Due

JANUARY 27, 2023

When determining how much housing you can afford, a common rule of thumb is that you should spend no more than 30% of your gross monthly income before taxes and other deductions. Make sure you have a prime credit score. According to the Consumer Financial Protection Bureau (CFPB), prime credit scores range from 660-719. “I

Credit Scoring 105

Credit Scoring Credit and Collections Credit Card Companies Default 105

Fundera

NOVEMBER 4, 2015

Before you dive any further into the small business lending process, check your credit score. Some credit card companies will show you your credit score right on your monthly statement, or when you sign onto your online account. Yes, right now! Otherwise, you can find it on sites like this.

Small Businesses 97

Small Businesses Credit Scoring Credit and Collections Default 97

Due

MAY 5, 2023

By going paperless with your bills , you can reduce clutter around the house — and even save some trees All the companies that you do business with make it easy for you to opt for electronic billing. This includes banks, credit card companies, cable TV providers, cellphone companies, and insurance companies.

Insurance Companies 119

Insurance Companies Credit Scoring Medical Billing Deductions 119

CreditStrong for Business

AUGUST 30, 2024

In fact, how you use your credit card is governed by your credit card agreement, not any federal or local law. Your credit card agreement lays out your entire contract with the credit card company. In it, you’ll see the terms that apply to you and your card issuer.

Credit Scoring 52

Credit Scoring Credit Card Companies Credit and Collections Deductions 52

Fundera

OCTOBER 20, 2019

Also called total revenue, your gross revenue is the sum of all funds you’ve received from customers in exchange for your product or service, before taking any deductions or expenses (such as rent, cost of goods sold , taxes, etc.). Avoid FICO demerits like loan defaults, bankruptcy, judgments, collections, and foreclosures.

Small Businesses 101

Small Businesses Credit Scoring Credit and Collections Default 101

Fundera

JULY 5, 2018

Both secured credit and debit cards typically have spending limits, either equal to the line of credit or account balance respectively, effectively preventing users from spending money they don’t have. But a secured credit card is paid off monthly, not deducted from your account balance or deposit every time you spend.

Credit Scoring 55

Credit Scoring Credit Card Companies Credit Card Payments Default 55

Fundera

NOVEMBER 17, 2018

Also called total revenue, your gross revenue is the sum of all monies you’ve received from customers in exchange for your product or service, before taking any deductions or expenses (such as rent, cost of goods sold , taxes, etc.). Avoid FICO demerits like loan defaults, bankruptcy, judgments, collections, and foreclosures.

Small Businesses 75

Small Businesses Credit Scoring Credit and Collections Default 75