Your Virtual Credit Manager

APRIL 1, 2025

To continue reading and learn about the five pillars underlying effective AR management, you must be a paid subscriber. Your Virtual Credit Manager is a reader-supported publication. Learn More About Credit Reports Please share this newsletter with your small business customers.

Credit and Collections 130

Credit and Collections Sales Tax Exemptions Accounts Receivable (AR) Collector 130

Your Virtual Credit Manager

APRIL 22, 2025

Your Virtual Credit Manager is a reader-supported publication. The experts at Your Virtual Credit Manager have default risk probabilities and other financial benchmarks for analyzing your AR portfolio and revealing actionable credit & collection insights. Do you need help improving cash flow?

Collector 130

Collector Past Due Invoices Credit and Collections Credit Management 130

Your Virtual Credit Manager

JANUARY 7, 2025

Your Virtual Credit Manager is a reader-supported publication. Besides driving process improvement, the experts at Your Virtual Credit Manager can apply default risk probabilities & other financial benchmarks to your AR portfolio to reveal actionable credit & collection insights.

Days Sales Outstanding 130

Days Sales Outstanding DSO Credit and Collections Accounts Receivable (AR) 130

Your Virtual Credit Manager

JANUARY 28, 2025

To continue reading and learn order management best practices, including six steps you can take to deal with customers that have become a greater risk, you must be a paid subscriber. Your Virtual Credit Manager is a reader-supported publication. Do you need help improving cash flow?

Accounts Receivable (AR) 130

Accounts Receivable (AR) Bad Debt Credit and Collections Bankruptcy 130

Your Virtual Credit Manager

APRIL 8, 2025

Your Virtual Credit Manager is a reader-supported publication. The experts at Your Virtual Credit Manager have default risk probabilities and other financial benchmarks for analyzing your AR portfolio and revealing actionable credit & collection insights. Do you need help improving cash flow?

Bad Debt 130

Bad Debt Bankruptcy Accounts Receivable (AR) Credit and Collections 130

Your Virtual Credit Manager

APRIL 29, 2025

The experts at Your Virtual Credit Manager have default risk probabilities and other financial benchmarks for analyzing your AR portfolio and revealing actionable credit & collection insights. Learn More About Credit Reports Please share this newsletter with your small business customers.

Accounts Receivable (AR) 130

Accounts Receivable (AR) Credit and Collections Cash Applicator Credit Management 130

Your Virtual Credit Manager

MARCH 4, 2025

To continue reading and learn more about credit policy and the four key elements of credit control, you must be a paid subscriber. Your Virtual Credit Manager is a reader-supported publication. Learn More About Credit Reports Please share this newsletter with your small business customers.

Bad Debt 130

Bad Debt Credit and Collections Accounts Receivable (AR) Collector 130

Credit Management Group UK

MAY 4, 2023

If there is anything you would like to see more of in our round ups from more Credit Management Hints & Tips to help on E-learning webinars let us know: COMMERCIAL CREDIT MANAGEMENT Consultancy boss convicted for Bounce Back Loan fraud Demand for invoice finance predicted to grow SME fintech raises £7m to provide small businesses with instant access (..)

Credit Management 84

Credit Management Small Businesses 84

Your Virtual Credit Manager

MARCH 25, 2025

Your Virtual Credit Manager is a reader-supported publication. The experts at Your Virtual Credit Manager have default risk probabilities and other financial benchmarks for analyzing your AR portfolio and revealing actionable credit & collection insights. Do you need help improving cash flow?

Credit and Collections 130

Credit and Collections Sales Tax Exemptions Credit Management Credit Application 130

Your Virtual Credit Manager

JANUARY 14, 2025

Your Virtual Credit Manager is a reader-supported publication. The experts at Your Virtual Credit Manager have default risk probabilities and other financial benchmarks for analyzing your AR portfolio and revealing actionable credit & collection insights. Do you need help improving cash flow?

Bad Debt 130

Bad Debt Bankruptcy Credit and Collections Accounts Receivable (AR) 130

Your Virtual Credit Manager

DECEMBER 31, 2024

If your enjoy this article and would like to get access to the full story, we hope you will subscribe Your Virtual Credit Manager is a reader-supported publication. Learn More About Credit Reports Please share this newsletter with your small business customers.

Collector 130

Collector Credit and Collections Bad Debt High-Risk Accounts 130

Your Virtual Credit Manager

FEBRUARY 18, 2025

To continue reading and learn about nine additional sources of customer credit intelligence regarding your existing accounts, you must be a paid subscriber. Your Virtual Credit Manager is a reader-supported publication. Learn More About Credit Reports Please share this newsletter with your small business customers.

Credit Application 130

Credit Application Credit and Collections Bad Debt High-Risk Accounts 130

Credit Management Group UK

DECEMBER 6, 2022

If there is anything you would like to see more of in our round ups from more Credit Management Hints & Tips to help on E-learning webinars let us know: COMMERCIAL CREDIT MANAGEMENT. Supply chain chaos and inflation are top concerns for businesses. Recession fears knocks business output and confidence.

Credit Management 78

Credit Management Small Businesses 78

Your Virtual Credit Manager

OCTOBER 29, 2024

Your Virtual Credit Manager is a reader-supported publication. For an Introduction to Business/Commercial Collections, join David Schmidt online November 12, 2024, at 1:30 PM EDT. Webinar Registration Do you need help assessing your customers’ credit risks? it just might help them collect faster and pay you sooner.

Past Due Invoices 100

Past Due Invoices Credit and Collections Collector Default 100

Eagle Business Credit

OCTOBER 12, 2023

Many small business owners have been turning to accounting software for their bookkeeping needs. Software can be used with or without an accounting department, depending on how lean your business is. Having the ability to view your payments in one dashboard means ditching the headache associated with receivables management.

Small Businesses 98

Small Businesses Dashboards Credit Management 98

Your Virtual Credit Manager

FEBRUARY 25, 2025

To continue reading and learn how to manage high- and low-risk customers who chronically pay late, you must be a paid subscriber. Your Virtual Credit Manager is a reader-supported publication. Learn More About Credit Reports Please share this newsletter with your small business customers.

Bad Debt 130

Bad Debt Credit and Collections DSO Debt Collections 130

Your Virtual Credit Manager

JANUARY 17, 2023

Photo by Alex Radelich on Unsplash When small businesses add customers and increase sales, their company’s Accounts Receivable (AR) will grow. Readers of Your Virtual Credit Manager now have access to sharply discounted business credit reports from D&B, Experian, or Equifax through our partner Accredit.

Credit and Collections 246

Credit and Collections Accounts Receivable (AR) Days Sales Outstanding Past Due Invoices 246

Your Virtual Credit Manager

NOVEMBER 19, 2024

Your Virtual Credit Manager is a reader-supported publication. For a masterclass on Credit Department Digital Transformation , join David Schmidt online December 3, 2024, at 1:30 PM EDT. Learn More About Credit Reports Please share this newsletter with your small business customers.

DSO 100

DSO AR Metrics Credit and Collections Accounts Receivable (AR) 100

Your Virtual Credit Manager

MAY 23, 2023

Please feel free to share this newsletter with your small business customers. Their Credit Report Shows Other Suppliers Being Paid Promptly: This may indicate cash flow problems, but it also shows your firm is unimportant to them. Do you need help with your credit policies and procedures?

Bad Debt 49

Bad Debt Credit and Collections Deductions Invoice Amount 49

Credit Management Group UK

NOVEMBER 2, 2022

If there is anything you would like to see more of in our round ups from more Credit Management Hints & Tips to help on E-learning webinars let us know: COMMERCIAL CREDIT MANAGEMENT. Business confidence hits 19-month low. Business loans predicted to fall 3.5% million overdue invoices in Scotland.

Credit Management 52

Credit Management Small Businesses 52

Your Virtual Credit Manager

JANUARY 31, 2023

Cash flow problems: The primary reason businesses declare bankruptcy is liquidity issues, so it should come at no surprise that cash flow problems are a top reason for a business paying late. they are a small business waiting to get paid on a big project) or a sign of financial distress. Buy Credit Reports 8.

Credit and Collections 246

Credit and Collections Bankruptcy Past Due Invoices Order to Cash 246

Your Virtual Credit Manager

JUNE 11, 2024

My first exposure to the power of accounts receivable (AR) automation came in 1990 when I was credit manager at ERICO Fasteners, a mid-market, specialty metals manufacturer. During the 10 years I’d been in business credit, I had never seen anything like it. it just might help them collect faster and pay you sooner.

AR Automation 130

AR Automation DSO Collector Accounts Receivable (AR) 130

Credit Management Group UK

JULY 19, 2023

Small businesses need to ensure they have the most effective credit management systems and skills to tackle late payment seriously, to avoid becoming one of those statistics. If late payment isn’t tackled effectively, the effect on businesses and ultimately the economy could be disastrous.

Credit Management 51

Credit Management Bad Debt Credit and Collections Credit Application 51

Your Virtual Credit Manager

SEPTEMBER 24, 2024

This advice should resonate deeply for anybody involved in credit management, particularly in times of economic uncertainty. To continue reading and learn how to use calmness and clarity to turn nervousness into excitement to fuel success, you must be a paid subscriber to Your Virtual Credit Manager. Share Read more

Accounts Receivable (AR) 130

Accounts Receivable (AR) Credit and Collections Credit Management Default 130

Your Virtual Credit Manager

SEPTEMBER 3, 2024

To continue reading and learn how to best prioritize your collection efforts for maximum cashflow you must be a paid subscriber to Your Virtual Credit Manager. Do you need help assessing your customers’ credit risks? Learn More About Credit Reports Please share this newsletter with your small business customers.

Accounts Receivable (AR) 130

Accounts Receivable (AR) Days Sales Outstanding DSO Credit and Collections 130

Fundera

MAY 11, 2016

When you launch a business and apply for business financing, lenders often look at your personal credit history and review your credit score, because your business won’t yet have a record of good or bad credit management. . With a 700 Credit Score, You Can… Qualify For an SBA Loan.

Credit Scoring 72

Credit Scoring Small Businesses Credit Reporting Agencies Credit Unions 72

Your Virtual Credit Manager

JANUARY 23, 2024

Furthermore, new businesses and small businesses tend to have high failure rates, and there is good reason to believe a wave of defaults is coming. The experts at Your Virtual Credit Manager are ready to help you improve cash flow and reduce AR risks during these challenging times. What do you need help doing?

Credit Application 130

Credit Application Bad Debt Bankruptcy Credit Scoring 130

Trade Credit & Liquidity Management

MAY 8, 2025

Fake customers, redirected shipments, and phantom invoices can all slip through weak data controls, especially in businesses without strict oversight. Small businesses have annual median losses to fraud of around $200,000 —and AR fraud is more common than you know.” No bounced emails.

Credit and Collections 52

Credit and Collections Revenue Recognition DSO Credit Management 52

Emagia

JANUARY 27, 2025

One of the most essential aspects of business finance is managing credit effectively. Whether you are a small business owner or managing the finances of a large enterprise, having the right tools to manage credit can make a huge difference. This is where credit management software comes in.

Credit Management 40

Credit Management Bad Debt Credit and Collections Credit Risk 40

Your Virtual Credit Manager

FEBRUARY 6, 2024

As a small business owner or executive, managing accounts receivable (AR) and navigating through various credit decisions is an integral part of the job. After all, credit and collections is essential to the performance of your order-to-cash (O2C) process and cash conversion cycle. What do you need help with?

Credit and Collections 130

Credit and Collections Accounts Receivable (AR) Bad Debt Credit Risk 130

Your Virtual Credit Manager

MAY 14, 2024

Monitoring and tracking cash is a critically important activity for most small businesses (for more on that subject, check out “ Taking the Crystal Ball out of Cash Flow Forecasting ”). The experts at Your Virtual Credit Manager are currently offering 33 percent off our standard small business consulting rates.

AR Metrics 130

AR Metrics DSO Credit and Collections Accounts Receivable (AR) 130

Your Virtual Credit Manager

JULY 23, 2024

This is especially true in the case of small business customers, who will do everything they can to keep paying their suppliers and vendors, including tapping out their personal credit, until the bottom falls out. please take advantage of our July Sale to lock in a subscription to Your Virtual Credit Manager for just $34.99

Credit and Collections 130

Credit and Collections Accounts Receivable (AR) Shared Service Center Small Businesses 130

Your Virtual Credit Manager

FEBRUARY 27, 2024

For a small business owner or executive, navigating credit decisions can be challenging, especially when they clash with the goals of other stakeholders within the company. The experts at Your Virtual Credit Manager can help you bring in the cash. Are there past due accounts you are trying to collect?

Accounts Receivable (AR) 130

Accounts Receivable (AR) Bad Debt Days Sales Outstanding Credit and Collections 130

Your Virtual Credit Manager

OCTOBER 22, 2024

In the movie “9 to 5” the general manager is having product shipped to a warehouse he controls in order to sell the goods on the side—an all to common scenario. To continue reading and learn more about the types of credit fraud and how to protect your organization, you must be a paid subscriber. Share Read more

Past Due Invoices 130

Past Due Invoices Credit and Collections Credit Card Payments Default 130

Your Virtual Credit Manager

APRIL 16, 2024

To read the rest of the article and learn nine factors you should consider when shopping for a collection agency, as well as eight red flags that indicate you should look for another agency, you need to be a paid subscriber to Your Virtual Credit Manager. it just might help them collect faster so they can pay you sooner.

Accounts Receivable (AR) 130

Accounts Receivable (AR) Debt Collections Credit and Collections Collector 130

Your Virtual Credit Manager

FEBRUARY 15, 2024

Thank you for being a free subscriber to Your Virtual Credit Manager (YVCM). If you like this newsletter, get value out of it, and believe in paying people for their work, please consider a paid subscription.

Credit and Collections 130

Credit and Collections Credit Management Small Businesses 130

Your Virtual Credit Manager

JULY 9, 2024

Remember, business is a contact sport and vendors need to be prepaired to respond vigorously to any attacks on their terms of sale and cash conversion cycle To continue reading and learn how best to respond to customers that demand extended payment terms, you must be a paid subscriber. Do you need help managing credit and collections?

Credit and Collections 130

Credit and Collections Credit Management Invoice Amount Small Businesses 130