Remove Chapter 7 Remove Credit Card Companies Remove Credit Risk
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How Long Does Bankruptcy Stay On Your Credit Report?

CreditStrong for Business

The trade-off for having your debt eliminated is a long-lasting derogatory mark on your credit report identifying you as a huge credit risk. Your credit report sees the effects of a bankruptcy filing for ten years for a chapter 7 bankruptcy. Thus, bringing them down to a humble 580 to 540 credit score.

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How to Fix My Credit to Buy a House

CreditStrong for Business

Carefully review your credit history for any potential errors that might hinder you from achieving a good credit score. The first option involves directly contacting the lender regarding the potential error on your payment history, such as a credit card company or student loan issuer.