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How Long Do Hard Inquiries Stay on Your Credit Report—The Timeline Explained

CreditStrong for Business

SEPTEMBER 12, 2024

These checks have no impact on your credit score, and the most common examples of soft inquiries include: Checking your personal credit report Checking performed as part of pre-employment background screening for potential new hires Inquiries performed by credit card companies for the purposes of marketing their pre-approval offers Checks performed (..)

Credit Scoring

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Soft Inquiry vs Hard Inquiry: How They Affect Your Credit

CreditStrong for Business

NOVEMBER 22, 2024

A credit card company that intends to send you an offer. A car insurance company evaluating your risk. You checking your own credit. These inquiries do not affect your credit, but you may still wish to keep track of them. FAQs How Can I Minimize the Impact of Hard Credit Inquiries?

Credit Scoring

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How Long Do Hard Inquiries Stay on Your Credit Report—The Timeline Explained

Soft Inquiry vs Hard Inquiry: How They Affect Your Credit

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