Credit and Collections Credit Card Companies Credit Risk 
Your Virtual Credit Manager
JUNE 18, 2024
That’s why it is standard to ask on a credit applications the year in which the business was formed. Years in business is a critical factor in the assessment of credit risk along with number of employees, which can be a good proxy for sales volume, something private businesses are not always willing to disclose.
Fundera
SEPTEMBER 18, 2018
When a credit bureau computes your credit score, their job is to produce a number that estimates—given your past and current financial history—how likely you are to default on future debts. There are five notable components of a personal credit score. There are five notable components of a personal credit score.
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Fundera
JULY 12, 2016
While there’s some debate in American politics over whether or not “corporations are people,” it is true that businesses have credit scores and can receive credit reports the same way individuals do. What is a Business Credit Score? A short list of factors affecting your score also includes: Credit utilization ratio.
Fundera
SEPTEMBER 1, 2017
While there’s some debate in American politics over whether or not “corporations are people,” it is true that businesses have credit scores and can receive credit reports the same way individuals do. What is a Business Credit Score? A short list of factors affecting your score also includes: Credit utilization ratio.
TreviPay
AUGUST 8, 2023
Credit is a powerful and useful tool, but it should be handled with care… Whether it’s for purchases, mortgages, loan approvals, or B2B financing, many organizations need to create a clear and effective credit decisioning process. What is credit decisioning? What factors play a role in credit decisioning?
Fundera
DECEMBER 12, 2018
Credit scores have become a huge part of our lives. There’s no question a good credit score is crucial for so many varying parts of our lives, but the questions stands—what is a good credit score? What is the score you need to get the best credit card, mortgage, business loan , auto loan, etc., Good: 670-739.
Fundera
APRIL 12, 2016
Your credit score is a three-digit number that gives potential lenders an idea of how likely it is that you’ll be able to pay off debt. The higher, the better: most credit score ranges begin at 300 and increase until 850. What are the different credit score ranges and what do they mean? Credit Scores are a Good Thing (Really!).
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