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CreditStrong for Business
AUGUST 20, 2024
You’ve worked hard at building your credit and you now have a good credit score that can be used for applying and getting approved for the credit card you’ve always wanted. But a few weeks after you activate and begin using the new card, you may notice that your credit score takes a dip.
CreditStrong for Business
DECEMBER 12, 2024
Each time you apply for a new revolving account like a credit card, your lender will initiate a hard credit check. That adds an inquiry to your credit report, which can take points off your credit score. If you apply to multiple credit cards at once, youll undergo a hard pull each time.
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CreditStrong for Business
SEPTEMBER 12, 2024
While the presence of hard inquiries on your credit report can significantly impact your overall creditworthiness, applying for credit or loan-related services will inevitably lead to a hard inquiry being recorded. But how long do hard inquiries stay on your credit report?
CreditStrong for Business
OCTOBER 3, 2024
Your credit report shows a list of accounts that you’re responsible for. To credit industry workers, these are known as tradelines. The tradelines you keep and how you use them help determine your credit score, so it’s important to know how these work when you want to move your score to the next level.
Due
FEBRUARY 1, 2023
There are a lot of good reasons to improve your credit score. It may even let you access more valuable rewards and perks that often come with credit cards that are targeted to people with excellent credit. actually saw credit scores rise. This may have been due to several things. In the U.S.,
CreditStrong for Business
OCTOBER 24, 2024
This gets expensive when you’re talking about credit cards. If you’re juggling multiple cards and miss a payment by one day it results in late fees that average about $34. Late payments will also put a dent in your credit score. Depending on the type of card you get, you could be paying a few hundred dollars.
CreditStrong for Business
OCTOBER 24, 2024
Improving your credit score can be challenging, especially when you’re trying to rebuild it after making some mistakes. Let’s explore what you need to know about CPNs, including how they work, why you should avoid them, and what to do to improve your credit instead of buying one. Unfortunately, that’s always a bad idea.
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