Credit Card Payments Credit Reporting Agencies Credit Unions 
CreditStrong for Business
MARCH 9, 2023
Major credit bureaus calculate your score based on information provided to the credit bureaus by each of your creditors, also known as the lenders, that you have accounts with. A credit reporting agency also calculates credit score updates constantly as your accounts age.
CreditStrong for Business
OCTOBER 8, 2024
These bills usually involve loans, like a student loan, personal loan, car loan, or revolving credit accounts, such as a credit card. Bills that are not reported to a credit reporting agency, like rent and utility payments, will not affect your credit score unless your account is delinquent and gets sent to collections.
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CreditStrong for Business
OCTOBER 8, 2024
In general, if you’re borrowing money from a lender, the bills you receive from that lender do get reported to the credit bureaus: Experian, Equifax, and Transunion. That means things like car payments, credit card payments, student loan payments, and mortgage payments will all show up on your credit report.
CreditStrong for Business
JULY 1, 2024
In general, if you’re borrowing money from a lender, the bills you receive from that lender do get reported to the credit bureaus: Experian, Equifax, and Transunion. That means things like car payments, credit card payments, student loan payments, and mortgage payments will all show up on your credit report.
Due
OCTOBER 23, 2023
Also, if you pay your credit card bill regularly, your balance/utilization ratio may decrease. An individual’s credit utilization ratio indicates what percentage of their total available credit they are currently using. Round up your loan payments. The next time you pay, round up a couple of dollars.
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