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When determining how much housing you can afford, a common rule of thumb is that you should spend no more than 30% of your gross monthly income before taxes and other deductions. Make sure you have a prime credit score. According to the Consumer Financial Protection Bureau (CFPB), prime credit scores range from 660-719. “I
Before you dive any further into the small business lending process, check your credit score. Some creditcardcompanies will show you your credit score right on your monthly statement, or when you sign onto your online account. Yes, right now! Otherwise, you can find it on sites like this.
By going paperless with your bills , you can reduce clutter around the house — and even save some trees All the companies that you do business with make it easy for you to opt for electronic billing. This includes banks, creditcardcompanies, cable TV providers, cellphone companies, and insurance companies.
In fact, how you use your creditcard is governed by your creditcard agreement, not any federal or local law. Your creditcard agreement lays out your entire contract with the creditcardcompany. In it, you’ll see the terms that apply to you and your card issuer.
Also called total revenue, your gross revenue is the sum of all funds you’ve received from customers in exchange for your product or service, before taking any deductions or expenses (such as rent, cost of goods sold , taxes, etc.). Avoid FICO demerits like loan defaults, bankruptcy, judgments, collections, and foreclosures.
Both secured credit and debit cards typically have spending limits, either equal to the line of credit or account balance respectively, effectively preventing users from spending money they don’t have. But a secured creditcard is paid off monthly, not deducted from your account balance or deposit every time you spend.
Also called total revenue, your gross revenue is the sum of all monies you’ve received from customers in exchange for your product or service, before taking any deductions or expenses (such as rent, cost of goods sold , taxes, etc.). Avoid FICO demerits like loan defaults, bankruptcy, judgments, collections, and foreclosures.
Also called total revenue, your gross revenue is the sum of all monies you’ve received from customers in exchange for your product or service, before taking any deductions or expenses (such as rent, cost of goods sold , taxes, etc.). Avoid FICO demerits like loan defaults, bankruptcy, judgments, collections, and foreclosures.
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