Credit Application Credit Reporting Agencies Insurance Companies 
Due
JANUARY 3, 2023
There are dozens of places where you can obtain your credit report. The three big credit bureaus, however, are Equifax®, Experian®, and TransUnion®. Often referred to as credit reporting agencies, these companies work independently. Credit Reports vs. Credit Scores.
CreditStrong for Business
SEPTEMBER 12, 2024
The three major credit bureaus— Equifax , Experian , and TransUnion —must record hard credit inquiries or “hard pulls” on consumer credit files for two years. This is done to help lenders assess your current creditworthiness more easily.
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