Due

JANUARY 3, 2023

Often referred to as credit reporting agencies, these companies work independently. Credit Reports vs. Credit Scores. Your credit scores are also influenced by your credit reports. The reason for this is that credit scores are calculated using information from your credit report.

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Due

DECEMBER 2, 2023

Without a credit history, there is no way for lenders to verify eligibility for loans, rentals, jobs, and insurance policies. On the other hand, your credit score is the number calculated from your credit history and credit report information. FICO scores range from 300 to 850.

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CreditStrong for Business

SEPTEMBER 12, 2024

While the presence of hard inquiries on your credit report can significantly impact your overall creditworthiness, applying for credit or loan-related services will inevitably lead to a hard inquiry being recorded. But how long do hard inquiries stay on your credit report? How Much Can a Hard Inquiry Impact Your Credit Score?

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CreditStrong for Business

OCTOBER 8, 2024

You’ll need some patience when it comes to saving up for a down payment or establishing your credit history. Even with a good credit score, it wouldn’t matter much if you don’t make enough to afford the car payments. Borrowers with no credit saw an average credit score of 630-650 within 12 months of on-time payments.

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CreditStrong for Business

NOVEMBER 22, 2024

Understanding the difference will help you manage your inquiries, protect your credit, and keep track of who is checking your credit. Let’s take a look at hard inquiries, soft inquiries, and how they affect your credit score. When you check your own credit, it will register as a soft inquiry on your credit report.

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Credit Scoring Credit Card Companies Insurance Companies Credit Application 68