receivables.

Credit Management 52

Credit Management Credit Risk 52

Abrigo

FEBRUARY 6, 2024

Get ready for the next credit cycle with credit department housekeeping tips from this webinar. Credit risk rating system: Establish an FAS-compliant credit risk rating system that staff can understand and carry out. Confirm the signing authority of corporate officials representing the entity.

Credit Unions 88

Credit Unions Credit Risk Small Businesses 88

Emagia

DECEMBER 3, 2024

Managing credit approvals, invoicing, collections, and deductions manually can be overwhelming, error-prone, and inefficient. Manufacturing: Global manufacturers often deal with complex credit risks and diverse customer bases. Emagia steps in to automate these processes and provide real-time insights.

Days Sales Outstanding 52

Days Sales Outstanding Revenue Recognition DSO Credit and Collections 52

Your Virtual Credit Manager

FEBRUARY 13, 2024

Clearly, the level of Business Credit Risk is going to remain elevated as we move through 2024, bringing with it the potential for corresponding increases in bad debt and delinquency. It will also help your prioritize your credit reviews as recommended in item #1. Here’s more on setting credit limits.

Bankruptcy 130

Bankruptcy Credit and Collections Bad Debt Accounts Receivable (AR) 130