Fundera

JUNE 9, 2019

Small Business Credit Card Reader Options. Square chip card reader. Credit card readers come in all different shapes and sizes. If you’re just starting your search for a small business credit card reader, you’re likely just becoming aware of that fact.

Small Businesses 80

Small Businesses Credit Card Payments Transactions 80

Eagle Business Credit

MAY 9, 2024

Running a small business is a challenging endeavor, often fraught with hurdles that test the resilience and adaptability of an entrepreneur. In this blog, we will explore the various alternative financing options available for small businesses and discuss why they are becoming increasingly popular choices.

Small Businesses 52

Small Businesses Credit Scoring Credit Card Payments Default 52

Fundera

OCTOBER 23, 2018

As you start your search for a credit card reader for your small business, you’ll begin to realize how many subcategories of different kinds of credit card readers there are. Additionally, both require a free card reader app in order to be able to fully process credit card payments for your business.

Small Businesses 80

Small Businesses Credit Card Payments Transactions Payment Portals 80

Fundera

MARCH 7, 2020

In this guide, we’ll break down 10 of the best invoicing software solutions for small businesses—so you have all the information you need to decide what’s right for your business’s needs. 10 Best Invoice Software Options for Small Businesses. Invoice in any currency.

Small Businesses 99

Small Businesses Credit and Collections Credit Card Payments Transactions 99

Fundera

APRIL 26, 2020

In this guide, we’ll break down the best payment apps for small businesses—discussing their features, pricing, and more—so that you have all the information you need to meet your business needs. The Top Mobile Payment Apps for Small Businesses. Payment App. payments and send invoices.

Small Businesses 52

Small Businesses Credit Card Payments Transactions 52

Fundera

DECEMBER 3, 2018

The Best Ecommerce Platforms for Small Business. Like many other small business owners, you’ve probably considered selling your products or services online. Well, a lot of it depends on the type of business you operate. 5 Best Ecommerce Platforms for Small Businesses. Very Small Businesses. $26

Small Businesses 69

Small Businesses Credit Card Payments Transactions Cybersecurity 69

Fundera

JULY 26, 2019

45 Best Small Business Services. The most important commodity any small business owner has is time. You only have so many hours in the day to dedicate to your business, and you want to use them as efficiently as possible. Small Business Services: Accounting Software. QuickBooks Online. Freshbooks.

Small Businesses 90

Small Businesses Transactions Credit Card Payments 90

Lockstep

FEBRUARY 1, 2023

In short, surcharging is a way for businesses to recover the costs of accepting credit card payments. As electronic payments continue to outpace traditional methods of payment, surcharging is a smart and practical way for businesses to recover the costs associated with accepting credit card payments.

Credit Card Payments 87

Credit Card Payments Small Businesses Transactions Payment Portals 87

Fundera

SEPTEMBER 22, 2017

This guest article was written by Kanishka Khanna, a risk analyst for BlueVine, where he oversees a portfolio of thousands of small and medium-sized businesses. Coming from a family of entrepreneurs, Kanishka believes pure grit and access to working capital separate small business owners from giants of industry.

Small Businesses 62

Small Businesses Credit Card Payments 62

Fundera

JULY 15, 2019

The Best Ecommerce Platforms for Small Business. BigCommerce : Great Shopify alternative with better options for themes, design, and accepting payments. 3dcart : Best Shopify alternative for built-in features and payment options. PrestaShop : Best open-source ecommerce platform for small businesses.

Small Businesses 69

Small Businesses Credit Card Payments Transactions Dashboards 69

Fundera

OCTOBER 8, 2019

8 Best Credit Unions for Small Business Owners in 2019. America First Credit Union. Alliant Credit Union. Navy Federal Credit Union. First Tech Federal Credit Union. Self-Help Credit Union. Consumers Credit Union. Digital Federal Credit Union. Boeing Employees Credit Union.

Credit Unions 81

Credit Unions Small Businesses Credit Card Payments Transactions 81

Fundera

DECEMBER 15, 2018

Credit Karma. One of the best parts of owning a small business? Especially when it comes to your business’s financials , you want to be a perfectionist. Meanwhile, the best finance apps for small business owners are designed to let you focus on what’s most important—and leave the computing to the computers.

Small Businesses 67

Small Businesses Credit Card Payments Credit Scoring Transactions 67

Fundera

SEPTEMBER 13, 2016

If you’re a small business owner on the hunt for business loans , you probably know the deal with traditional banks: big banks just don’t lend to small businesses. More than 80% of banks reported that they tightened their lending standards for small businesses after the recession. That’s partly true.

Small Businesses 104

Small Businesses Credit Scoring Credit and Collections Credit Card Payments 104

Fundera

MAY 15, 2019

What Is Stripe Payments? Stripe is a third-party payment processor that enables merchants to accept credit card payments. Using Stripe Payments, you can accept a wide variety of payment options—credit cards, wallets, and international currencies—both in-person and online. Customization.

Small Businesses 45

Small Businesses Credit Card Payments Dashboards Transactions 45

Fundera

NOVEMBER 1, 2018

If you’re a small business owner trying to more effectively manage your spending, consider investing in a prepaid business debit card. Prepaid business debit card holders preload their card with however much money they want to spend, ensuring that they never go over their limit or spend more than they can afford.

Small Businesses 49

Small Businesses Credit Card Payments Credit Card Companies Credit and Collections 49

Fundera

JUNE 6, 2018

At their very best, small business loans work wonders to alleviate a business’s financial burdens. But for a business with cash-flow issues, getting a small business loan with a down payment actually adds to the stress. That’s why many borrowers hope to find no money down small business loans.

Small Businesses 89

Small Businesses Default Credit Card Payments Credit Scoring 89

Fundera

FEBRUARY 25, 2019

Accounting Methods for Small Businesses. The two primary accounting methods for small business owners are cash basis and accrual basis. Any business is free to use accrual accounting. Any business is free to use accrual accounting. Generally Accepted Accounting Principles (GAAP).

Small Businesses 74

Small Businesses Credit and Collections Credit Card Payments Transactions 74

Fundera

NOVEMBER 16, 2018

The 8 Best Free POS Software for Small Business. As a small business owner, you’re always looking to save a buck wherever you can. For small business owners with limited transactions or products, free POS software can satisfy most of your needs. The 8 Best Free POS Software for Small Business.

Small Businesses 55

Small Businesses Credit Card Payments Transactions 55

Fundera

SEPTEMBER 16, 2018

8 Best Credit Unions for Small Business Owners in 2018. America First Credit Union. Alliant Credit Union. Navy Federal Credit Union. First Tech Federal Credit Union. Self-Help Credit Union. Consumers Credit Union. Digital Federal Credit Union. Boeing Employees Credit Union.

Credit Unions 81

Credit Unions Small Businesses Credit Card Payments Transactions 81

Fundera

OCTOBER 30, 2019

The Top Payment Processing Companies for Small Business. QuickBooks Payments. Payment Depot. Whether you run a brick-and-mortar retail store or an online-based business, you’ll more than likely need to accept a variety of payment methods—including credit cards and digital payments.

Small Businesses 73

Small Businesses Transactions Credit Card Payments 73

Fundera

SEPTEMBER 13, 2016

If you’re a small business owner on the hunt for business loans , you probably know the deal with traditional banks: big banks just don’t lend to small businesses. More than 80% of banks reported that they tightened their lending standards for small businesses after the recession. That’s partly true.

Small Businesses 92

Small Businesses Credit Scoring Credit and Collections Credit Card Payments 92

Fundera

AUGUST 20, 2019

Cheapest Credit Card Processing for Small Business. Square: Cheapest credit card processing for mobile payments and point of sale. Fattmerchant: Cheapest credit card processing for high-volume businesses. Payment Depot: Cheapest credit card processing for mid-sized businesses.

Small Businesses 40

Small Businesses Credit Card Payments Transactions international credit 40

Fundera

APRIL 28, 2017

For many small businesses, a robust POS (point of sale) system is something they absolutely can’t function without. But with so many POS systems on the market, how can you weed through your options to find the best for your small business? Check out these four best POS systems—reviewed by real business owners themselves!

Small Businesses 78

Small Businesses Credit Card Payments Transactions 78

Fundera

JANUARY 27, 2019

Plastiq is a payment app that lets you consolidate all your purchases onto credit cards, maximizing rewards and cash back. Consumers and small businesses can use Plastiq to pay with a credit card, even when a vendor won’t accept credit card payments. Photo credit: Plastiq.

Small Businesses 40

Small Businesses Credit Card Payments Dashboards Credit Card Companies 40

Your Virtual Credit Manager

APRIL 9, 2024

Learn More About Consulting Readers of Your Virtual Credit Manager can access sharply discounted business credit reports from D&B, Experian, or Equifax through our partner accredit. Learn More About Credit Reports Please feel free to share this newsletter with your small business customers.

Credit and Collections 130

Credit and Collections Accounts Receivable (AR) Credit Card Payments Default 130

Fundera

FEBRUARY 13, 2019

But the following happened between the time you invoiced your client and the time they paid you: You had to make credit card payments on June 12, July 12, and August 12. You also had to pay your subcontractor on June 20 under your contract with them, and you had to draw on your revolving line of credit to do so.

Small Businesses 65

Small Businesses Revenue Recognition Credit Card Payments Transactions 65

Lendio

APRIL 20, 2023

Accepting credit card payment is essential for any business. Most people have at least one credit card at all times, but can the same be said for cash? These gateways result in less control for you as a business owner and create an additional step for your customers.

Credit Card Payments 52

Credit Card Payments Credit and Collections Transactions Small Businesses 52

Fundera

DECEMBER 25, 2018

Non-card types of payment you can accept are ACH transfer , electronic benefit transfer (EBT), and checks by mail or image capture. Worldpay merchant accounts allow your business to receive funds from different types of payment, including debit and credit card payments. Mobile Payments.

Small Businesses 40

Small Businesses Electronic Funds Transfer Credit Card Payments Credit and Collections 40

Fundera

MARCH 28, 2018

You probably know how important your credit score is when you’re applying for a small business loan. But with all of the surprising ways you can damage your credit, that number might come as a surprise when it pops up on your application. What Your Credit Score Is, and Why It Matters: A Quick Rundown.

Small Businesses 88

Small Businesses Credit Scoring Default Credit and Collections 88

Fundera

DECEMBER 13, 2019

On the whole, however, the term merchant services can encompass the behind-the-scenes process by which a business accepts payments, the companies businesses work with for this purpose, as well as the hardware or software involved with taking and processing payments. How Merchant Services Work.

Credit Card Payments 92

Credit Card Payments Transactions Small Businesses 92

Fundera

APRIL 8, 2020

This developer-friendly, online payments platform has quickly grown to become one of the most popular and well-known solutions in the merchant services industry, especially among ecommerce and other online-based businesses. Of course, while Stripe is a top solution, that doesn’t necessarily mean it’s right for every small business. .

Small Businesses 52

Small Businesses Transactions Credit Card Payments 52

CreditStrong for Business

AUGUST 16, 2024

It’s also worth pointing out that a lender can use the Intelliscore Plus to evaluate your business credit report or a combination of your personal credit report and business credit information together. Below is a cheat sheet to demonstrate how a lender might interpret your company’s Intelliscore Plus credit score.

Credit Reporting Agencies 52

Credit Reporting Agencies Credit Scoring Credit and Collections Bankruptcy 52

Fundera

JANUARY 3, 2017

As a small business owner just getting your venture off the ground, you wear many hats. You’re not only the founder of your company, but you’re its number one sales rep, the chief marketer, the go-to office manager, and oftentimes its business accountant. QuickBooks Desktop.

Small Businesses 66

Small Businesses Dashboards Transactions Credit Card Payments 66

Fundera

JANUARY 27, 2016

One of the best parts of owning a small business? Especially when it comes to your business’s financials, you want to be a perfectionist. Meanwhile, the best finance apps for small business owners are designed to let you focus on what’s most important—and leave the computing to the computers. Capital One Mobile.

Small Businesses 76

Small Businesses Credit Card Payments Credit Scoring Transactions 76

Your Virtual Credit Manager

JULY 25, 2023

Move your smallest customers onto credit cards at the time of purchase. Only accept credit card payments from your larger customers if they pay within 10 days of the invoice. As an incentive, you can forego a credit card surcharge, which would be roughly equivalent to offering a cash discount.

Best Possible DSO (BPDSO) 130

Best Possible DSO (BPDSO) DSO Cash Forecasting Credit and Collections 130

CreditStrong for Business

AUGUST 15, 2024

You can get business credit with just an EIN, but it’s difficult for most companies. Lenders generally want small business owners to apply for credit accounts with a Social Security Number (SSN), not an EIN. That’s primarily because the distinction between a small business and its owner is often negligible.

Credit Scoring 52

Credit Scoring Small Businesses Credit Card Payments Credit Card Companies 52

Lendio

JANUARY 10, 2023

While they look almost indistinguishable from credit cards, debit cards function essentially like cash in practice. For consumers, they’re the best of both worlds—the simplicity of credit cards coupled with the hassle-free nature of cash. Why Are Small Businesses Charged Debit Card Fees?

Credit Card Companies 52

Credit Card Companies Credit Card Payments Transactions Deductions 52