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Online Credit Reports & How They Are Tracking Everything You Do

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Often referred to as credit reporting agencies, these companies work independently. Credit Reports vs. Credit Scores. Your credit scores are also influenced by your credit reports. The reason for this is that credit scores are calculated using information from your credit report.

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The Potential Impact of Adverse Public Records on Credit Reports

CreditStrong for Business

Common types of public records include information regarding immigration and nationalization, transactions involving real estate, professional licensing, and more. How Do Public Records Affect Your Credit Score? Meanwhile, most states have created their own versions, such as Colorado’s Open Records Act (CORA).

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How Long Do Late Payments Stay on Your Credit Report?—Everything You Need To Know

CreditStrong for Business

Unfortunately, regardless of the reason, they will affect your credit score. Still, you may be wondering—how long do late payments stay on your credit report? Still, you may be wondering—how long do late payments stay on your credit report? How Does a Late Payment Affect Your Credit?

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How Long Do Late Payments Stay on Your Credit Report?

CreditStrong for Business

Late payments remain on your credit bureau report and influence your credit score for seven years. Fortunately, there are ways to improve your overall credit profile to offset the adverse results that late payments have on your credit score. and 35% of your FICO score.

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What are the Hidden Dangers of Minimum Credit Card Payments?

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Credit cards can be a highly convenient tool for facilitating daily transactions and managing personal expenses. They can also earn financial rewards, get free credit scores , secure payments from fraud, and get valuable benefits like purchase and price protection. If you qualify, they are the more favorable option.