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Credit 101: The Ultimate Guide to Managing Credit

Prosper

However, it’s never too late to learn money strategies to help you manage credit, get out of debt and create a budget and saving plan that keeps you financially fit. In this first installment of our money management series, we will explore all things credit. How do you establish or rebuild good credit? Credit Basics.

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13 Surprising Factors That Affect Your Credit Score (and Why Small Business Owners Should Care)

Fundera

When a credit bureau computes your credit score, their job is to produce a number that estimates—given your past and current financial history—how likely you are to default on future debts. There are five notable components of a personal credit score. There are five notable components of a personal credit score.

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How to Build Business Credit: The Internet’s Most Comprehensive Guide

Fundera

For years, you’ve heard over and over again about the importance of maintaining a strong personal credit score. In addition to reviewing your personal credit report (which they absolutely will!), Understand How Business Credit Reporting Works. However, there are some key differences. Establish Your Business as a Separate Entity.

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What to Bring When Buying a Car

CreditStrong for Business

hours finalizing these transactions. Credit Score and History If you intend to finance a vehicle or similar large purchase, obtaining a recent copy of your credit report is always encouraged. The three major credit bureaus, Equifax, Experian, and Transunion, each provide consumers one free copy of the report annually.

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Steps to Take to Protect Yourself if you are a Victim of Identity Theft

Due

Your SSN, legal name, credit card accounts, bank accounts, tax files, you name it. Thieves may apply for new credit lines, rack up balances, and leave you with the balances. Many banks do a soft pull on your credit before they open a new account for you. You can view your soft inquiries on your credit report.

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RMAI Update March 2023

RMAi Blog

This is a very expansive definition which would include medical debt charged on a credit card, including a bottle of Tylenol purchased from a grocery store. RMAI is strongly opposed to this bill and is working with our Colorado lobbyist and other industry trade associations to get an exemption for credit card debt.

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