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Ways Credit History Can Impact Everyday Life

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With auto loans and insurance, location matters. California, Washington, Hawaii, Massachusetts, Michigan, and other US states prohibit or strictly limit insurance companies’ power to use your credit information in determining your auto insurance rates. Chapter 7 bankruptcies are among the exceptions.

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Online Credit Reports & How They Are Tracking Everything You Do

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What to look for in public records: A Chapter 7 bankruptcy stays on your credit report for 10 years after it’s filed. On the hand, after seven years, a Chapter 13 bankruptcy can be wiped out. Despite the fact that there are no quick fixes for repairing your credit, there are things you can do to improve your FICO score.