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Credit 101: The Ultimate Guide to Managing Credit

Prosper

There’re a few options to look into if you’re trying to rebuild your credit and pay down a lot of debt: Credit counseling: Most reputable, certified credit counselors work for nonprofit organizations and will work with you to build a plan and manage your debt.

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Where to Find Cheap or Free Financial Advice

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Provides tools and resources to assist you with budgeting, credit management, and understanding financial products. Organizations like United Way , Jump$tart Coalition , Operation HOPE , and local financial empowerment centers offer; Financial coaching.