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Credit 101: The Ultimate Guide to Managing Credit

Prosper

Credit Bureaus and Credit Scores. Through your credit file and credit score. There are three credit bureaus in the United States: Experian, Equifax, and TransUnion. Credit Scores. The most commonly known one is the Fair Isaac Corporation, or FICO ® score.

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Where to Find Cheap or Free Financial Advice

Due

Credit improvement. How to understand and improve your credit score. Provides tools and resources to assist you with budgeting, credit management, and understanding financial products. Developing a plan for paying down debt , negotiating with creditors, and exploring debt consolidation options.