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Despite the fact that there are no quick fixes for repairing your credit, there are things you can do to improve your FICO score. What to look for in public records: A Chapter7 bankruptcy stays on your credit report for 10 years after it’s filed. For example, getting current on missed payments.
With auto loans and insurance, location matters. California, Washington, Hawaii, Massachusetts, Michigan, and other US states prohibit or strictly limit insurancecompanies’ power to use your credit information in determining your auto insurance rates. Scores of 629 and below are considered poor credit.
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