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Is It Illegal to Use a Business Credit Card for Personal Use?

CreditStrong for Business

In fact, how you use your credit card is governed by your credit card agreement, not any federal or local law. Your credit card agreement lays out your entire contract with the credit card company. In it, you’ll see the terms that apply to you and your card issuer.

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How Gen Z Should Prepare Their Finances for 2023 and Beyond

Due

When determining how much housing you can afford, a common rule of thumb is that you should spend no more than 30% of your gross monthly income before taxes and other deductions. Make sure you have a prime credit score. According to the Consumer Financial Protection Bureau (CFPB), prime credit scores range from 660-719. “I

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26 Ways to Simplify Your Financial Life – While Saving Astronomical Amounts of Money

Due

By going paperless with your bills , you can reduce clutter around the house — and even save some trees All the companies that you do business with make it easy for you to opt for electronic billing. This includes banks, credit card companies, cable TV providers, cellphone companies, and insurance companies.

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Secured vs. Prepaid Business Credit Card: Your Best Option

Fundera

Both secured credit and debit cards typically have spending limits, either equal to the line of credit or account balance respectively, effectively preventing users from spending money they don’t have. But a secured credit card is paid off monthly, not deducted from your account balance or deposit every time you spend.

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The Ultimate Guide to Managing Small Business Finances

Fundera

Also called total revenue, your gross revenue is the sum of all funds you’ve received from customers in exchange for your product or service, before taking any deductions or expenses (such as rent, cost of goods sold , taxes, etc.). Avoid FICO demerits like loan defaults, bankruptcy, judgments, collections, and foreclosures.

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The Ultimate Guide to Managing Small Business Finances

Fundera

Also called total revenue, your gross revenue is the sum of all monies you’ve received from customers in exchange for your product or service, before taking any deductions or expenses (such as rent, cost of goods sold , taxes, etc.). Avoid FICO demerits like loan defaults, bankruptcy, judgments, collections, and foreclosures.

article thumbnail

The Ultimate Guide to Managing Small Business Finances

Fundera

Also called total revenue, your gross revenue is the sum of all monies you’ve received from customers in exchange for your product or service, before taking any deductions or expenses (such as rent, cost of goods sold , taxes, etc.). Avoid FICO demerits like loan defaults, bankruptcy, judgments, collections, and foreclosures.