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25 Ways to Get Out of Debt Fast

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Get your credit card statements, car loan statements, and medical bills together. For example, if you have a $73 credit card payment, add $7 to make it an even $80. In addition to making double payments next month, you’ll have to pay a late fee money you could have used to reduce your balance.

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Credit Card Cutback: Guaranteed Ways to Negotiate Lower Interest Rates and Pay Off Debt

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In addition, 15% of Americans are in credit card debt for over 15 years. Also, nearly half of all Americans have added more credit card debt since March 2020. Even more troubling, 57% of Americans have missed one or more credit card payments — which results in late fees and damages your credit score.

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38 EFFORTLESS Ways We SAVE MONEY (Without Even Trying)

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Consumer spending is increased by credit cards, according to several studies. The reason for this is that credit card payments may not be as noticeable as cash payments. Until the bill comes in, we don’t realize the financial damage that was done. Change your default option.